At 16% annualized returns or more based on historical performance, SoLo Alpha expands SoLo Funds into a financial ecosystem centered on ‘Making Gains’.
LOS ANGELES, Nov. 12, 2026 /PRNewswire/ — SoLo Funds, the financial intelligence ecosystem for everyone, today announced the launch of SoLo Alpha, a high-return investment account delivering an average return of 16% annualized returns or more based on historical performance, offering the most significant returns of any retail account in America*. Provided through SoLo Cooperative, Inc., a member-owned cooperative with SoLo Protection which guarantees against negative returns, SoLo Alpha’s innovation is powered by the personal asset class through an entirely new financial construct which Solo Funds has been perfecting over the past 8 years. SoLo Alpha is designed to give all Americans an opportunity to grow their money and their impact. Members deposit funds and choose an investment approach that programmatically allocates their capital to qualifying personal loans. As borrowers repay, members earn returns. Each portfolio is optimized using SoLo Score, SoLo Funds’ proprietary risk intelligence built from eight years of repayment data and more than $2 billion in transactions.
Unlike traditional wealth-building products that require substantial capital, specialized financial knowledge or access to private investment networks, SoLo Alpha is designed to make meaningful returns available to all consumers. Americans are facing a growing economic crisis as their wealth is eroded by underperforming financial products, speculative investment options and the concentration of AI-driven gains among those who already own capital. The rapid expansion of DIY trading, online betting and prediction markets threatens to widen this divide, leaving many households unable to build wealth or even keep pace with rising costs. SoLo Alpha aims to provide a better solution by giving Americans access to real return and an opportunity to grow their money. SoLo Alpha offers an average return of 16% annualized returns or more based on historical performance, approximately three times the rates offered by leading high-return savings accounts and other nationally available retail return products*. The return is derived by SoLo Funds’s historical construct of the personal loan asset class and its ability to derisk it as scale; not stock-market performance, cryptocurrency speculation or promotional interest rates.
“SoLo Alpha is built to make your money work harder, delivering an average of 16% annualized returns or more based on historical performance of a proven financial solution,” said Travis Holoway, CEO and Co-Founder of SoLo Funds. “It gives consumers a smarter way to pursue stronger returns and accelerate their financial growth than any other product on the market today.”
Since its founding in 2018, SoLo Funds has facilitated over $2 billion in transactions, funded more than 2 million loans and empowered a community of nearly 3 million members. Members have earned more than $75 million by providing capital to people, demonstrating at scale that financial returns can be accessible.
SoLo Funds’ journey has evolved to reveal what has always driven its innovation: a financial intelligence ecosystem powered by advanced underwriting and the rapid movement of capital. This infrastructure creates measurable advantages and stronger returns across a growing suite of solutions for every class. With every member “Making Gains,” SoLo is proving that an inclusive financial system can scale efficiently and outperform one built to exclude.
About SoLo Funds
SoLo Funds is America’s highest-returning financial intelligence company where its members are making gains. Built around a real-time intelligence engine, SoLo Funds is a single platform where members lend, borrow, bank, and earn. Founded in 2018 by Travis Holoway and Rodney Williams, SoLo turns millions of transactions into smarter decisions, member savings, superior returns, and real-time insight. SoLo is proof that a financial system built to include everyone can outperform one built to exclude them. return, capital and intelligence for everyone. Learn more at solofunds.com.
1″ / “highest-returning” claim based on comparison of SoLo Alpha average trailing 12-month returns against published national average and top nationally available annualized returns for high-return savings accounts, money market accounts, certificates of deposit, U.S. Treasury securities, and comparable retail return products as of September 25, 2026. National average savings annualized returns of 0.38% per FDIC National Rates and Rate Caps (as of August 17, 2026); top nationally available high-return savings annualized returns of 4.00% to 4.50% and top CD annualized returns of 4.50% to 5.00% per Bankrate, NerdWallet, and Fortune rate surveys (as of September 25, 2026). Average annualized returns based on trailing 12-month performance data for strategies utilizing borrowers with a SoLo Score of 55+. Returns vary by strategy, deposit timing, and utilization rate. SoLo Alpha returns are variable, based on personal loan strategy performance, and are not guaranteed beyond the SoLo Protection no-negative-return floor. SoLo Alpha is not a bank deposit product. Past performance does not guarantee future results.
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SOURCE SoLo Funds
