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Plum launches AI-powered money guidance, delivering tailored plans in minutes to the general public

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3 months ago

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LONDON, June 9, 2026 /PRNewswire/ — Smart money app Plum has launched a new financial guidance service called Plum Plan, transforming the way people build, manage and grow their wealth over their lifetime.

The AI-powered service offers a step-by-step plan to help users reach their goals faster and more easily, helping them choose the right amount to set aside in the appropriate tax wrapper and investment option. It’s the first stage of Plum’s AI offering as it builds towards a fully digital advice experience, with optional access to a human expert as well.

Plum Plan, which is available for free to all customers, represents a major leap forward. By bringing together the latest AI technology, customer data and the Plum’s suite of tax-efficient solutions, it empowers the 91% of the public who don’t have access to financial advice*. The service provides people with information about the relevant financial products they could use, whether it’s to plan for retirement, buy a house, save for a wedding, or another important financial milestone, without the traditional costly fees.

The service uses data provided by the customer about their current life circumstances, including their salary, outgoings and everyday spending habits.  It then creates an easy-to-follow financial plan in a matter of minutes, all via conversational AI. As their circumstances evolve, from career changes and growing families to shifting financial goals, the plan will soon be able to automatically adapt to reflect their changing needs and help keep them on track for lifelong financial wellbeing.

Plum Plan helps users to narrow down their options from the range of financial products available and provides suggestions about how they might allocate their money tax-efficiently, meaning they can achieve their ambitions quicker. The service also includes advanced planning capabilities specifically for home buying and retirement, namely:

House cost estimation: Home-buying plans can estimate the average cost of a property based on the user’s preferred location and required property size, while also factoring in additional costs such as stamp duty and solicitor’s fees.Retirement savings projection: Retirement plans can compare a user’s desired retirement age with their projected retirement age and highlight additional investment options, alongside workplace pension contributions, to help them retire sooner.

As well as these larger financial milestones, users can also generate plans to save for holidays, car purchases, or other smaller goals that are tailored to the information they provide.

Plum Plan has been informed by chartered financial planner Will Bryant, Director of Wealth Strategy at Plum, who has used his almost 30-years experience to optimise the quality and accuracy of the guidance provided. The pioneering service has been built with user safety in mind, so customers can rest assured knowing their data is never shared with third-party AI providers, as all conversational tuning and prompt engineering is carried out using internal data only.

In addition, Plum Plan combines best-in-class LLMs with comprehensive guardrails, using continually reviewed knowledge bases and up-to-date financial information. This helps avoid the hallucinations or potentially hazardous content often associated with general-purpose chatbots.

Speaking about the service, Victor Trokoudes, Founder and CEO of Plum, said:

“From the very start, Plum was rooted in smart technology. When we began life as a chatbot, I could see AI’s potential for making it easier for people to manage their finances through conversations. Replicating the interaction that people have with others was critical to helping people feel comfortable when making financial decisions and overcome their money inertia.

“The technology has evolved so we can now offer a conversational platform with trusted, automated assistance. But importantly we’re able to offer this in an environment where the guidance is monitored and overseen by experts, as opposed to an untested generic provider.

“This isn’t just a shift in the world of personal finance, it’s a shift in the world more generally. It’s something that for so long has been out of reach for so many people. Built for the 91% of people who are not receiving financial advice, Plum Plan makes managing money feel intuitive, empowering and genuinely accessible. Unlike most AI tools, Plum Plan is built right into the app and it actually knows you. It uses the information you provide to create a clear plan that is designed for you, to get you where you want to go, all for free.

“I’m delighted that more than 150,000 people have used Plum’s AI for guidance so far and are actively progressing towards their goals. It’s already making a big difference, helping users to build an additional retirement pot of around £170,000 on average**. My ambition is that everyone in the UK and EU can have a financial plan within Plum that is automatically optimised to use the right products. This way they can focus on living their life, while we take care of their finances.

Will Bryant, Director of Wealth Strategy at Plum, added:

“What’s particularly exciting is that this is just the first step for us in helping our customers achieve their financial aspirations and supporting them on their wealth-building journey. We’re working to secure a licence to offer financial advice to our users so we can make personalised recommendations, facilitated by our pioneering use of AI.”

To find out more information about Plum Plan, and to use the service for free, download the Plum app and click the ‘Plum Plan’ tab. Or visit https://withplum.com/plan.

* FCA Financial Lives survey, 2024

**The current average age of the customer is 44 years, leaving an estimated 24 years to retirement. The median yearly saving post-plan is £4,164/year pre monthly compounding, leading to a median projected pot at 68 of £170,000 based on typical 5% real growth.

Notes to editors

Plum provides information and insights to our customers. We do not currently provide advice, and nothing herein should be construed as such.

For further information, please contact:

Rajan Lakhani, rajan@withplum.com, 0207 959 4254

Susanna Wood, susanna@withplum.com, 07804253709

About Plum: 

Plum is the ultimate smart money app, helping people to build their money for life. Founded in 2016 by Victor Trokoudes (ex-Wise), Plum automates parts of personal finance that people find difficult or don’t have time for, with effortless saving, empowered spending and accessible investing. Five million customers across Europe have downloaded Plum to do more with their money, with more than £6 billion set aside via the app. Plum was named one of the fastest-growing companies in the UK by the FT1000: Europe’s Fastest-Growing Companies 2026. Plum is headquartered in London, UK, and has offices in Athens, Greece and Nicosia, Cyprus.

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Tuya Smart Brings Full-Stack AI into Everyday Life at IFA 2026

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38 minutes ago

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September 6, 2026

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BERLIN, Sept. 6, 2026 /PRNewswire/ — Tuya Smart (NYSE: TUYA; HKEX: 2391), a global AI cloud platform service provider, is showcasing its latest advances in physical AI at IFA 2026 under the theme “Hey Tuya.”

Headlining the exhibit is the global debut of the new AI companion robot Doova, alongside the European debut of Tuya’s AI Home, AI Energy, and AI Robot ecosystems, the Hey Tuya whole-space intelligent interaction experience, a full-stack Matter portfolio, and development tools designed to help turn AI hardware concepts into working products.

The showcase illustrates how Tuya is connecting cloud intelligence, devices, and developer tools to move AI beyond screens and into practical use across homes, energy systems, robotics, pet care, and personal assistance.

Doova Extends Physical AI to Home Companionship and Assistance

Following the debut of Aura, Tuya’s AI companion robot for pets, Tuya is expanding its robotics portfolio with Doova, a home companion robot designed for independently living seniors to combine emotional companionship, everyday assistance, health-related reminders, and home monitoring. Doova is equipped with LDS LiDAR, sound source localization, and AI vision-based posture recognition algorithms.

Doova can respond to a simple voice request for help and navigate to the user’s location, assess their posture, and, if necessary, place a video call to family members. Day to day, it can hold conversations, play audio and video, help users understand complex bills and letters, flag potential fraud risks, and guide them through the operation of smart appliances. It can also provide medication, weather, and schedule reminders, along with practical suggestions related to meals, gardening, and clothing. When users are away, Doova can patrol the home and generate a security report.

Together, these capabilities demonstrate how physical AI can combine contextual awareness with connected-device control to support more responsive and accessible living experiences.

AI Home, AI Robot, and AI Energy Make Their European Debut

At IFA 2026, Tuya is presenting its AI Home, AI Robot, and AI Energy application ecosystems together in Europe for the first time, combined with the Company’s full-stack Matter solutions.

AI Home brings together a range of AI-powered devices, including an AI radar sleep speaker, AI printer, baby monitor, AI flower pot, and AI learning companion, extending AI capabilities into everyday scenarios such as home care, pet care, and plant care.

For example, the AI radar sleep speaker integrates millimeter-wave radar technology to accurately detect user activity and trigger adaptive smart home functions—such as automatically turning off the lights once the user falls asleep. It can also monitor heart rate, breathing, and snoring in real time to generate daily sleep analysis reports. In addition, built-in white noise, natural soundscapes, and meditation music help users relax and drift into sleep more easily.

The smart pet collar uses sensitive audio capture and AI-based emotion analysis to interpret changes in a pet’s vocalizations and breathing. The AI radar speaker combines natural-language control of connected devices with contactless radar sensing for heart rate, breathing, snoring, and sleep quality, alongside functions such as alarms, focus timers, and white noise.

AI Robot products span pet care, interactive collectibles, and desktop tools, including Aura, Fuzozo, Walulu, an AI owl, and an AI robot dog. Aura combines behavioral analysis and sound recognition to interpret a pet’s emotional state, while features such as laser play, treat dispensing, and simulated pet sounds support interactive companionship.

Tuya AI Energy connects balcony solar and storage, smart metering and distribution, and EV charging into a household energy network spanning generation, storage, measurement, management, and consumption. By integrating real-time and dynamic tariff data from more than 800 electricity providers and more than 1,000 dynamic tariff service providers across Europe, the system intelligently shifts household loads to help reduce overall energy costs, improving energy efficiency and reshaping the value proposition of home energy storage. The exhibit demonstrates how Tuya’s energy management capabilities coordinate infrastructure and connected devices across the home.

A Full-Stack Matter Portfolio for Interoperable Products

Tuya is also showcasing an end-to-end Matter portfolio spanning chip modules and cloud services. The offering supports Matter over Wi-Fi, Matter over Thread, and Ethernet, as well as bridges from Zigbee, Bluetooth, and Wi-Fi to Matter. It covers product categories including gateways, central control panels, lighting, plugs, sensors, curtain motors, thermostatic radiator valves, locks, and cameras.

Beyond standard Matter capabilities, Tuya layers on distinctive features — remote management, energy tracking, music-synced lighting — and integrates ecosystem tools like Amazon Frustration-Free Setup and the Google Matter API — allowing products to achieve cross-platform interoperability while preserving a differentiated user experience.

Hey Tuya Coordinates the Connected Home through Natural Language

Built on a multi-agent collaborative architecture, Hey Tuya is designed to coordinate services and devices across everyday scenarios rather than operate as a single-device assistant. Users can issue natural-language commands such as “Turn on the dining room lights” or “I’m leaving — activate monitoring,” allowing multiple devices and scenes to respond together.

The experience centers on four capabilities: round-the-clock home security monitoring; energy analysis and personalized efficiency recommendations; natural-language control and automation across multiple devices; and personalized services that adapt to household routines and preferences.

Tuya plans to continue improving the reliability, response speed, and task execution of Hey Tuya, while exploring subscription and value-added services in areas such as energy optimization, pet care, and video understanding.

Developer Tools Shorten the Path from Concept to Working Hardware

Tuya’s developer showcase presents a full technology stack for AI hardware development, where visitors can experience firsthand how ideas can be rapidly turned into functional AI applications that interact with and enhance daily life through the TuyaOpen open-source framework, Tuya Cobuilder, and Tuya AI Coding.

Tuya Cobuilder is an end-to-end Physical AI Builder designed for AI hardware developers. By simply describing an AI hardware concept in natural language, users can complete the entire development workflow in one place, ultimately enabling the application to run directly on real hardware. Tuya AI Coding, the Company’s AI-native no-code application development platform, lets users turn ideas into AI-powered applications with a single prompt—enabling non-technical creators to become builders of AI-powered experiences.

By bringing AI applications, interoperable device infrastructure, and development tools into one ecosystem, Tuya aims to help its global AIoT developer ecosystem create practical AI products more efficiently. The Company will continue advancing AI Home, AI Energy, and AI Robot applications and collaborating with developers and partners to make intelligent living safer, more convenient, and more responsive to individual needs.

About Tuya Smart

Tuya Inc. (NYSE: TUYA; HKEX: 2391) is a leading global AI cloud platform service provider dedicated to bringing AI into everyday life. Through its TuyaOpen open-source development framework and universal AI Agent engines, including the AI Agent development platform, Tuya integrates multimodal AI capabilities to lower barriers for AI development, efficiently advancing the realization of AI-driven lifestyles and accelerating AI integration with the physical world. Tuya offers innovative physical AI solutions for smart devices, commercial applications, and industry developers through its cloud computing and spatial intelligence capabilities. It also provides a complete, open, and neutral global AIoT ecosystem.

As of June 30, 2026, the Tuya AI Developer Platform had over 2,092,000 registered AI developers from more than 200 countries and regions.

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Changhong at IFA 2026: From Going Global to Going Local

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2 hours ago

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September 6, 2026

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BERLIN, Sept. 6, 2026 /PRNewswire/ — At IFA 2026, Changhong unveiled a new lineup of AI-powered home appliances spanning TVs, refrigerators, air conditioners and laundry appliances. Centered on real-life scenarios, the company is bringing AI technologies designed to better understand everyday needs into the product experience, highlighting its transition from technological innovation toward more intuitive living experiences. The showcase also signals Changhong’s continued localization efforts.

The concept comes to life across Changhong’s latest AI products. The Q60S Pro TV features the Changhong LeDong AI sports platform, extending the TV beyond a traditional content screen into a space for family fitness and interaction. An AI human-sensing air conditioner can recognize users’ locations and habits and adjust airflow accordingly, while an AI refrigerator uses intelligent sensing to help users take a more proactive approach to food freshness. Rather than adding complexity, Changhong is making everyday life simpler.

This is at the heart of Changhong’s exploration of “seamless technology”—technology that works quietly in the background. The best technology does not always need to be seen; it simply helps people worry less.

A distinctive cultural element is also finding its way into Changhong’s smart product experience. The brand has incorporated the giant panda into AI assistant interactions, bringing greater warmth and approachability to AI-powered TVs and other home appliances. Closely associated with Changhong’s Sichuan heritage, the panda also provides a natural way to bring a recognizable element of Chinese culture into the technology experience.

Skiing offers another bridge to European lifestyles. In recent years, Changhong has continued to strengthen its presence in Europe with CHiQ as an important brand vehicle, building closer connections with local consumers through sports partnerships, including sponsorship of FIS Ski World Cup events in Germany, collaboration with the German Ski Association and its role as an official partner of the FIS Ski Jumping World Cup. More than a sporting platform, skiing allows CHiQ to connect the speed, passion and outdoor spirit of the sport with its product experience, bringing technology closer to the way European consumers live.

Behind these initiatives is a deeper commitment to localization. From product experience and brand expression to sports, culture and local lifestyles, Changhong is creating more diverse touchpoints with the European market. From “going global” to “going local,” the company is moving beyond products and channels toward a deeper integration of its brands, technology and the markets it serves.

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CoolFly to Showcase Personal Flight Portfolio and NA80 Flight-Control Technology at IFA Berlin 2026

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4 hours ago

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September 6, 2026

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Dream ST will be on display as CoolFly highlights flagship Urban, high-performance Dream Pro and its expanding global dealer network

BERLIN, Sept. 6, 2026 /PRNewswire/ — CoolFly, a developer of personal electric aircraft and eVTOL technologies, is showcasing its Dream ST personal aircraft at IFA Berlin 2026, taking place September 4–8 at Messe Berlin.

Dream ST is on display at CityCube Hall B, Booth CCBB-143, in IFA’s Mobility area. While Dream ST is the aircraft physically presented at the show, CoolFly is also introducing its broader product portfolio, including high-performance Dream Pro and flagship Urban.

Dream ST is a lightweight, single-seat electric aircraft designed for personal and recreational flight, featuring a seated configuration and quick-fold design for easier transportation and storage.

Dream Pro extends the platform with greater payload, endurance and performance. It supports a maximum payload of 120 kg, reaches a maximum speed of 100 km/h, and can achieve up to 40 minutes of flight time with a 70 kg pilot onboard, depending on operating and environmental conditions.

Urban, CoolFly’s flagship personal aircraft, features a standing-position configuration and enclosed-propeller architecture, reflecting the company’s effort to create a more intuitive and distinctive personal flight experience.

All three aircraft share CoolFly’s self-developed NA80 flight control system. NA80 uses a dual-redundant architecture with two independent flight-control units, each integrating three aviation-grade inertial measurement units (IMUs). The system continuously monitors aircraft attitude and motion, supports millisecond-level fault detection and failover, and serves as a common technology foundation across CoolFly’s product portfolio.

Dream ST, Dream Pro and Urban have all obtained CE and FCC certifications for applicable product compliance requirements, supporting CoolFly’s continued international expansion.

CoolFly is also actively recruiting dealers, distributors and commercial partners worldwide, with a current focus on Europe, North America, Australia, the Middle East and other key markets.

Prospective partners and media are invited to visit CoolFly at IFA Berlin 2026, CityCube Hall B, Booth CCBB-143.

About CoolFly
CoolFly develops personal electric aircraft and eVTOL technologies, integrating aircraft design, propulsion and self-developed flight-control systems to make personal flight more accessible.

Media: press@coolflyaircraft.com
Business: support@coolflyaircraft.com

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