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Half-yearly figures BNG 2026: Greater impact through strong growth in public investment

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THE HAGUE, Netherlands, Sept. 7, 2026 /PRNewswire/ — BNG has realised a net profit of EUR 101 million in the first half of 2026. Demand for financing increased significantly and BNG provided EUR 7.3 billion in new long-term lending, well above the EUR 5.3 billion recorded in the same period of 2025. The Bank also made important progress in implementing its Route to More Added Value strategy, including the successful launch of its green loan for housing associations. Through these efforts, BNG is once again making an essential contribution to addressing public investment challenges in a period of geopolitical tensions, economic uncertainty and volatile financial markets. The net interest income showed healthy growth. Nevertheless, profit declined as a result of a substantial negative result on financial transactions. The capital and liquidity position of the bank has remained strong.

EUR 7.3 billion has been provided in new long-term loans, EUR 2 billion more than in the same period of 2025.Net profit of EUR 101 million, down EUR 41 million compared with the same period of 2025 due to the result on financial transactions (hedge accounting).Successful launch of a green loan for housing associations, providing additional support for sustainable investments.EUR 8.6 billion of funding raised, including EUR 4.0 billion in ESG bonds.Further implementation of the Route to More Added Value strategy through a simpler organisational model, increased digitalisation of processes, modernised IT and continued strong capital and liquidity ratios.

‘Despite increasing global uncertainty, we see that our clients are continuing to invest in the major social challenges facing the Netherlands. Social housing associations are building affordable and sustainable homes, municipalities are continuing their investment agenda and the energy transition continues to require substantial investment from all of our public-sector clients. This is reflected in strong demand for affordable financing and results in growth in our lending, the clearest measure of our social impact’, says CEO Philippine Risch. ‘We are also taking the next step with our strategy ‘Route to More Added Value’. We continue not only to be a reliable financier, but also to provide increasingly strong support to our clients as a knowledge partner and to engage at a much earlier stage in addressing societal challenges. With our new green loan for housing associations, affordability and sustainable outcomes are more closely aligned than ever.’

Financial results the first half of 2026

Net profit came to EUR 101 million (first half of 2025: EUR 142 million). Net profit was mainly driven by the net interest result of EUR 262 million (first half of 2025: EUR 246 million). The growth of the loan portfolio and increased interest rates have had a positive effect on earnings.

Commission result amounted to EUR 11 million (first half of 2025: EUR 12 million). The result for financial transactions deteriorated from EUR 3 million negative to EUR 56 million negative, mainly due to hedge accounting effects. The lower contribution from financial transactions largely explains the decline in net profit compared to a year earlier.

The result from impairments on financial assets was positive at EUR 8 million positive (first half of 2025: EUR 7 million positive). This was partly due to a further improvement in credit risk profiles and a decrease in provisions for expected credit losses.

Total assets increased by EUR 10.1 billion to EUR 125.7 billion. The nominal value of our long-term loan portfolio grew by EUR 1.6 billion to EUR 97.3 billion, a new record level. In the first six months of the year, BNG provided EUR 7.3 billion in new long-term loans, considerably more than EUR 5.3 billion in the same period of 2025. Growth was mainly driven by the demand for financing from social housing associations.

Total operating expenses increased by EUR 13 million to EUR 88 million. This was mainly caused by investments in strategic IT investments and operational improvement initiatives.

Despite the lower profit reported for the first half of 2026, the underlying performance remained strong, supported by growth in the loan portfolio, higher net interest income and a further improvement in credit quality. Consequently, BNG maintains a solid financial position.

Strong financial foundations for public investment

BNG attracted EUR 8.6 billion in long-term funding in the first half of 2026. Thanks to its continued good access to the international capital market, the bank was able to successfully implement its funding programme and strengthen its strong liquidity position further.

Liquidity and capital ratios remain well above regulatory requirements. The Liquidity Coverage Ratio (LCR) stood at 221% and the Net Stable Funding Ratio (NSFR) at 145%. The Common Equity Tier 1 ratio stayed at 42% and the leverage ratio was 12%.

From strategy to implementation

BNG took important steps in implementing the strategy ‘Route to More Added Value’ in the first half of 2026. The bank created a simpler and flatter organisational model, with clear responsibilities, more cooperation in customer-oriented value chains and more efficient processes.

In addition, an important step was taken in the further digitisation of the organisation. Investments in technology, data and digital resilience are strengthening BNG’s capabilities and supporting a future-proof service to clients.

The strategy has also been translated into tangible initiatives for clients. For example, BNG introduced a green loan for social housing associations, whereby clients can receive a green bonus if they demonstrably achieve a sustainable impact. This way BNG is stimulating sustainable investments by social housing associations and contributing to their financing.

Looking ahead

For the second half of 2026, BNG expects geopolitical and economic uncertainties to continue and financial markets to remain volatile. At the same time, demand for financing from clients is expected to remain strong, while BNG continues to benefit from a robust funding position, a strong balance sheet and ample liquidity buffers.

Risch: ‘Especially in times of uncertainty, our role is to provide stability and confidence and to ensure that essential investments can continue. With our strong market position, solid financial foundation and clear strategic mission, we continue to invest in our organisation and remain there for our clients at all times through our expertise and financing solutions. We are committed to helping them deliver on their societal objectives. Together, we are creating greater social and environmental value for the Netherlands.’

Read the full interim report at bngbank.nl.

For press inquiries, please contact:
Frederike Versloot, press officer BNG
Email: Frederike.versloot@bngbank.nl
Phone: +31 (0)6 83 64 35 79

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SOURCE BNG Bank

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ISWA Features SUS ENVIRONMENT’s Biodiversity Conservation Practices

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SHANGHAI, Sept. 8, 2026 /PRNewswire/ — The International Solid Waste Association (ISWA) has published a guest blog featuring SUS ENVIRONMENT’s biodiversity conservation practices, highlighting how the company is integrating biodiversity considerations into environmental management, project lifecycle management and ecological restoration.

Titled “Nature Positive × SUS: From Tapirs to Mangroves,” the article connects global biodiversity goals with SUS ENVIRONMENT’s practices across different projects and regions.

In Malaysia, SUS has expanded its engagement from supporting Malayan tapir conservation in 2025 to participating in a mangrove planting initiative in Selangor in 2026, reflecting a progression from species and habitat conservation to coastal ecosystem protection.

Beyond CSR initiatives, biodiversity considerations are also being incorporated into project management. According to SUS ENVIRONMENT’s 2025 Sustainability Report, the company applies environmental impact management throughout project development and uses the Integrated Biodiversity Assessment Tool (IBAT) to identify protected areas and Key Biodiversity Areas (KBAs) around project sites, supporting biodiversity risk identification and planning.

As SUS ENVIRONMENT advances waste-to-energy development and the broader ecological transition, it is extending its focus on biodiversity from species and habitat conservation to project lifecycle management and ecological restoration. These practices reflect three themes of SUS ENVIRONMENT’s biodiversity approach: Protect, Restore and Coexist.

Read the full article on the ISWA Blog:
https://www.iswa.org/blog/guest-blog-nature-positive-x-sus-from-tapirs-to-mangroves/?v=0f177369a3b7

About SUS ENVIRONMENT

SUS ENVIRONMENT is the world’s largest provider of waste incineration equipment and technology, as well as one of the top three investors and operators of waste-to-energy plants (low-carbon Eco-industrial parks) globally.

As of December 2025, SUS ENVIRONMENT has established 11 management centers worldwide, providing environmental and energy services to over 100 million people. It has invested in and constructed over 90 waste-to-energy plants, with a daily processing capacity nearly 120,000 tonnes of municipal solid waste. The annual green power generation is approximately 20,000 GWh, sufficient to meet the annual electricity needs of nearly 8 million households.

*Sources: Environmental Sanitation Net of China and public data; total design capacity as of Dec. 31, 2025.

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SOURCE SUS ENVIRONMENT

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Sensors Data Successfully Hosts Sensors AI Salon in Hong Kong, Exploring AI Growth Team Practices with Industry Decision-Makers

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HONG KONG, Sept. 8, 2026 /PRNewswire/ — On September 4, 2026, Sensors Data successfully hosted the closed-door salon “Sensors AI Salon • Hong Kong” at the International Finance Centre (IFC), Central, Hong Kong. Under the theme “The Future of Enterprise Growth: Building Your AI Growth Team”, the salon brought together enterprise decision-makers and senior executives from aviation, banking & finance, hospitality, premium retail, property development, and utilities to explore practical paths of enterprise growth in the AI era through two keynote speeches and three panel discussions.

From Purchasing Growth Software to Hiring an AI Growth Team

Welf Sang, Founder & CEO of Sensors Data, delivered a keynote titled “From Data-Driven to AI Growth Team”, reviewing three stages of the company’s eleven-year journey: from its early focus on user behavior analytics and building a solid data foundation, to entering the marketing cloud space and helping enterprises turn insights into actions through the SDAF data closed loop (Sense–Decision–Act–Feedback), and to today’s full embrace of AI. He noted that Sensors Data has been developing the Hong Kong market for about two years.

Drawing on years of service practice, Sang shared his renewed thinking on data-driven growth: whether a data-driven approach can truly deliver growth depends first on the direction and quality of the business itself. Meanwhile, implementing data-driven strategies relies heavily on organizational capability, as talent who understand both business and data is scarce, costly, and hard to replicate. In his view, the new bottleneck lies in breaking the dependence on individuals and organizations.

Based on this, he offered three observations about the AGI era: AGI will arrive within the next three to five years; AGI will not eliminate enterprises but will reshape them; and general AGI is not the same as enterprise AGI — every enterprise needs to build its own “Mini-AGI”. He drew an analogy between enterprise growth and autonomous driving: growth likewise evolves from L2 (human-led, AI-assisted) to L3 (AI-led execution with human confirmation as the backstop) and then to L4 (AI operating autonomously once goals and boundaries are defined). Sensors Data’s three-year product strategy is precisely to build an L4-level AI Growth Team: from “delivering software” to “delivering workload” to “delivering results”.

“What companies have always wanted is not software, but growth.” Sang said the shift Sensors Data aims to drive in the collaboration model is from “purchasing a growth software suite” to “hiring an AI Growth Team”: a team composed not entirely of AI, but of human employees and AI employees working in concert — a “silicon-based plus carbon-based” combination.

He also introduced on site the Sensors AI 1.0 growth Agent platform that supports this vision: dozens of out-of-the-box AI growth workflows carry the complete growth process; three engines — the customer data engine (CDP), customer journey analytics (CJA), and customer journey optimization (CJO) — are packaged as Skills that Agents can invoke; and the Customer World Model enables Agents to genuinely understand an enterprise’s customers. In the three-tier product layout, on top of the Customer World Model and the growth Agent platform sits Sensors AGW (AI Growth Worker), an AI growth employee ready to be “hired”. Sang also shared Sensors Data’s own AI transformation practice: building dual world models internally so that the intelligence layer proactively drives customer operations and service closed loops — including the management AGW he uses every day, with which he can query any customer’s business status and health at any time within IM.

AI Employees, Living in Real Enterprise Workflows

You Chenjun, AGW Product Lead at Sensors Data, delivered a presentation and live demo titled “AGW: The Hirable AI Growth Worker”.

He pointed out that AI product forms have evolved rapidly, from Chatbot to Copilot to Agent. Yet when a general-purpose Agent is placed inside an enterprise as an “employee”, it falls short in three types of scenarios: business problems that require multi-person collaboration and have no standard answers; complex tasks whose execution paths keep changing; and process management that requires continuous tracking and accumulation. Real enterprise-grade work happens in IM communication, cross-system data retrieval, and person-to-person collaboration.

To address this, AGW is designed as a digital employee living in the enterprise IM: it proactively inspects data and raises alerts upon anomalies; it knows every member of the team and, when it cannot complete a step, proactively assigns the task to the right person and continues the process automatically once a reply is received; it retrieves and analyzes data across systems, connecting the enterprise’s internal systems one by one into callable capabilities; and more importantly, it consolidates the experience accumulated in each collaboration into Skills, upgrading individual experience into company standards to benefit the entire organization: “A personal assistant only makes the individual stronger; AGW makes the whole organization stronger.”

In the live demo, You Chenjun fully reproduced a growth analysis closed loop: AGA — the specialized version of AGW for data analysis — proactively alerted on an anomaly in first-charge conversion on an app release day, automatically aligned metric definitions, broke down the funnel, drilled down into user segments, and cross-validated multiple data sources to locate the root cause, provided role-specific remediation suggestions, and then continued to track the effectiveness of the fixes. Going one step further, the complete troubleshooting process was consolidated into a company-wide release-analysis Skill, which now runs automatically on every release. He stated that AGW’s design philosophy is “let everything happen naturally — do not reshape work, but follow it”: AI adapts to people, not people to AI.

Three Panel Discussions: Real Challenges from the Front Lines

Around the theme “Data Assetization and AI Transformation: New Growth Strategies for the Financial Services Industry within Compliance Boundaries”, three guests from banks and financial institutions discussed from the perspectives of IT, business, and marketing. The guests generally agreed that as AI projects move from pilot to scale, security and compliance are the first prerequisite; at the same time, they cautioned against “AI for AI’s sake”: first determine whether the problem genuinely exists and whether the process is sound, then decide whether to introduce AI. The key to implementation lies not only in technology but also in organizational coordination: involving business, IT, risk control, and frontline teams early, clarifying data ownership and definitions, and managing the integration between new-generation AI systems and existing core systems. On handling sensitive data, the guests shared practices such as data masking, using trusted models, and setting human red lines, and expressed the hope that AI could help bridge business breakpoints and shorten the approval chains of marketing campaigns.

The second panel focused on “The Next Era of Enterprise Growth: Operational Transformation and Omnichannel AI Execution”. Three guests from property development, premium retail, and hospitality discussed the common challenge of fragmented multi-channel data. Using coffee retail as an example, they noted that customers often experience products in-store first and convert through other channels later, so effectiveness cannot be judged by a single store visit; the same customer often appears under different identities across parking, consumption, accommodation, and membership systems, with inconsistent data definitions, making it difficult to form a complete customer journey and a unified view. The guests agreed that breaking down data silos and building a unified, trustworthy customer profile is the foundation of precise outreach and higher customer lifetime value; the key to marketing automation is delivering real value at the moment the customer needs it — push communications should stop proactively when information is overloaded or service issues remain unresolved. On implementation, they acknowledged that the bottleneck for most enterprises lies not in systems but in people: employees still tend to make decisions based on experience. One guest shared the practice of equipping the team with “data partners”, which notably improved efficiency after several months of operation. On AI’s role, the guests look forward to delegating repetitive work such as customer analysis and multilingual content generation to AI, transforming marketing professionals from executors into designers of customer experience, while strategic direction and key decisions remain in human hands.

The final panel, themed “The Next Era of Enterprise Growth: AI-Driven Operations and Customer Engagement”, featured two guests from aviation and utilities sharing AI practices in operations at scale. The utilities guest introduced how to build personalized customer journeys starting from the most mature data: from welcome communications for newly onboarded customers to e-payment guidance before bills are issued; and shared progress on building a unified customer profile (One Profile). The aviation guest used extreme weather as an example, noting that AI’s value at such moments is not to take over frontline service directly, but to help soothe traveler emotions and ensure their requests are heard in time, while focusing on root-cause analysis and solving problems at the process level, reserving frontline capacity for the most complex, high-value scenarios. Both guests agreed that AI should serve as the team’s customer strategy assistant, collaborating with humans in a human-in-the-loop manner: people are responsible for high-value judgments such as customer experience design, while AI handles repetitive tasks such as data retrieval and verification.

The salon concluded with a relaxed cocktail networking session. Guests engaged in in-depth exchanges on AI Growth Teams, digital employees, and industry implementation practices. Moving forward, Sensors Data will continue to bring the capability of “building an AI Growth Team” to more enterprises, helping more customers achieve the leap from data-driven to AI-driven growth.

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SOURCE Sensors Data

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Anchanto Expands Saudi Logistics Connectivity with NAQEL Express

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The new connectivity enables brands, retailers and logistics providers to streamline fulfilment and delivery operations through NAQEL Express’s integrated logistics capabilities

Anchanto customers can now seamlessly connect with NAQEL Express across the Order Management System (OMS), Warehouse Management System (WMS), Operations Experience and Parcel Tracking platforms.The integration enables retailers and logistics providers to automate fulfillment, shipping, returns, and tracking while improving operational efficiency and delivery visibility.The collaboration reinforces Anchanto’s long-term investment in the Middle East, expanding its ecosystem of over 200 commerce, logistics, and enterprise integrations worldwide.

RIYADH, Saudi Arabia, Sept. 8, 2026 /PRNewswire/ — Anchanto, a leading provider of omnichannel commerce and supply chain technology, today announced that customers using its solutions can now connect with NAQEL Express, a subsidiary of Saudi Post | SPL and one of Saudi Arabia’s leading integrated logistics and supply chain solutions providers. The connectivity gives brands, retailers and logistics service providers direct access to NAQEL Express’s fulfilment and delivery capabilities, supporting smoother logistics operations across the Kingdom.

As retailers and logistics providers across Saudi Arabia continue to scale their omnichannel operations, the need for localized and connected commerce infrastructure has become increasingly important.

The new connectivity brings NAQEL Express capabilities directly into Anchanto-powered operations, enabling businesses to automate fulfilment, delivery, tracking and returns while improving visibility across the customer journey.

The addition further expands Anchanto’s ecosystem of more than 200 marketplace, webstore, carrier and enterprise connections worldwide. By strengthening Anchanto’s localized logistics capabilities, it helps customers scale efficiently and differentiate through the experiences they deliver across Saudi Arabia and the GCC.

Dmitry Trubkin, General Manager Network Operations & Destination Countries at NAQEL Express, said, “As Saudi Arabia’s digital commerce sector continues to grow, businesses require solutions that simplify logistics while delivering a better customer experience. Making NAQEL Express accessible through Anchanto’s OMS provides retailers and logistics providers with a more efficient way to benefit from our integrated logistics and delivery capabilities, helping them streamline operations and support their growth ambitions across the Kingdom.”

Vaibhav Dabhade, CEO of Anchanto, added, “Regional commerce is built on strong regional ecosystems. As retailers and logistics providers expand across Saudi Arabia and the GCC, they need technology that connects easily with local carriers, marketplaces, and enterprise systems. Adding NAQEL Express to our ecosystem strengthens the localized capabilities available to our customers, helping them scale efficiently and differentiate through the experiences they deliver.”

About Anchanto

Anchanto is a global SaaS technology company equipping Logistics Service Providers, Brands, and Retailers with enterprise-grade omnichannel commerce and supply chain capabilities. Headquartered in Singapore, Anchanto supports businesses with local teams in the Kingdom of Saudi Arabia, the United Arab Emirates and 10 other countries across Asia, Europe, and the Middle East. Its platforms offer ready integrations with more than 200 marketplaces, webstores, shipping carriers, and enterprise systems worldwide.

Contact

Charles PY
Chief Marketing Officer – Anchanto 
charles.py@anchanto.com 

 

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