Connect with us

Technology

Enova Withdraws Bank Regulatory Applications

Published

1 day ago

on

Company Reaffirms 2026 Guidance and Intends to Accelerate Share Repurchases

CHICAGO, Sept. 14, 2026 /PRNewswire/ — Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that it has withdrawn its applications with the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System related to the proposed acquisition of Grasshopper Bancorp, Inc. (“Grasshopper”).

Throughout the application process, Enova has worked constructively and transparently with regulators, responding promptly and fully to requests and building an application that Enova believes satisfies the statutory criteria for approval.

“After a thorough evaluation, we are confident that withdrawing our applications is the best decision for Enova and our shareholders. Bank regulatory guidelines and attitudes have not kept pace with the realities of meeting the credit needs of tens of millions of consumers and small businesses underserved by traditional banks. Regulators do not have clear standards for nonbanks that want to become banks and that serve customers whose credit needs today are met mostly outside of the banking system. Without clearly articulated standards, the process is susceptible to political pressure and outside advocacy, rather than being guided strictly by the statutory factors that should govern it,” said Steve Cunningham, Enova’s CEO.

Cunningham continues, “Enova has proven capabilities, a clear strategy and the best team in the industry. We will continue to leverage these strengths, as well as new products and innovations, to meet the credit needs of the consumers and small businesses that traditional banks are leaving behind. Our future growth and success do not depend on becoming a bank.”

2026 Earnings Outlook and Share Repurchases

Enova reaffirms its full-year and third-quarter 2026 guidance provided on the July 23rd earnings call. For the third quarter, the Company expects revenue growth of around 25% and adjusted EPS growth of around 30% year-over-year. For the full year, the Company continues to expect revenue growth of 20% to 25% and adjusted EPS growth of 30% to 35% year-over-year.

“The growth and credit trends we’ve seen so far this quarter give us confidence in our outlook,” said Scott Cornelis, Enova’s CFO. “Given our financial performance, flexible balance sheet and solid liquidity position, we intend to accelerate our share repurchase activity for the remainder of 2026.”

As of June 30, 2026, the Company had $218 million available for share repurchases under its senior note covenants and $349 million available under its current Board authorization that expires on June 30, 2027.

Conference Call and Webcast Information

Enova will host a call to discuss these developments at 4:00 p.m. Central Time / 5:00 p.m. Eastern Time today. The live webcast of the call can be accessed at the Enova Investor Relations website at http://ir.enova.com. The U.S. dial-in for the call is 1-855-560-2575 (1-412-542-4161 for non-U.S. callers). Please ask to be joined to the Enova call. A replay of the conference call will be available until September 21, 2026, at 10:59 p.m. Central Time / 11:59 p.m. Eastern Time, while an archived version of the webcast will be available on the Enova Investor Relations website for 90 days. The U.S. dial-in for the conference call replay is 1-855-669-9658 (1-412-317-0088). The replay access code is 1398265.

About Enova

Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks. For over 20 years, Enova has provided over $72 billion in loans and financing to more than 15 million customers by offering a suite of market-leading products powered by the company’s world-class analytics, machine learning algorithms and proprietary technology. You can learn more about the company and its portfolio of businesses at www.enova.com.

Cautionary Statement Concerning Forward Looking Statements

This release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 about the business, financial condition and prospects of Enova. These forward-looking statements give current expectations or forecasts of future events and reflect the views and assumptions of Enova’s senior management with respect to the business, financial condition and prospects of Enova as of the date of this release and are not guarantees of future performance. The actual results of Enova could differ materially from those indicated by such forward-looking statements because of various risks and uncertainties applicable to Enova’s business, including, without limitation, those risks and uncertainties indicated in Enova’s filings with the Securities and Exchange Commission (“SEC”), including our annual report on Form 10-K, quarterly reports on Forms 10-Q and current reports on Forms 8-K. These risks and uncertainties are beyond the ability of Enova to control, and, in many cases, Enova cannot predict all of the risks and uncertainties that could cause its actual results to differ materially from those indicated by the forward-looking statements. When used in this release, the words “believes,” “estimates,” “plans,” “expects,” “anticipates” and similar expressions or variations as they relate to Enova or its management are intended to identify forward-looking statements. Enova cautions you not to put undue reliance on these statements. Enova disclaims any intention or obligation to update or revise any forward-looking statements after the date of this release.

Non-GAAP Financial Measures

In addition to the financial information prepared in conformity with generally accepted accounting principles in the United States, or GAAP, Enova provides historical non-GAAP financial information. Enova presents non-GAAP financial information because such measures are used by management in understanding the activities and business metrics of Enova’s operations. Management believes that these non-GAAP financial measures reflect an additional way of viewing aspects of Enova’s business that, when viewed with its GAAP results, provide a more complete understanding of factors and trends affecting its business.

Management provides non-GAAP financial information for informational purposes and to enhance understanding of Enova’s GAAP consolidated financial statements. Readers should consider the information in addition to, but not instead of or superior to, Enova’s financial statements prepared in accordance with GAAP. This non-GAAP financial information may be determined or calculated differently by other companies, limiting the usefulness of those measures for comparative purposes.

Combined Loans and Finance Receivables
The combined loans and finance receivables measures are non-GAAP measures that include loans and finance receivables that Enova owns or has purchased and loans that Enova guarantees. Management believes these non-GAAP measures provide management and investors with important information needed to evaluate the magnitude of potential receivable losses and the opportunity for revenue performance of the loans and finance receivable portfolio on an aggregate basis. Management also believes that the comparison of the aggregate amounts from period to period is more meaningful than comparing only the amounts reflected on Enova’s consolidated balance sheet since revenue is impacted by the aggregate amount of receivables owned by Enova and those guaranteed by Enova as reflected in its consolidated financial statements.

Adjusted Earnings Measures
Enova provides adjusted earnings and adjusted earnings per share, or, collectively, the Adjusted Earnings Measures, which are non-GAAP measures. Management believes that the presentation of these measures provides investors with greater transparency and facilitates comparison of operating results across a broad spectrum of companies with varying capital structures, compensation strategies, derivative instruments and amortization methods, which can provide a more complete understanding of Enova’s financial performance, competitive position and prospects for the future. Management utilizes, and also believes that investors utilize, the Adjusted Earnings Measures to assess operating performance, recognizing that such measures may highlight trends in Enova’s business that may not otherwise be apparent when relying on financial measures calculated in accordance with GAAP. In addition, management believes that the Adjusted Earnings Measures are useful to management and investors in comparing Enova’s financial results during the periods shown without the effect of certain items that are not indicative of Enova’s core operating performance or results of operations.

Adjusted EBITDA Measures
Enova provides Adjusted EBITDA and Adjusted EBITDA margin, or, collectively, the Adjusted EBITDA measures, which are non-GAAP measures. Adjusted EBITDA is a non-GAAP measure that Enova defines as earnings excluding depreciation, amortization, interest, foreign currency transaction gains or losses, taxes, stock-based compensation and certain other items, as appropriate, that are not indicative of our core operating performance. Adjusted EBITDA margin is a non-GAAP measure that Enova defines as Adjusted EBITDA as a percentage of total revenue. Management utilizes, and also believes that investors utilize, Adjusted EBITDA Measures to analyze operating performance and evaluate Enova’s ability to incur and service debt and Enova’s capacity for making capital expenditures. Enova believes that Adjusted EBITDA is useful to management and investors in comparing Enova’s financial results during the periods shown without the effect of certain non-cash items and certain items that are not indicative of Enova’s core operating performance or results of operations. Adjusted EBITDA Measures are also useful to investors to help assess Enova’s estimated enterprise value.

View original content to download multimedia:https://www.prnewswire.com/news-releases/enova-withdraws-bank-regulatory-applications-302878053.html

SOURCE Enova International, Inc.

Related Topics:
Continue Reading

Technology

OUTDOOR BUSINESS SIGNS EXPLAINED: CHANNEL LETTERS VS. MONUMENT SIGNS VS. PYLON SIGNS

Published

59 minutes ago

on

September 15, 2026

By

FASTSIGNS breaks down the most common types of exterior signage and the factors business owners should weigh before choosing one

CARROLLTON, Texas, Sept. 15, 2026 /PRNewswire/ — “What kind of sign should I get for my business is often the first question a new owner has, but with so many formats available, choosing the right one can feel overwhelming. That’s why FASTSIGNS®, the global leader in custom signs and visual solutions helps business owners evaluate their options and select exterior signage that fits their goals, their property, and their community.

“Exterior signage is one of the most important investments a business can make because it works around the clock to attract customers and reinforce brand identity,” said FASTSIGNS Vice President of Marketing Theron Andrews. “The right choice depends on so much more than aesthetics; it hinges on visibility, brand identity, the location, the consumer, budget, property type and local regulations. At FASTSIGNS, our job is to guide business owners through those decisions, so their signage works as hard as they do.”

Key Takeaways

Exterior signage comes in many formats, including channel letters, monument signs, pylon signs, window graphics, and wayfinding signage, each suited to different property types, visibility needs, and ADA compliance requirements.The optimal signage strategy carefully balances traffic patterns and property setbacks with brand visibility goals, budget, and local zoning laws.Understanding these variables is key to finding the perfect fit—whether that means utilizing channel letters for direct storefront visibility or deploying monument signs to capture traffic for properties set back from the road.FASTSIGNS operates as a full-service visual solutions consultant, solving unique visibility challenges by evaluating a business’s goals, property, and audience to deliver a comprehensive graphics and signage strategy.

Why It Matters

Exterior signage is often a customer’s first interaction with a brand, whether they’re driving by at 45 miles per hour or walking up to a storefront. Choosing the wrong format can mean reduced visibility, missed foot traffic or a sign that doesn’t comply with local regulations. Selecting the right exterior signage helps businesses maximize visibility, reinforce brand identity and ensure a strong first impression that drives customers through the door.

76% of consumers say they have entered a business they’ve never visited before based simply on its signs.68% of consumers believe a businesses” signage reflets the quality of it’s product and services.60% of consumers say the absence of clear signage deters them from entering a business at all.

Channel Letters: Built for Storefront Visibility

Channel letters are individually fabricated, three-dimensional letters mounted directly to a building facade, often illuminated from within. They are a popular choice for retail stores and restaurants because they create a bold, branded presence directly on the building itself.

Channel letters work especially well for businesses located in strip malls, shopping centers or standalone buildings with strong street-facing visibility, since the illumination and dimensional design make a storefront easy to spot day or night.

Monument Signs: A Strong First Impression from the Road

Monument signs are low, freestanding structures typically placed near a property’s entrance or along a roadway. They’re a common choice for office parks, medical centers, apartment communities and multi-tenant retail properties where a business is set back from the street or shares frontage with other tenants.

Because monument signs are visible from a distance and often illuminated, they help drivers identify a property before they arrive, making them especially valuable for businesses relying on vehicle traffic.

Pylon Signs: Maximum Visibility for High-Traffic Corridors

Pylon signs are tall, elevated signs mounted on one or more poles, designed to be seen from a distance along highways and major thoroughfares. They’re commonly used by gas stations, hotels and restaurants located near interstates or busy commercial corridors where visibility from a distance is critical to capturing drive-by traffic.

Window Graphics, Blade Signs and Wayfinding: Supporting the Full Exterior Experience

Beyond primary signage, businesses often rely on complementary exterior graphics to complete their brand presence:

Window graphics transform empty storefront glass into dynamic branding opportunities, communicating key information or promotions directly at eye level.Blade signs project perpendicularly from a building, making them ideal for pedestrian-heavy areas like downtown districts or shopping promenades.Wayfinding signage helps direct customers to entrances, parking and specific suites within larger properties, such as office parks, education or medical campuses.

How Businesses Should Choose the Right Exterior Signage

Selecting the best exterior signage format comes down to a few key considerations:

Traffic type and speed. Businesses that rely on vehicle traffic need larger, more visible signage from what pedestrian foot traffic downtown requires.Property setback and layout. Buildings close to the road may benefit from channel letters, while properties set back from the street often need a monument or pylon sign for visibility.Zoning and local regulations. Sign height, illumination, color and placement rules vary by municipality and can significantly influence which sign types are permitted.Brand identity goals. Some formats, like channel letters, offer more dimensional branding, while monument signs provide a clean, consistent look for multi-tenant properties.Budget and long-term maintenance. Illuminated and larger-format signs typically involve a higher upfront investment but can offer better visibility and a greater return over time.

How FASTSIGNS Helps

FASTSIGNS works with business owners from concept to installation, evaluating property layout, traffic patterns, brand goals and local sign regulations to recommend the most effective exterior signage solution. Local experts handle everything from design and fabrication to permitting and installation, ensuring the final sign is not only visually effective but fully compliant with municipal codes. To learn more, visit fastsigns.com.

Frequently Asked Questions

What is the difference between a channel letter sign and a monument sign?
Channel letters are dimensional letters, sometimes illuminated, mounted directly to a building facade, best suited for storefront visibility. Monument signs are freestanding structures placed near a property entrance, ideal for businesses set back from the road or sharing frontage with other tenants.

How do I know which type of exterior sign is right for my business?
The right choice depends on factors like traffic type, property setback, local zoning rules, budget, and brand visibility goals. FASTSIGNS evaluates these factors to recommend the most effective sign format for a specific property.

Are monument signs better than pylon signs?
Neither is inherently better; they serve different purposes. Monument signs work well for properties with moderate visibility needs close to the road, while pylon signs are designed for maximum visibility from highways and major traffic corridors.

Can exterior signage be customized for multi-tenant properties?
Yes. Monument signs are commonly used for multi-tenant properties because they can list several businesses in one branded structure while providing consistent visibility for each tenant.

Do different exterior sign types require different permits?
Yes. Sign type, size, illumination and placement all affect permitting requirements, which vary by municipality. Businesses should confirm local regulations before selecting a sign format. A local FASTSIGNS location can also help provide guidance on local permitting requirements and regulations.

How does FASTSIGNS help businesses choose the right exterior signage?
FASTSIGNS assesses a property’s layout, traffic patterns, business and brand goals and local regulations, then recommends, designs and produces the visual solution best suited to those needs, managing design, fabrication and installation from start to finish.

Where can a business start exploring exterior signage options?
Businesses can connect with a local FASTSIGNS center to evaluate their property and signage needs. Find a location at fastsigns.com/locations.

About FASTSIGNS®:
FASTSIGNS® is the leader in the custom signs and visual solutions industry. With over 40 years of experience, FASTSIGNS helps customers bring their vision to life and achieve more than they ever thought possible. As the largest service-oriented business within the Propelled Brands® family, FASTSIGNS spans over 790 independently owned and operated centers across the United States, Puerto Rico, the Dominican Republic, the United Kingdom, Canada, Chile, Grand Cayman, Malta and Australia (where centers operate as SIGNWAVE®). FASTSIGNS is frequently recognized for franchisee satisfaction and for awards that include being ranked No. 1 in its category on ENTREPRENEUR’s highly competitive Franchise 500® List in 2026 for the tenth consecutive year, and continuous recognition from Franchise Business Review in categories such as Top Franchises for Culture, Women, Veterans and more. For more information or to learn about opportunities, visit fastsigns.com or contact Mark Jameson at mark.jameson@propelledbrands.com or call 214-346-5679.

View original content to download multimedia:https://www.prnewswire.com/news-releases/outdoor-business-signs-explained-channel-letters-vs-monument-signs-vs-pylon-signs-302879687.html

SOURCE FASTSIGNS

Continue Reading

Technology

Roland DG Launches Dimense Surface Textured Wallcoverings and Print Provider Program, Further Expanding the Possibilities for Dimense Technology

Published

59 minutes ago

on

September 15, 2026

By

Premium interior wallcovering brand launches with exclusive designer Collaboration Series showcasing the creative potential of Dimense printing technology

IRVINE, Calif., Sept. 15, 2026 /PRNewswire/ — Roland DG, the world’s leading provider of digital printing solutions, today officially launches Dimense Surface, a premium interior wallcovering brand created to bring texture, depth, and dimension into modern interior spaces.

Powered by Roland DG’s innovative Dimense printing technology, the collection pushes the boundaries of contemporary wallcovering design by combining striking visual aesthetics with tactile embossed surfaces. Designed for architects, interior designers and specifiers, Dimense Surface transforms walls into immersive features that engage both the eye and sense of touch.

Making its debut at the ongoing London Design Festival 2026 the brand launches with the Dimense Surface Collaboration Series, a collection of exclusive wallcoverings created in partnership with four internationally renowned design studios: Nice Projects (London), KEIJI ASHIZAWA DESIGN (Tokyo), LOVEISENOUGH (New York) and JAM (London). Each studio has developed bespoke designs that demonstrate the creative possibilities made possible through Dimense technology.

Made possible by the revolutionary Dimense DA-640 textured printing solution from Roland DG, the collection introduces a new category of wallcoverings that combine visual impact with physical texture. Through a unique printing process, designs are enhanced with embossed surface effects that can be seen and felt, creating rich, multidimensional environments.

The technology utilizes newly developed printheads to deliver vivid, high-resolution output, while proprietary structural ink precisely determines where texture appears. As the specialized media passes through the printer, heat activates the surface, expanding it by up to 0.079 inches (2 mm) to bring contours, patterns and intricate details to life. In addition to the Collaboration Series, Dimense Surface includes a broader collection of in-house wallcovering designs suitable for residential, hospitality and commercial environments. Dimense Surface projects are fulfilled through Roland DG’s network of authorized Dimense print providers, creating new opportunities for businesses that have invested in the technology.

“Dimense Surface represents an exciting new chapter for Dimense technology and Dimense print providers,” said Andrew Oransky, Chief Strategy Officer at Roland DG. “For years, we’ve been helping businesses push the boundaries of what’s possible through digital print innovation. With Dimense Surface, we’re bringing together world-class designers and groundbreaking technology, while creating exciting opportunities for our Dimense printer users, and enabling interior designers, architects and space owners to transform walls from passive surfaces into immersive textured experiences.”

Alongside its creative credentials, Dimense Surface has been developed with a more sustainable approach to interior design in mind. The collection is produced using on-demand digital manufacturing, enabling short production runs that help reduce excess inventory, overproduction and material waste associated with traditional wallpaper manufacturing.

The solution combines water-based inks with PVC-free, odorless wallpaper material and allows designers to create bespoke solutions for individual projects without minimum order requirements. By pairing responsible materials with on-demand production, Dimense Surface delivers greater design flexibility while helping reduce environmental impact across the interior design supply chain.

The Dimense Surface collection is now available to order from authorized Dimense print providers, through the Dimense Surface website.

About Roland DG

Roland DG empowers creators and businesses worldwide to Make Your Mark with more than four decades of delivering reliable, innovative digital imaging technology. The company provides advanced solutions that combine hardware, software, supplies, and service to help customers build successful businesses and produce work they are proud to stand behind. Roland DG’s inkjet printers, integrated printer/cutters, milling machines and other digital fabrication technologies enable applications ranging from signage and interior décor to personalized products and industrial customization. Serving print professionals, manufacturers, entrepreneurs, and makers across industries, the company enables high-mix, on-demand production and enhances performance through connected, cloud-based solutions. Through innovation, craftsmanship and partnership, Roland DG pioneers new ways for customers to be successful with digital technology.

About Roland DG Americas

Roland DGA serves North and South America as the marketing, sales, distribution, and service arm of Roland DG Corporation. Founded in 1981, Roland DG of Hamamatsu, Japan empowers creators and businesses worldwide to “Make Your Mark” using innovative digital imaging solutions that turn ideas into positive impact. Combining hardware, software, services and supplies, Roland DG is a global leader in wide-format format inkjet printers for sign, textile, industrial, interior design, personalization, and vehicle graphics markets; engravers for awards, giftware and signage; photo impact printers for direct part marking; and milling machines for dental CAD/CAM, parts manufacturing and medical industries. Uniquely designed for high-mix, on-demand production, Roland DG solutions enable print professionals, manufacturers, and entrepreneurs in a variety of industries to elevate their level of craftsmanship, productivity, and profitability.

View original content to download multimedia:https://www.prnewswire.com/news-releases/roland-dg-launches-dimense-surface-textured-wallcoverings-and-print-provider-program-further-expanding-the-possibilities-for-dimense-technology-302879705.html

SOURCE Roland DGA

Continue Reading

Technology

Nuna Brings No-Cost Digital Chronic Care Coaching to Eligible Medicare Beneficiaries

Published

59 minutes ago

on

September 15, 2026

By

SAN FRANCISCO, Sept. 15, 2026 /PRNewswire/ — Nuna Health LLC (“Nuna”), a digital health company dedicated to transforming chronic care, announced that its digital health coach is now available at no cost to eligible people with Original Medicare (Parts A and B) in markets where Nuna operates. Nuna is among one of the first participants in the CMS Innovation Center ACCESS (Advancing Chronic Care with Effective, Scalable Solutions) Model, a payment model test that ties payments to the health outcomes participating organizations help patients achieve, rather than to specific services delivered. Participation is voluntary and enrollment is subject to eligibility criteria set by CMS.

Nuna’s AI-driven platform pairs a 24/7 conversational health coach with a personalized care plan, education and gamification to help patients build consistent, sustainable habits for managing their chronic conditions. Nuna keeps coaching patients toward their care plan, so they show up to their next visit with real progress to share, closing the gap between the clinic visit and everyday life at home.

“As a primary care physician, I’ve struggled at times to get patients to care about their blood pressure. Nuna changed that. It gives patients a simple tool to build healthy habits at home. I’ve seen it help patients stay engaged with their blood pressure between visits,” said David Ansell, MD, of Rush University System for Health and a Nuna development partner.

Nuna is also working with health systems, including Northwestern Medicine, to bring ACCESS-related support directly into existing care teams’ workflows.

“As we care for a growing population of Medicare beneficiaries with chronic conditions, Northwestern Medicine is focused on using innovative technology, such as Nuna, to extend care beyond the clinical setting,” said Amish Desai, MD, MSc, Chief Medical Officer of Population Health at Northwestern Medicine. “The ACCESS Model aligns with our shared commitment to proactive, integrated care that helps patients manage their health, reduce complications, and maintain their quality of life. By complementing the care of our physicians, we aim to make this support more accessible and help patients stay actively engaged in their health.”

“Health is built in the small, daily moments of everyday life, at home, at work, wherever people are,” said Jini Kim, Founder and CEO of Nuna, Inc. “Nuna Health is among the first participants in ACCESS and gives us the chance to bring that kind of support to Medicare beneficiaries at scale, and to help show what’s possible when payment rewards outcomes.”

Nuna is available for download on the Apple App Store and Google Play. Nuna is supporting beneficiaries enrolled in the Model’s Early Cardio-Kidney-Metabolic (eCKM) and Cardio-Kidney-Metabolic (CKM) tracks, which cover conditions including high blood pressure, high cholesterol, prediabetes, type 2 diabetes, chronic kidney disease, and atherosclerotic cardiovascular disease. Eligibility is determined by CMS based on a beneficiary’s specific conditions and other criteria.

The statements contained herein are solely those of the authors and do not necessarily reflect the views or policies of CMS. The authors assume responsibility for the accuracy and completeness of the information contained herein.

About Nuna Health: Nuna is a digital health company dedicated to transforming chronic care by empowering patients and their clinicians. Its AI-driven platform provides personalized, continuous support to help people manage their health and chronic conditions in the moments that matter most. Nuna partners with health systems and health plans to improve patient outcomes, enhance care team efficiency, and reduce the overall cost of care. Nuna Health LLC is the entity participating in the CMS ACCESS Model. Learn more at www.nuna.com or contact press@nuna.com.

View original content to download multimedia:https://www.prnewswire.com/news-releases/nuna-brings-no-cost-digital-chronic-care-coaching-to-eligible-medicare-beneficiaries-302879752.html

SOURCE Nuna, Inc.

Continue Reading

Trending