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In HelloNation, Financial Advisor Ash Toumayants Breaks Down Retirement Income Planning Strategies

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The article reviews how retirees can decide which accounts to draw from first to manage taxes and long-term retirement income.

STATE COLLEGE, Pa., Sept. 24, 2026 /PRNewswire/ — Which retirement accounts should be used first when generating income during retirement? HelloNation answers this question in an article that explores retirement income planning strategies for individuals with multiple investment accounts.

The HelloNation article features insights from Financial Advisor Ash Toumayants of Strong Tower Associates. The article explains that retirement income planning involves carefully sequencing withdrawals from different account types, including taxable accounts, IRAs, 401(k)s, and Roth accounts, in order to manage taxes and extend retirement savings.

A key starting point in retirement income planning is estimating annual spending. The article explains that retirees should calculate how much income is needed each year to cover essential expenses, discretionary spending, and unexpected costs. Once this baseline is established, retirees can determine how much to take in withdrawals from various accounts while maintaining a sustainable long-term plan.

Taxable accounts are often the first source considered when planning withdrawals. The article notes that investments in taxable accounts have already been subject to taxation, making them a practical option for early withdrawals. Using taxable accounts first can allow tax-deferred retirement vehicles such as IRAs and 401(k)s to continue growing for a longer period.

Traditional IRAs and 401(k)s also play an important role in retirement income planning. Withdrawals from IRAs and 401(k)s are typically taxed as ordinary income, which means the timing and size of withdrawals can affect a retiree’s tax bracket. The article explains that retirees in Pennsylvania often evaluate projected income from pensions, Social Security, and other sources before determining how much to withdraw from IRAs or 401(k)s each year.

Roth accounts are often used later in retirement strategies. The article notes that Roth accounts offer tax-free withdrawals for qualified distributions, which provides flexibility when managing taxes. Because Roth accounts allow tax-free withdrawals, retirees may preserve them for later years when additional income is needed or when tax rates may be higher.

Social Security benefits also influence withdrawal decisions. The article explains that coordinating Social Security with withdrawals from taxable accounts, IRAs, and 401(k)s can help manage taxable income and maintain a balanced retirement income strategy. Evaluating different claiming ages for Social Security alongside withdrawal strategies can help retirees optimize long-term financial outcomes.

Modeling different withdrawal scenarios is another helpful approach. The article explains that financial software, spreadsheets, or professional retirement income planning tools can illustrate how withdrawals from taxable accounts, IRAs, 401(k)s, and Roth accounts affect long-term savings and tax exposure. Comparing several scenarios helps retirees understand how different strategies may influence retirement income over time.

Personal circumstances also play an important role in withdrawal planning. The article notes that factors such as longevity expectations, health care expenses, travel plans, and lifestyle goals should be considered when deciding how to sequence withdrawals. Retirees in Pennsylvania may adjust withdrawal strategies depending on whether they prioritize preserving tax-advantaged accounts or meeting near-term spending needs.

The article concludes that retirement income planning requires balancing withdrawals across taxable accounts, IRAs, 401(k)s, and Roth accounts while coordinating Social Security benefits and managing taxes. Evaluating multiple withdrawal strategies allows retirees to design a plan that supports steady retirement income and long-term financial security.

Retirement Income Planning: How to Decide What to Withdraw First features insights from Ash Toumayants, Financial Advisor of State College, PA, in HelloNation.

About HelloNation
HelloNation is America’s Good News Network, a premier media platform built on the idea that good news travels faster when real people tell real stories. Through its community-focused publications and innovative “edvertising” approach, HelloNation delivers content that informs, inspires, and spotlights the leaders making a meaningful impact in their communities.

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SOURCE HelloNation

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Stand8 Expands Nearshore Operations for 24×7 Enterprise IT Support

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September 25, 2026

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Mexico-based delivery teams give large enterprises U.S.-aligned coverage, multilingual support, and scalable service operations

LOS ANGELES, Sept. 25, 2026 /PRNewswire/ — Stand8, a global technology consulting and services leader, today announced the expansion of its nearshore operations in Mexico to support large enterprise clients with 24×7 Service Desk, Network Operations Center, and technology operations services. The model combines specialized bilingual professionals with Stand8’s people-first, white-glove approach and integrates into clients’ existing platforms, service levels, and governance models.

Enterprises need dependable coverage across time zones, consistent service experiences, and the flexibility to scale when business demand changes. Stand8’s nearshore model extends internal teams with professionals aligned to U.S. operating hours and able to support global schedules as needed. The result is greater responsiveness, less pressure on onshore teams, and more predictable service delivery without sacrificing visibility or control.

“Enterprise support should feel seamless to end users and dependable to the leaders accountable for it,” said Bryce Prunty, Executive Vice President at Stand8. “Our Mexico operation gives clients access to specialized people and continuous coverage aligned to their business, with the governance, transparency, and high-touch service needed to operate at scale.”

Enterprise Nearshore Support Built to Scale

24×7 Service Desk and NOC coverage aligned to U.S. and global operating hoursDirect integration with enterprise platforms and client-specific tools, workflows, and reportingEscalation coordination and service delivery aligned to client SLAs and governanceScalable teams that can expand with volume, geography, or new operational needs

Stand8 is already applying the expanded Mexico operation in complex enterprise environments. Current engagements include 24×7 multilingual Service Desk support for leading global media and entertainment organizations and 24×7 NOC managed services for a global communications infrastructure provider. In each case, Stand8 teams work within established client workflows, tools, escalation paths, and operating requirements.

Clients can add adjacent capabilities as their needs evolve while maintaining a consistent delivery relationship.

About Stand8

Stand8 is a global technology consulting and services leader that helps businesses transform and scale through tailored IT solutions. With a 99% client retention rate and more than 15 years of results, Stand8 integrates seamlessly into client operations while delivering secure, compliant, and personalized technology services.

For more information, visit stand8.io.

View original content to download multimedia:https://www.prnewswire.com/news-releases/stand8-expands-nearshore-operations-for-24×7-enterprise-it-support-302890466.html

SOURCE Stand 8

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LUG Sports Group Named One of Canada’s Top Growing Companies for Second Consecutive Year

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September 25, 2026

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TORONTO, Sept. 25, 2026 /CNW/ — LUG Sports Group Inc. (“LUG”), one of North America’s largest recreational sports leagues, announced today that it has ranked No. 146 out of 375 companies on the 2026 Report on Business magazine’s list of Canada’s Top Growing Companies. This marks LUG’s second straight year on the list. LUG also was ranked No. 5 on the Arts, Entertainment, and Recreation list.

Canada’s Top Growing Companies ranks Canadian businesses on three-year revenue growth. LUG earned its spot with a 174% growth rate over the past three years and a 239% growth rate over five years.

LUG reimagines recreational sports for college students and young adults, running leagues in hockey, women’s hockey, flag football, softball, soccer, lacrosse and pickleball. Every league is built around pro-level energy, standout content, and a community that extends well beyond game day. With more than 150,000 players all time across 85+ cities, LUG is North America’s go-to destination for adult and college social sports leagues.

“Making this list once was a milestone. Making it two years in a row is validation in the consistency of what we are trying to create,” said Ethan Wright and Ray Abramson, Presidents and Co-Founders of LUG Sports. “For more than a decade, we’ve grown LUG across college campuses and cities with one goal: give every player a premium, social sports experience that makes the average joe feel like a pro. This recognition belongs to our players, our community, and our HQ team that keeps raising the bar.”

With an expanded head office team and scalable infrastructure in place, LUG is well positioned to continue driving their brand in the fragmented adult sports market. As AI becomes increasingly embedded in everyday life, the value of real-world experiences, genuine connection, and community will only grow. LUG creates that “third space” for Millennials and Gen Z today, with Gen Alpha not far behind, positioning the brand to lead the next generation of social sports.

About LUG Sports Group

LUG Sports Group Inc. is one of North America’s largest recreational sports leagues, with more than 25,000 active players across 85+ cities. LUG builds sports programs for college students, with active leagues at 100+ campuses, before transitioning players into adult programming.

View original content to download multimedia:https://www.prnewswire.com/news-releases/lug-sports-group-named-one-of-canadas-top-growing-companies-for-second-consecutive-year-302890476.html

SOURCE LUG sports Group Inc

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AI Apps and Agents Are Taking Off. Gen Can Help People Understand What Happens to Their Data.

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September 25, 2026

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Gen data shows nearly 1/3 of people use AI apps and agents, as the company expands its Agent Trust Hub with the new AI Data Checker

MOUNTAIN VIEW, Calif., Sept. 25, 2026 /PRNewswire/ — AI is moving beyond answering questions. Increasingly, people are asking AI to act on their behalf, from researching purchases and planning trips to managing everyday tasks and handling their finances. New telemetry from Gen (NASDAQ: GEN) shows just how quickly that shift is happening, with nearly one in three desktop users now interacting with agentic AI services.

Today, Gen is responding to that shift with the beta launch of AI Data Checker, developed by the Gen AI Foundry, the company’s hub for emerging AI innovation. The latest tool from its Agent Trust Hub, AI Data Checker is designed to make it easier for people to understand how popular AI apps and agents handle their data. 

As AI becomes more capable, people are also being asked to place more trust in it. Agents are increasingly accessing personal information, preferences, browsing activity, or other data to complete tasks. Yet it is not always easy for people to understand what information an AI service collects, how that information may be used, or what choices they have.

Gen created the Agent Trust Hub (ATH) to close that gap, giving people greater visibility, understanding and control as they use AI assistants and agents. Since launching in February, the ATH has expanded to include VPN for Agents, the industry’s first AI-native VPN purpose-built for autonomous agents, and Sage, the first consumer agentic security layer available through Norton AI Agent Protection in Norton 360.

With AI Data Checker, Gen is expanding that work from protecting how agents operate to helping people better understand the data relationship behind the AI tools they use.

Making AI privacy easier to understand
The AI Data Checker brings information about AI data practices into one place, helping people explore what different AI services may collect and how their information may be used.

People can simply enter their email or username, and the AI Data Checker will provide a list of connected AI apps and services the person uses. The tool also scans for non-AI accounts where you may have connected and potentially shared personal information. From there, people can see what information or data the service collects, whether information may be used to improve or train AI models, how long information may be retained, and what privacy controls are available.

Rather than expecting people to read lengthy privacy policies or become experts in AI data practices, the AI Data Checker is intended to give them a clearer starting point.

“AI is becoming much more personal because we’re asking it to do more for us,” said Howie Xu, Chief AI & Innovation Officer at Gen. “That can be incredibly useful, but people should understand what they’re giving an AI access to in return. The AI Data Checker is about making that easier to see, so people can make choices about the AI tools they use with more confidence.”

From understanding AI to protecting people using it
Visibility is just one part of building trust in AI, but it needs to go hand-in-hand with protection. Gen’s family of brands already offer a number of products that protect against AI scams and the dangers of agentic AI, including Norton Genie Scam Detector, Norton AI Agent Protection, Deepfake Detection in the Norton and Avast brands, and other products and features. That protection is expanding as people look for AI assistants they can trust with more of their digital lives. The new Norton Family Assistant, for example, is a private AI assistant, supported by Norton technology, that can handle tasks with your permission and manage your digital life.

Gen also offers those who are interested to sign up for early access to upcoming products and services designed to address some of the emerging concerns as people increasingly rely on AI assistants and agents.

The AI Data Checker is available now at https://ai.gendigital.com/ where you can also sign up for early access to Gen’s tools designed to help people live fearlessly in the AI world. 

About Gen
Gen (NASDAQ: GEN) is a global company dedicated to powering Digital Freedom through its trusted consumer brands including Norton, Avast, LifeLock, MoneyLion and more. The Gen family of consumer brands is rooted in providing financial empowerment and cyber safety for the first digital generations. Today, Gen empowers people to live their digital lives safely, privately and confidently for generations to come. Gen brings award-winning products and services in cybersecurity, online privacy, identity protection and financial wellness to millions of people in more than 150 countries. Learn more at GenDigital.com.

About Gen AI Foundry
Rooted in Gen’s commitment to safety and transparency, the Gen AI Foundry is the engine behind its most recent AI innovations, from AI-powered security experiences to autonomous financial helpers and identity agents. It also serves as the place where core trust infrastructure is developed and operationalized, including the Agent Trust Hub, extending protection across the agent lifecycle from verification to execution. Here, Gen’s AI strategy becomes real through visible ventures, prototypes, working products, partnerships and an open ecosystem designed to shape and secure the AI era with and for both people and agents. 

Media Contact
Brittany Posey
Gen
Press@GenDigital.com

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SOURCE Gen Digital Inc.

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