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Personal AI Launches MODEL‑4, Building Personal Intelligence Directly Into the Network

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An Operating System (OS) that lets telecommunications operators deliver personal intelligence to every subscriber, billed alongside talk, text, and data. MODEL‑4 brings together the critical layers of AI delivery with NVIDIA, Microsoft, Rafay, Cisco, and Telegent.

SAN FRANCISCO, Oct. 20, 2026 /PRNewswire/ — Ahead of NVIDIA GTC Berlin, Personal AI unveiled MODEL‑4, an OS designed to let telecom operators deliver intelligence to every subscriber line as a network service, the same way they deliver talk, text, and data. MODEL‑4 brings together the compute, network, and orchestration infrastructure required to deliver personal intelligence at carrier scale.

AI is moving beyond centralized applications and onto the network in a deliberate, democratized shift. Carriers are uniquely positioned to deliver this next generation of intelligence; they already have direct relationships with nearly every individual and business worldwide, a trusted and secure identity for every line, an existing billing relationship, and a distributed network footprint. More than an AI model, MODEL‑4 delivers the missing personal intelligence layer. It combines proprietary memory, unique identity, on-network inference, and multi-modal agents into a new service delivered on every line.

“Carriers connected the world through talk, then text, then the internet. Intelligence is the next connectivity, and carriers are the ones best placed to deliver it,” stated Suman Kanuganti, Co-Founder and CEO of Personal AI. “With MODEL‑4 and this ecosystem, any operator can bring personal intelligence to any connected device.”

Rodrigo Diehl, Board Member of Deutsche Telekom and CEO of Telekom Deutschland, said, “Our network will understand context and securely connect people and machines. It will decide where an AI workload is best executed: on the device, at the edge, in a sovereign data center, or in the cloud. AI won’t just run on our network. It will be discovered, orchestrated, and executed on the network – in the right place, with the right performance, optimal latency, security, and the right level of sovereignty.”

MODEL‑4: The OS for personal intelligence on the network

MODEL‑4 brings together the core capabilities operators need to run personal intelligence as a network service:

Personal memory: A persistent personal model for each subscriber that remembers, learns, and evolves over time, tied to the subscriber and their line.

Network identity: The subscriber’s SIM and phone number serve as the agent’s identity, eliminating the need for a separate app or login.

On-network small language models: Tier‑1 SLMs handle about 95% of traffic inside the operator’s network, routing only complex requests to larger models for greater efficiency and better economics.

Voice and text agents: Subscribers can utilize agents through the communication channels they already use, including native calls and texts.

Token plans: Operators can package and bill intelligence alongside existing talk, text, and data plans.

Building on Intelligence Everywhere orchestration research conducted with NVIDIA and Comcast, MODEL‑4 delivers 16 ms time-to-first-token, 405 milliseconds end-to-end voice latency, and a cost of $0.02 per million tokens, with operator gross margins of >90% at scale. The underlying research is published here. 

Turning AI into a network service with token plans

Token plans give carriers three paths to generate new revenue from personal intelligence:

Native: A token pool included in the subscriber’s plan powers carrier-native agents for call handling, missed calls, messaging on the subscriber’s behalf, proactive reminders, and other everyday services, generating consumer revenue with no third party required.

Aggregation: For requests requiring deeper reasoning or web search, the agent can route to leading LLM providers, and the carrier bills those AI platforms for access.

Agent Store: Personal agents can transact with enterprise service agents for services such as rides, reservations, and banking without requiring the user to open an app, enabling the carrier to take a share of each transaction.

Personal AI projects that a personal agent on every line can lift ARPU across an operator’s entire subscriber base. Because subscriber memory stays on the network under existing CPNI protections or country-specific laws, carriers can offer these services within the privacy framework they already operate.

Built for the carrier ecosystem

MODEL‑4 plugs into the stack operators already run. NVIDIA accelerates inference, Microsoft Azure Local keeps data on-premises, and Cisco optimizes the network. Rafay orchestrates deployment across core and edge, and Telegent unifies carrier voice, messaging, and cellular with business communications. The result is personal intelligence delivered as a native network service.

NVIDIA provides the accelerated computing infrastructure that enables MODEL‑4 to move AI inference from centralized data centers into the network, closer to where subscribers live and work.

Personal AI MODEL‑4 utilizes Multi-Instance GPU (MIG) partitioning on NVIDIA RTX PRO 6000 Blackwell servers (96 GB VRAM) in close collaboration with NVIDIA to isolate workloads, hosting up to 40 distilled small language model instances alongside ASR and TTS lanes per GPU slice to ensure predictable sub-second latency and zero cross-tenant interference. Building upon this hardware foundation, the platform integrates NVIDIA components such as NeMo Retriever Nemotron VL models (llama-nemotron-embed-vl-1b-v2 and llama-nemotron-rerank-vl-1b-v2) for dense embeddings and reranking, vLLM-served LLMs with upgrade paths to LLM NIM, and Parakeet-0.6B for speech-to-text processing.

“Voice is the most native application for telecom providers,” said Chris Penrose, Global VP of Business Development for Telco at NVIDIA. “Personalized voice AI agents powered by Personal AI are a natural extension, opening up a new opportunity for consumers, enterprises, and the telecom industry. NVIDIA’s AI-RAN platforms provide the distributed computing layer to deliver new AI-native voice applications in the most efficient manner.”

Microsoft Azure Local extends Azure capabilities to infrastructure the operator runs in its own network. Running MODEL‑4 on Azure Local lets operators keep subscriber memory and data on-premises, under the same controls that govern their other subscriber information.

“Telecommunications operators are increasingly looking to run critical AI workloads closer to where data is generated, while maintaining the security, control, and consistent management they expect from Azure,” said Rick Lievano, CTO, WW Telco & Media Industry at Microsoft. “Azure Local brings Azure capabilities directly to operators’ distributed infrastructure, enabling solutions like Personal AI’s MODEL-4 to run locally while being managed with a consistent Azure experience across their environments.”

Rafay provides infrastructure orchestration that automates how MODEL‑4 is provisioned and operated across operator and edge environments, reducing deployment time from years to weeks.

“Operators shouldn’t spend years putting AI into production. Rafay’s orchestration with MODEL‑4 takes that down to weeks,” said Haseeb Budhani, co-founder and CEO of Rafay. “We’re proud to partner with Personal AI to deliver fast intelligence on the carrier network.”

Cisco brings the mobility and network infrastructure deployed across many of the world’s largest carrier networks, optimizing those networks for intelligence as a new class of traffic.

“Cisco already sits at the heart of the world’s carrier networks. Together with Personal AI, we’re actively exploring how networks can be tuned to support distributed intelligence, enabling operators and partners to deliver AI with the performance and reliability subscribers expect,” stated Bob Everson, Chief Architect, Provider Mobility, Cisco.

Telegent is building the first native AI mobile network platform, unifying U.S. carrier voice, messaging, and cellular with the communications businesses already run on.

“The mobile number is still the most trusted identity people have, and calls and texts are still how they reach the people and businesses that matter to them,” said Spence Angerbauer, CEO of Telegent. “Together with Personal AI, we’re making that identity intelligent, so every subscriber can call or text an AI that already knows them, with no new app to download. And because Telegent makes mobile networks programmable, carriers and MVNOs of any size can bring MODEL‑4 to their customers quickly.”

The OS for personal intelligence

The next generation of AI will not be defined by more intelligent models but by how intelligence becomes personal.

MODEL‑4 gives operators an OS to deliver personal intelligence as a network service: intelligence that remembers, learns, and carries context across experiences, becoming more personal and valuable over time.

For subscribers, that means AI that knows them and anticipates their needs. For carriers, it introduces a brand-new category of service – a new driver of value from the relationships, infrastructure, and trust they already own.

Media Contacts

Amanda Borgiotti
amanda.borgiotti@personal.ai

Jonathan Bikoff
jonathan.bikoff@personal.ai

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SOURCE Personal AI

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Broadridge Schedules Webcast and Conference Call to Review First Quarter Fiscal Year 2027 Results on November 3, 2026

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NEW YORK, Oct. 20, 2026 /PRNewswire/ — Broadridge Financial Solutions, Inc. (NYSE:BR) is scheduled to release its financial results for the first quarter of fiscal year 2027 on Tuesday, November 3, 2026. Broadridge will host a webcast and conference call to discuss those results at 8:30 a.m. ET on November 3, 2026. Tim Gokey, Chief Executive Officer, and Ashima Ghei, Chief Financial Officer, will participate on the call.

To listen to the live event and access the slide presentation, visit Broadridge’s Investor Relations website at www.broadridge-ir.com prior to the start of the webcast. To listen to the call, investors may also dial 1-877-328-2502 within the United States and international callers may dial 1-412-317-5419.

A replay of the webcast will be available and can be accessed in the same manner as the live webcast at the Broadridge Investor Relations website. A recording of the call will be available through November 10, 2026 by dialing 1-855-669-9658 within the United States or 1-412-317-0088 for international callers, using passcode 4349092 for either dial-in number.

About Broadridge
Broadridge Financial Solutions (NYSE: BR), is a global technology leader with trusted expertise and transformative technology, helping clients and the financial services industry operate, innovate, and grow. We power investing, governance, and communications for our clients – driving operational resiliency, elevating business performance, and transforming investor experiences.

Broadridge’s technology and operations platforms process and generate over 8 billion communications annually and underpin the daily average trading of over $18 trillion in tokenized and traditional securities globally. A certified Great Place to Work®, Broadridge is part of the S&P 500® Index, employing approximately 16,000 associates in 28 countries.

For more information, please visit www.broadridge.com. 

Investor Relations
broadridgeir@broadridge.com                                                      

Media Relations
mediarelations@broadridge.com 

 

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SOURCE Broadridge Financial Solutions, Inc.

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Network Brainiacs Expands into Maryland Through Acquisition of Computer Enhancement Systems in Frederick

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The expansion brings additional technology resources, cybersecurity expertise, and a renewed commitment to client experience to Maryland businesses.

FREDERICK, Md., Oct. 20, 2026 /PRNewswire/ — Network Brainiacs, a managed IT services and cybersecurity company headquartered in Mount Arlington, New Jersey, is pleased to announce its expansion into Maryland through the acquisition of Computer Enhancement Systems (CES), an established IT services provider based in Frederick, Maryland.

The acquisition, effective September 1, 2026, comes shortly after Network Brainiacs celebrated 15 years in business this August. The expansion marks an important chapter in the company’s growth and its continued commitment to helping businesses operate more efficiently, securely, and confidently through technology.

As part of the transition, Network Brainiacs has maintained CES’ existing Frederick location and retained members of its local team. This approach preserves valuable local knowledge and established relationships while introducing new leadership, additional resources, and opportunities to enhance client experience.

“Our mission has always been to make lives more convenient through the seamless integration of technology,” said Victor Magan, CEO of Network Brainiacs. “Expanding into Maryland allows us to bring that commitment to more businesses while building on the relationships CES has developed over the years. We’re excited to combine local experience with additional resources and a fresh perspective on how we can best serve our clients.”

Through this expansion, Maryland businesses will have access to a broader range of technology services, including managed and co-managed IT support, cybersecurity solutions, cloud services, data protection, AI services, application development, technology consulting, and strategic IT planning.

For existing CES clients, the focus is on providing dependable service, strengthening communication, understanding their evolving needs, and identifying opportunities to make their technology experience even better.

“At Network Brainiacs, we believe technology should make people’s lives easier, not more complicated,” said Juana Magan, Chief Experience Officer of Network Brainiacs. “What excites us most about this expansion is the opportunity to connect with more people, learn about their businesses, and build relationships rooted in trust and genuine care. We value what the CES team has built in Frederick, and we look forward to bringing new ideas, strengthening the client experience, and becoming part of this community.”

With locations in New Jersey and Maryland, Network Brainiacs continues to grow its presence while staying committed to the values that guide its work: positivity, teamwork, integrity, a passion for serving others, continuous learning, and finding solutions.

About Network Brainiacs

Founded in 2011, Network Brainiacs is a managed IT services and cybersecurity company headquartered in Mount Arlington, New Jersey, with an additional location in Frederick, Maryland.

The company serves businesses across multiple industries, including healthcare, dental practices, professional services, and small to midsize organizations.

Network Brainiacs provides managed IT services, cybersecurity, cloud solutions, data protection, and strategic technology consulting, with a focus on proactive support, strong relationships, and exceptional client experiences.

Website: www.networkbrainiacs.com

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SOURCE Computer Enhancement Systems (CES)

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MoonPay and Dunamu to Collaborate on Global Digital Asset Financial Infrastructure

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The two parties are exploring business opportunities in stablecoin payments and corporate treasury management.

Jointly identifying new use cases and business opportunities in stablecoin-based global payments and fund transfersReviewing the potential of digital asset-based financial infrastructure for global corporate finance and treasury managementLinking MoonPay’s global network with Dunamu’s GIWA blockchain to support global ecosystem expansion

NEW YORK, Oct. 20, 2026 /PRNewswire/ — MoonPay, a global crypto payments and stablecoin infrastructure company, is pursuing a strategic collaboration with Dunamu in the field of global financial infrastructure built on digital assets.

The two companies will jointly identify new business opportunities across areas including stablecoin-based global payments and fund movement, and corporate finance and treasury management. By combining MoonPay’s global financial services and network with Dunamu’s technology and business capabilities, including its GIWA blockchain, they plan to explore the potential applications of digital asset-based financial infrastructure.

First, the companies will look for collaboration opportunities in global payments and fund movement using stablecoins. Drawing on both companies’ technology and infrastructure, they will review a range of cases in which digital assets can be used for cross-border payments and fund transfers, and examine the business potential of new financial service models.

The companies will also pursue collaboration in global corporate finance and treasury management. They will jointly review ways to apply digital asset-based financial infrastructure to corporate finance and treasury operations, and identify related business opportunities and usage models.

Expanding Dunamu’s GIWA blockchain ecosystem is another key area of collaboration. Leveraging their respective global ecosystems and partner networks, the two companies will explore ways to broaden access to GIWA-based services and digital assets and strengthen the GIWA ecosystem’s global connectivity. In particular, by linking MoonPay’s global services and network with Dunamu’s blockchain infrastructure, they aim to increase overseas market access for services and assets within the GIWA ecosystem and jointly identify new business opportunities in global markets.

“For stablecoins to function as global financial infrastructure, it is important to have the technology and network to support not only cross-border payments and fund transfers, but also the real financial operations of businesses,” said Bugeon Lee, Head of APAC at MoonPay. “By combining Dunamu’s blockchain capabilities with MoonPay’s global financial infrastructure, we will explore new possibilities for digital assets and work together so that the GIWA ecosystem can expand into global markets.”

Going forward, MoonPay and Dunamu plan to firm up the technical and commercial potential in their main areas of collaboration, namely stablecoin-based global payments, corporate finance and treasury management, and GIWA ecosystem expansion, and to continue identifying new business opportunities that draw on both companies’ strengths.

About MoonPay

MoonPay is a global financial technology company that provides infrastructure for moving value across traditional and digital financial systems. Founded in 2019, MoonPay serves more than 35 million customers in 180 countries and more than 1500 enterprise clients across crypto and fintech. Its products support payments, trading, commerce, stablecoin infrastructure and other services that connect conventional payment networks with blockchain-based financial rails. MoonPay maintains regulatory licenses and authorizations in multiple jurisdictions, including the United States and European Union. For more information, visit www.moonpay.com.

Media Contacts

MoonPay
press@moonpay.com

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SOURCE MoonPay

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