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Visa Reimagines Visa Infinite for Asia Pacific’s Modern Affluent

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Affluence in Asia Pacific is accelerating and evolving, reshaping expectations beyond access to more purpose-driven, experience-led livingThe refreshed Visa Infinite suite introduces a progressive three-tier structure, combining intelligent payments, curated experiences and a unified ecosystem to deliver personalised, differentiated premium experiences

SINGAPORE, 16 July 2026 /PRNewswire/ — Visa, a global leader in digital payments, today unveiled a refreshed Visa Infinite in Asia Pacific, designed for the modern affluent and how they live, spend and travel today. The refresh introduces a more flexible and personalised offering, anchored in a three-tier card suite. Alongside Visa Infinite, the portfolio includes the two newly launched tiers of Visa Infinite Privilege and Visa Infinite Private, each tailored to distinct affluent segments within a unified premium offering.

Affluence in Asia Pacific continues to grow, with affluent households projected to increase at an 8 per cent compound annual growth rate through 2030[1]. The region is also home to nearly 31 per cent of the world’s ultra-high-net-worth population[2]. At the same time, affluent consumers are redefining what premium means today. Less about status and more about how experiences fit into their lives, they are prioritising moments that feel personal and meaningful. Visa’s research shows affluent consumers are increasingly prioritising cultural immersion over traditional luxury, signalling a move toward more immersive experiences that feel deeply personal.

The enhanced Visa Infinite brings together curated experiences and a global network of partners, underpinned by Visa’s intelligent payment capabilities, to deliver a seamless and connected offering. These intelligent payment capabilities help simplify everyday payments, support higher-value spending, and enable secure card sharing with trusted delegates.

“Visa has long helped shape premium experiences for affluent consumers across Asia Pacific,” said T. R. Ramachandran, Head of Products & Solutions, Asia Pacific, Visa, “As expectations evolve toward more intentional and globally connected experiences, we are building on that momentum. The refreshed Visa Infinite brings together our scale, innovation and partnerships to deliver more relevant and differentiated value for today’s affluent customers.”

A progressive approach to modern affluence

The refreshed Visa Infinite introduces a clear progression of benefits and access across three tiers, underpinned by intelligent payments capabilities including elevated transaction limits, smart authorisation, cross-border issuance and always-on security.

Visa Infinite anchors the suite, delivering elevated everyday value and enhanced travel and lifestyle rewards. Visa Infinite Privilege builds on this with broader access and more curated experiences. At the top tier, Visa Infinite Private is an invitation-only offering, designed for ultra-high-net-worth individuals, with bespoke services and exclusive access to rare and highly personalised experiences.

Curated programs built around passions

The refreshed proposition comes to life through curated experiences built around the passions of today’s affluent, from travel and dining to wellness and entertainment. These are designed to go beyond traditional perks, to provide meaningful and differentiated experiences.

From Infinite Tastes: Beyond the Menu, a chef-led culinary programme unlocking deeper access to the stories, craft, and culture behind Asia Pacific’s dining scene to Visa Destinations, a passion-led, global travel platform offering curated journeys and exclusive access, each program offers more immersive, behind-the-scenes access and opportunities for deeper discovery.

These experiences reflect the growing influence of affluent consumers, whose spending is increasing at nearly three times the rate of other cardholders, particularly across travel, entertainment, and retail[3]. Demand for wellbeing and more personalised services is rising among affluent consumers, with around 90 per cent seeking health-focused experiences and 84 per cent expecting more high-touch curated experiences[4].

To learn more about the refreshed Visa Infinite suite, including its benefits and experiences, visit Visa Infinite and refer to the appendix below.

[1] Visa Business and Economic Insights, Global Travel Insight, July 2025

[2] Knight Frank, The Wealth Report 2026

[3] Visa Whitepaper, The Changing Face of Asia’s Affluent – July 2026

[4] How luxury health and preventive health are intersecting, Forbes

 

About Visa

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com

Appendix: Visa Infinite Benefits Highlights

Visa Infinite cardholders enjoy elevated benefits designed for global living. The benefits below are selected highlights, availability and eligibility may vary by market. For the complete range of benefits, as well as applicable terms and conditions, please visit here.

Category

Benefits Highlights (Terms and conditions apply)

Visa Infinite

Travel & Exploration

Visa Destinations: Curated travel experiences Visa Luxury Hotel Collection: Benefits and complimentary night stayAirport fast track benefitsAgoda: Complimentary third-night stays ALL Accor+ Explorer: Complimentary 6-month membershipTravelgoogoo: Unlimited messaging and 2GB annual eSIMTrip.com: Status match to Diamond tier membership and flight offerwithBanyan Explorer membership: Fast track status with qualifying consecutive 2-night stays 
(coming soon)

Dining & Gastronomy

Infinite Tastes: Beyond the Menu – exclusive chef-led culinary experiences across Asia PacificALL Accor+ Explorer: Dining benefits with 30% savings (complimentary 6-month ALL Accor+
Explorer membership)

Lifestyle & Entertainment

Visa’s global sponsorships: VIP access and experiencesVisa Golf Program: Complimentary green fees at over 100 golf courses across Asia Pacific  Visa Padel Program: Priority booking access to curated courts across Asia Pacific (coming soon) Monocle: Exclusive savings on annual subscriptionThe New York Times: 1 year of unlimited access

Wellness & Renewal

BBC Maestro: 30% off subscription Chenot Palace Weggis: Exclusive treatment packages for optimal health and vitalityCircleDNA: 52% off Premium DNA test kit Classpass: Additional 10% monthly subscription credits for new usersHealth & Wellness Korea Program: up to 15% off health screening, dental clinics, wellness clinics,
beauty and dermatology specialist and top spas in Korea
Lanserhof: Complimentary treatment and stay benefitsNOVI Health: 10% off applicable services and complimentary kit with Longevity Start or Max

Visa Infinite Privilege and Visa Infinite Private 

In addition to the full suite of Visa Infinite benefits, Visa Infinite Privilege and Visa Infinite Private introduce enhanced access, deeper
personalisation and elevated recognition.

 

Key benefits include Essentialist Private Travel Planning, access to global private members’ clubs, and elevated travel and lifestyle
privileges across leading brands such as ALL Accor+ Explorer, Banyan Group, Trip.com and Harrods. Visa Infinite Private further
extends this with bespoke concierge services, alongside enhanced airport fast track access.

 

 

 

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SOURCE Visa Worldwide Pte Ltd

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Futu Unveils Major AI Upgrade, Making Professional Agentic Investing Accessible to All, Seize the Next Rally with FUTU AI

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HONG KONG, July 16, 2026 /PRNewswire/ — Futu Securities International (Hong Kong) Limited (“Futu”)  announced a comprehensive upgrade to its AI capabilities with the launch of “Expert” mode, its self-developed and built-in AI agent. Powered by a novel “Agentic AI + Skills” architecture that delivers simplicity, customization, and security. Futu’s pursuit is to make its platform accessible, easy to use, user-friendly, and intuitive for every user — truly empowering investors to analyze rationally, make better investment decisions, and seize more opportunities to profit.

Futu hosted a product launch event at its Causeway Bay flagship store yesterday, attracting more than 50 guests, including AI industry experts, university professors, and KOLs from the finance and technology sectors. The event also featured a product experience zone and interactive demonstration area, allowing attendees to try out the new AI capabilities firsthand. Meanwhile, the livestream of the product launch event on the Futubull Community and the official YouTube channel attracted more than 40,000 views from users and fans.

This upgrade also brings to Hong Kong the first AI solution to span the entire investment journey, from information gathering and analysis to decision-making and trade execution. Far from a simple aggregation of features, it represents a paradigm shift in the underlying architecture — evolving from a passive Q&A AI assistant into an intelligent investment partner capable of independent thinking, proactive planning, advanced reflection, and execution.

At the product launch event, Joe Yu, Chief Marketing Officer of Futu Securities, noted that market opportunities always exist, yet retail investors often find it difficult to capture them. As such, investors need tools that can help establish investment discipline and enhance the rationality of decision-making. Futu is committed to democratizing intelligent investing capabilities, enabling every retail investor to access professional-grade investment tools and participate in the market more effectively. Vincent Yao, Head of AI Growth Center at Futu, provided an in-depth introduction to the two new AI products unveiled at the event — “Expert” Mode and the Agentic AI + Skills architecture. Through multiple application scenarios and real-life examples, he demonstrated how AI can empower the entire investment process, from information integration and advanced reflection to strategy execution.

Joe Yu, Chief Marketing Officer of Futu Securities stated: “Through the deep integration of technology and finance, we hope to make professional investment capabilities more accessible. Today’s launch is only the beginning. Our goal is not merely to create a useful AI feature, but to build a complete AI investment ecosystem. With breakthroughs in AI technology, the gap between retail investors and institutions in information access, data analysis, and strategy construction is gradually being narrowed by technology. Looking ahead, Futu will continue to uphold the principles of safety, compliance, and effectiveness, while investing in AI, product innovation, and talent development. Through self-developed technologies, we will continue optimizing the user experience and strive to build a truly inclusive automated investment ecosystem. Professional capabilities should not be monopolized — they should belong to every investor who takes investing seriously.”

Vincent Yao, Head of AI Growth Center at Futu stated: “”While there is no shortage of AI-powered investment tools on the market today, most remain limited to basic question-and-answer functionality, struggling to handle complex cross-market and cross-asset analysis, let alone seamlessly translating insights into actual trades. Futu’s upgraded AI is designed to redefine the boundaries of AI investing and put an end to the era of superficial interactions, empowering investors to learn, evolve, and make stronger decisions in the new era of Agentic Investing.”

Multiple interactive experience stations were set up at the venue. After the product launch, guests experienced Futu AI’s latest capabilities firsthand, including using Futubull AI’s “Expert” Mode for in-depth stock interpretation, as well as building personalized AI agents through the open platform. Participants also experienced the full process from strategy generation to simulated trading. In addition, attendees engaged in in-depth discussions on the prospects and trends of AI applications in the financial sector, with enthusiastic responses.

Calvin Tsai, quantitative trader and co-founder of Hong Kong Program Trading Research Center, said: “From the perspective of quantitative trading, the core of investing has always been disciplining and systematic decision-making. After experiencing Futu AI’s ‘Expert’ Mode and its Agentic architecture at the product launch event, I can see that AI is no longer merely an auxiliary analysis tool — it is beginning to acquire the ability to put strategy logic into execution. For retail investors, this means capabilities that once belonged only to professional institutions are gradually being opened up. I believe that if such technologies continue to be optimized, they have the potential to reshape how investors interact with the market in the future.”

Two Key Product Highlights

1. Futubull AI “Expert” Mode — Professional-Grade Research Through Conversation

Producing a high-quality sector analysis or expert insights once required days of sifting through financial statements, integrating data, and building models. Today, with Futubull AI’s “Expert” mode, it takes just a few minutes. Driven by the new Agentic + Skills architecture, Futubull AI possesses a complete cognitive loop: deconstructing problems, planning paths, invoking tools, reflecting and verifying, and outputting conclusions.

Whether an investor poses highly complex questions, such as “Under the current macro environment, which targets in the Hong Kong semiconductor sector offer Alpha opportunities using options strategies, or requests comparative dissection spanning multiple markets and asset classes, Futubull AI can integrate real-time financial data with professional interpretation tools. No longer merely a chatbot, Futubull AI is now your 24/7 industry expert.

In a critical breakthrough for trade execution, Futubull AI’s “Expert” Mode enables natural language order placement, understands the user’s investment intent and translates it into trading commands precisely. During conversations, investors can complete transactions for equities, options, and ETFs using simple language without switching interfaces.

The soon-to-launch Futubull AI + Algo feature lowers the barrier to quantitative trading, allowing any investor to transform strategy ideas into actionable strategies without writing a single line of code.

2. Open Ecosystem — Code-Free Capabilities with Multi-Layered Security Architecture : Mobilize Your AI Financial Expert Team with a Single Sentence

Futu has packaged its years of deep expertise in market data, trading, stock selection, and derivatives into Futu Skills and MCPs (Model Context Protocol), allowing investors and developers to flexibly invoke them within standard AI Agents available in the market.

Investors can freely select and combine different capability modules based on their personal investment style and needs, ranging from quantitative smart stock selection and real-time portfolio risk monitoring to multi-dimensional market analysis and all-market execution. This allows them to build a unique personal research team, using simple language as a unified command to orchestrate the entire team’s collaboration. Multi-strategy, multi-expert collaboration models that were once affordable only for large hedge funds are now accessible to ordinary investors.

Futu recognizes that as AI becomes increasingly integrated into trade execution, investors’ concerns around privacy and capital security must remain a top priority and Futu is committed to delivering a powerful and responsible AI product to every investor. To address these concerns, Futu AI has established multiple layers of protection: a simulated environment by default to ensure strategies are tested before execution, a password-protection mechanism that strictly separates the AI from live trading, and end-to-end encryption to safeguard data and prevent information leakage. All sensitive data is processed locally, ensuring that client information and trading environments are operated under the highest security standards.

Experiential event in Late July Featuring Interactive Gaming Zones

Futu has recently launched its new “Futu AI” feature, while CME Group, the world’s leading derivatives marketplace, is targeted to launch the new U.S. Single Stock Futures* at the end of July (*pending completion of all regulatory review and processes). To mark these developments, Futu, in collaboration with CME Group will jointly bring an offline interactive experience event at the K11 Art Mall atrium in Tsim Sha Tsui from July 28 to August 5.

To invite the public to experience firsthand the innovative application of “Futu AI”, the event will feature an AI-themed showcase area, offering insights into the latest smart trading tools to help investors better understand emerging technologies in trading. AI interactive gaming zone and a large-scale FUTU mascot installation will also be set up, delivering an immersive AI experience for participants.

Furthermore, the pop-up will preview CME Group’s upcoming U.S. Single Stock Futures*, expanding investors’ knowledge of global market instruments. The event will be open to the public. Investors are encouraged to attend and experience how AI technology is reshaping the investment landscape, while capturing opportunities brought by the next generation of agentic investing.

“Seize the Next Rally with FUTU AI” Offline Experience Event
Date: 28 July – 5 August 2026
Venue: G/F, Atrium, K11 Art Mall

Contact: media@futuhk.com

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SOURCE Futu Securities International (Hong Kong) Limited

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Vield partners with Integral to automate hedging as crypto-backed lending scales

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SYDNEY, July 16, 2026 /PRNewswire/ — Vield, an Australian crypto-backed lending platform, has partnered with Integral, a leading currency technology provider, to enhance its trading and risk management capabilities through automated, institutional-grade execution technology.

Vield enables clients to use bitcoin as collateral to finance homes, cars and other major purchases without selling their crypto holdings. Since launch, the company has approved more than AUD 50 million in loans to over 1,000 clients with zero defaults. As its loan book business scaled, Vield required institutional-grade technology to effectively manage cryptocurrency price movements and AUD currency risk.

Integral’s technology replaces a manual, multi-counterparty hedging process with an automated and unified platform, giving Vield access to a wide range of crypto and FX liquidity sources with aggregated pricing, advanced risk management, and 24/7 execution. The result is more effective auto-hedging in volatile crypto markets and a significant reduction in operational complexity – supporting the firm’s growth as it scales its crypto-backed lending offering across Australia.

The ability to manage risk in an automated and real time manner across cryptocurrencies and AUD is critical in the digital assets sector, where volatility can be significantly higher than in traditional asset classes and can affect both performance and stability. The partnership reflects the ongoing maturation of digital asset markets, with firms increasingly investing in institutional-level infrastructure to manage risk and enhance transparency.

In Australia, new digital asset regulations and strengthened licensing requirements introduced in April are expected to further accelerate demand for institutional-grade operations and technology to ensure regulatory compliance.

Johnny Phan, Co-Founder at Vield, said: “As we have over AUD 50 million in approved loans, serving our clients reliably and at scale has become more important than ever. Integral’s technology gives us institutional-grade execution and automation that strengthens how we manage risk while supporting our growth ambitions.”

Harpal Sandhu, CEO at Integral, commented: “As digital asset markets mature, the resilience of a firm’s execution and risk infrastructure is becoming as important as the products they offer. Integral’s technology brings institutional standards to firms managing exposure in a market that never closes, and demand for that capability is now accelerating across the APAC region.

About Integral

Integral is the currency technology partner to hundreds of financial institutions, including banks, brokers, investors and cross-border payment companies, who have embedded Integral’s technology in their workflows and customer-facing services.

Adopted first by the financial markets and now integrated across all industries – our embedded FX and crypto services are solving the currency challenges faced by every global organization.

Founded in 1993, we support customers from our offices in Palo Alto, New York, London, Tokyo, Singapore and Bengaluru.

Additional information is available at www.integral.com.

©2026 Integral Development Corp. All rights reserved. Integral technology is protected under U.S. patents and patent-pending applications and related intellectual property rights.

Contact: Integral, 380 Portage Avenue, Palo Alto, California 94306

email: integral@aspectusgroup.com

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SOURCE Vield; Integral

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MiniTool Partition Wizard 13.9 Introduces New BitLocker Manager

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VANCOUVER, BC, July 16, 2026 /PRNewswire/ — MiniTool® Software Limited has announced the release of MiniTool Partition Wizard 13.9, a new version of its partition manager. It features the new BitLocker Manager, expanded support for BitLocker-protected partitions, optimized NTFS partition handling, and multiple usability improvements for a more efficient disk management experience.

By bringing BitLocker Manager and disk/partition operations into the same workspace, MiniTool Partition Wizard helps users manage encrypted drives more efficiently without switching between multiple utilities.

New Features and Improvements in MiniTool Partition Wizard 13.9

1. New BitLocker Manager for Easier Drive Encryption Control

MiniTool Partition Wizard 13.9 introduces BitLocker Manager, allowing users to turn BitLocker on or off and lock or unlock encrypted drives without switching to Windows settings. It also displays accurate used and free space information for unlocked BitLocker partitions, making encrypted drive management more convenient. This feature is available in the Free Edition.

2. Expanded Support for BitLocker-Protected Partitions

MiniTool Partition Wizard 13.9 significantly expands support for BitLocker-protected partitions, enabling more disk and partition operations while maintaining compatibility with Windows BitLocker.

The new version supports a wide range of operations on BitLocker-protected drives based on their encryption status:

Unlocked BitLocker data partitions: Support common operations such as resize, format, copy, split, change cluster size, file system check, data recovery, and more.Locked BitLocker data partitions: Supports operations such as copy, format, delete, wipe, partition recovery, and disk conversion.BitLocker-protected system partitions: Supports operations such as resize, split, copy, format, wipe, file system check, surface test, and data recovery.

3. Expanded NTFS Cluster Size Support

With support for NTFS cluster sizes up to 2 MB, MiniTool Partition Wizard now matches the maximum cluster size supported by Windows operating systems. This provides greater flexibility when configuring large storage devices.

4. Optimized NTFS Resize Workflow

MiniTool Partition Wizard now optimizes NTFS resize operations by intelligently selecting the most suitable processing method based on the partition layout, improving efficiency and system compatibility.

5. Enhanced Compatibility and User Experience

MiniTool Partition Wizard 13.9 also brings several improvements to software usability, compatibility, and reliability.

Key improvements include:

Improves compatibility with Windows 11 Administrator Protection for more reliable disk management under enhanced system security.Refines the user interface with better high-DPI support, clearer icons, larger default fonts, and disk numbering aligned with Windows Disk Management.

These updates deliver a smoother and more consistent user experience across supported Windows environments.

About MiniTool Partition Wizard

MiniTool Partition Wizard is a comprehensive disk partition management software for Windows users. Its products include solutions for partition management, BitLocker drive management, disk cloning, file system conversion, disk benchmarking, data recovery, storage analysis, and disk cleanup, helping users manage storage devices more efficiently.

About MiniTool® Software Limited

MiniTool Software Limited is a professional software company specializing in developing computer applications. It provides solutions for partition management, data recovery, data backup, video editing, and multimedia conversion for home and business users. The company is committed to developing innovative, reliable, and easy-to-use software that simplifies everyday digital tasks.

View original content:https://www.prnewswire.com/news-releases/minitool-partition-wizard-13-9-introduces-new-bitlocker-manager-302826987.html

SOURCE MiniTool® Software Limited

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