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Advance America Answers Consumer Demand with FlexFund Line of Credit

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Fee-Based and Fully Online, FlexFund Gives Consumers What They Ask For: Flexible, Reusable Access to Funds

GREENVILLE, S.C., July 31, 2026 /PRNewswire/ — A January 2026 Advance America consumer survey found that “no hidden costs or surprises” ranks among the top reasons borrowers trust a lender. Today, the company is putting that finding into practice with the launch of FlexFund, a fee-based line of credit built around upfront costs, flexible access, and no interest charges.

The survey, which included 3,119 respondents across active customers, inactive customers, and prospective borrowers, also found that 56% of prospects prefer to engage with a lender through a mobile app or website. FlexFund is available exclusively online, with no store visit required.

Built around what borrowers need

The research identified flexibility as a key driver of borrowing decisions — specifically, the ability to access funds in varying amounts, repay on a workable schedule, and return for more without starting over. Advance America’s FlexFund was designed to address exactly that.

Approved customers receive a set credit limit they can draw from, repay, and draw from again without reapplying. Customers choose how much to borrow up to their approved amount. They can borrow as little as $50 or the full available amount. Two fees apply: an Advance Fee charged when funds are requested, and a Statement Fee based on the outstanding balance at the end of each billing cycle. There is no traditional interest rate.

As customers pay down their balance, their Statement Fee decreases in the next billing cycle. Available funds replenish as they repay, giving them ongoing access without the friction of a new application.

‘No surprises’ is the point

In the same survey, 38% of prospective borrowers said “fast access to cash with no surprises” was among the most appealing messages a lender could offer. FlexFund’s fee structure is disclosed upfront, before a customer draws funds, so they know exactly what they’re paying before they commit.

“Borrowers consistently told us they want a lender with no surprises. That’s not a marketing message; it’s a design requirement,” said Travis Gonzalez, Chief Product Officer at Advance America. “Every part of FlexFund, from the fee structure to the way access replenishes, was built around that insight.”

Where FlexFund is available

FlexFund is currently available online in seven states: Alabama, Delaware, Idaho, Kansas, Louisiana, South Carolina, and Wisconsin. Advance America plans to expand access to additional states.

About Advance America

Advance America is a licensed and regulated lender providing convenient loan options online and in store.

Since 1997, we’ve helped millions of families navigate life’s financial moments. We believe borrowing money should be simple, fast, and free from judgment — with clear terms and real human support when it matters most.

Making it work looks different for everyone. For us, it means backing you up with simple, honest money solutions that keep you moving forward.

Media Contact: mediarequest@teampurpose.com

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SOURCE Advance America

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Metallium Reports Substantial Progress during Quarter Ending June 30, 2026

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Core FJH Platform That Retrieves Precious Metals and Critical Minerals From e-Waste as Well as Beneficiation in Mining Industry De-Risked; Binding Contracts for Feedstock Supply; Key Agreements and Partnerships Secured or Extended

HOUSTON, July 31, 2026 /PRNewswire/ — Metallium Limited (ASX: MTM; OTCQX: MTMCF and OTCQX ADR: MTLMY) released its quarterly activities and cash flow report that showed significant progress made by the company in the quarter ending June 30, 2026. Here is a link to the full report: https://cdn-api.markitdigital.com/apiman-gateway/ASX/asx-research/1.0/file/2924-03115651-6A1336160&v=undefined.

Metallium, and its wholly owned US subsidiary, Flash Metals USA, is commercializing its patented Flash Joule Technology (FJH) that can quickly separate precious metals and critical minerals such as rare earth elements, germanium, platinum group metals, red mud and other critical minerals, as well as precious metals such as gold, from e-waste, printed circuit boards, metal-bearing catalytic converts as well as certain mining waste.

During the quarter the company substantially de-risked the FJH platform, validating its modular scale-up strategy and shifting focus to optimization, scaling and commercialization of the technology.

Initial product sales are expected in the first half of 2027 as the company is on track to commerce commercial printed circuit board processing, following the development of a proprietary printed PCB pre-processing flowsheet that improves throughput, economics, additional value recovery and new patentable IP.

During the quarter the company signed binding contracts to secure 4,000 tpa of PCF feedstock, representing approximately 50% of the company’s Stage 1 capacity of 8,000 tpa.

The diversity of the platform was demonstrated through successful FJH testing across rare earths, gallium, germanium, platinum group metals and other critical metals. The company expects to report these results next month.

Commercial agreements and partnerships continued to be expanded and opportunities for government and defense programs advanced.

The company ended the quarter with a strong balance sheet showing a cash balance of approximately A$65 million (approximately US$45.5m). In addition, the company continues to progress toward an uplist to NASDAQ as the PCAOB audit moves forward.

Michael Walshe, managing director and CEO of Metallium said, “We have been systematically de-risking the Flash Joule Heating (FJH) platform before committing significant capital to commercial deployment. Following more than 100 test campaigns across multiple feedstocks, together with our first successful prolonged multi-reactor operating campaign, we are increasingly confident that the core FJH platform has now been substantially de-risked. Our focus has shifted from proving the technology to optimizing, scaling and commercializing the platform.”

The company’s first fully-owned and operated plant, in Texas, with a nameplate capacity of 8,000 tpa of e-waste, continues to meet its milestones, including multi units processing simultaneously. Additional milestones are scheduled to occur in the next several months.

Metallium will host an investor webinar on Monday evening, August 3 at 9 p.m. EDT to discuss the quarterly activities and provide an update on recent operational and corporate developments. Those who wish to participate may register for the webinar using the following link: https://us02web.zoom.us/webinar/register/WN_9wnft-iVTm–qF72EuZe-Q .

View original content:https://www.prnewswire.com/news-releases/metallium-reports-substantial-progress-during-quarter-ending-june-30-2026-302840090.html

SOURCE Metallium Ltd.

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Nippon Paint China Debuts at ARCHIDEX 2026, Showcasing Industrial Innovations

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KUALA LUMPUR, Malaysia, July 31, 2026 /PRNewswire/ — Nippon Paint China made its debut at ARCHIDEX 2026, held from July 29 to August 1 at the Malaysia International Trade and Exhibition Centre in Kuala Lumpur. Invited to exhibit in the China Exhibition Zone organized by the Center of Science and Technology and Industrialization Development under China’s Ministry of Housing and Urban-Rural Development, Nippon Paint China presented coating solutions across four areas: Smart Manufacturing, Air Purification, Energy Saving & Carbon Reduction, and High-Quality Housing.

As Southeast Asia accelerates the adoption of green building standards and upgrades its manufacturing base, demand is growing for materials that improve energy performance, withstand demanding climates and enable more efficient construction. Nippon Paint China brought technologies developed and validated in China to address these priorities across industrial, residential and urban environments.

Highlights included Energy-Saving Radiative Cooling Coating and a Dual-Core Aerogel Energy-Saving System designed for hot climates and energy-intensive facilities. The radiative cooling technology lowers building temperatures without additional power consumption. Under summer conditions in Shanghai, coating a 10,000-square-metre factory roof reduced monthly cooling energy use by nearly 25%, saving approximately RMB72,000 (nearly MYR43,000) in electricity costs.

For residential and public spaces, Nippon Paint showcased the Integrated Decorative Waterproofing System suited to humid, rainy conditions, alongside NAYAOJING™ Photocatalytic Coating, Energy-Saving Integrated Decorative Panel and Acoustic Flooring System. For advanced manufacturing, its Anti-Static PU Mortar Ultra-Wear-Resistant Flooring System addresses flatness, antistatic and wear-resistance requirements, while tailored systems support facilities in industries such as precision electronics, automated warehousing, and new energy.

“Going global is about more than shipping products overseas. Supply must keep pace, and services must reach the ground,” said Mr. Dragon Sun, Chief Operating Officer of Nippon Paint China. “Over nearly a decade of supporting Chinese companies abroad, we have developed a product-and-service model that combines technical expertise, local supply and cross-market collaboration. We look forward to joining forces with more partners across the value chain to support the high-quality global expansion of Chinese businesses.”

Backed by NIPSEA Group’s network of 26 manufacturing facilities across ASEAN, Nippon Paint continues to support commercial, residential, industrial and infrastructure projects throughout the region. Its ARCHIDEX debut marks another step in connecting innovation developed in China with Southeast Asia’s local conditions and development needs, while supporting broader collaboration across the construction value chain.

View original content to download multimedia:https://www.prnewswire.com/apac/news-releases/nippon-paint-china-debuts-at-archidex-2026-showcasing-industrial-innovations-302840094.html

SOURCE Nippon Paint China

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Oxford International Digital Institute Launches Oxford ELLT Express to Support Time-Sensitive Student Applications

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LONDON, July 31, 2026 /PRNewswire/ — Oxford International Digital Institute (OIDI) has announced the launch of Oxford ELLT Express, a new service designed to help international students take their Speaking test with a human examiner with as little as two hours’ notice.

Oxford ELLT Express enables eligible test takers to receive their English language test results within 12 working hours of completing all components of the Oxford ELLT. The service also provides same-day Speaking test appointments, letting students take a live speaking test with a human examiner with as little as two hours’ notice.

As competition for international study opportunities continues to grow, students are increasingly required to meet tight admissions timelines. Oxford ELLT Express has been developed to provide a faster route to trusted higher education institutions, helping applicants progress their university applications with greater confidence.

Importantly, the accelerated turnaround does not change the assessment process. Every Oxford ELLT Speaking test continues to be assessed by experienced human examiners, ensuring the same standards of quality, consistency and academic integrity that institutions and partners expect from Oxford ELLT.

“Students don’t always have the luxury of time, particularly during peak admissions periods,” said Michael Shaw, Head of Digital Assessment and Product Strategy at OIDI. “By introducing Oxford ELLT Express, we’re making our test service even faster, but maintaining the rigour that comes with human examiners having a detailed conversation with students and properly assessing their speaking skills.” 

The new service is available as an optional upgrade for eligible test takers, subject to availability. While designed primarily to support students, Oxford ELLT Express also gives academic and recruitment partners another option to recommend to applicants working towards time-sensitive application deadlines.

Oxford ELLT is recognised by over 300 universities around the world, including Russell Group institutions, and forms part of OIDI’s portfolio of digital assessment solutions. The launch of Oxford ELLT Express reinforces the organisation’s ongoing commitment to providing flexible, accessible and trusted English language testing that meets the changing demands of international education.

For more information about Oxford ELLT Express, visit https://oxfordellt.com/ellt-express.

About Oxford International Digital Institute 

We are part of the Oxford International Education Group. We support students and institutions through online and hybrid academic and language programmes, teacher training qualifications, and the Oxford ELLT, our English language test taken by more than 150,000 students worldwide.

View original content to download multimedia:https://www.prnewswire.co.uk/news-releases/oxford-international-digital-institute-launches-oxford-ellt-express-to-support-time-sensitive-student-applications-302840096.html

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