Transaction brings Finia’s technology and experience serving micro-businesses to PayJoy’s global platform

SAN FRANCISCO, Oct. 12, 2026 /PRNewswire/ — PayJoy, a leading financial services provider for underserved consumers across emerging markets, today announced the acquisition of select strategic assets of Finia AI, Inc., a fintech company that developed AI-powered underwriting and financial products for micro-businesses in Mexico.

The transaction will enable PayJoy to apply Finia’s technology and expertise to its global platform, strengthening its underwriting capabilities and expanding its financial product offering for customers with limited access to formal credit.

PayJoy has reached more than 20 million customers across nine countries in Latin America, Africa, and Asia through innovative financial products including digitally secured smartphone financing, credit lines, and the PayJoy Card. This acquisition brings technology developed specifically for the needs of small and informal businesses to a platform with the scale and reach to extend those innovations across global markets.

Finia built its AI underwriting capabilities to serve micro-businesses with limited financial data and owners with little or no formal credit history. The venture-backed fintech developed new ways to assess creditworthiness and applied them to offer financial products including credit cards and installment loans.

“I’m excited about the path ahead with PayJoy,” said Uri Pomerantz, founder and CEO of Finia AI. “We’ve spent years building AI underwriting and financial products to serve micro-businesses in Latin America that traditional lenders too often overlook. PayJoy’s global reach creates an opportunity to scale our technology and everything we’ve learned alongside one of the strongest teams in fintech. We share a commitment to improving customers’ financial well-being, and this transaction opens a new chapter in that work.”

“Finia has developed valuable technology and deep insights that can help address one of the fundamental challenges in financial inclusion: how to assess creditworthiness when traditional financial data is limited,” said Jose Luis Gonzalez, Head of Growth for PayJoy Mexico. “Bringing these capabilities to PayJoy will strengthen our platform, enhance how we assess risk, and broaden our product offerings. We see a meaningful opportunity to extend the impact of Finia’s work across the markets we serve.”

PayJoy and Finia AI are also partnering to help eligible Finia customers access PayJoy’s loans and other financial products. Interested customers can apply at https://go.payjoy.com/finia_leads, subject to PayJoy’s eligibility requirements and approval.

About Finia AI

Finia AI, Inc. develops AI-powered underwriting and financial products designed to expand access to credit for micro-businesses. The company has served tens of thousands of micro-businesses across Mexico, including small and informal businesses, through credit cards and installment loans tailored to their needs. Finia AI’s investors include Deciens Capital, Precursor Ventures, and Clocktower Technology Ventures, alongside venture funds and angel investors across the United States and Mexico.

About PayJoy

PayJoy expands credit access across emerging markets through point-of-sale financing and card offerings. Its proprietary secured-credit technology enables first-time borrowers to responsibly build financial stability and participate fully in the modern economy. Through its cutting-edge machine learning, data science, and anti-fraud AI, PayJoy has financed over $3.5 billion of loans with over 20 million people and employs over 1,000 people worldwide. For more information, visit https://www.payjoy.com/.

Media contact: payjoy@thekeypr.com

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SOURCE PayJoy

The West Palm Beach and Colorado Springs digital marketing agency returns to the list for the second time, with 27% three-year revenue growth driven by revenue-focused marketing systems.

WEST PALM BEACH, Fla., Oct. 12, 2026 /PRNewswire-PRWeb/ — THAT Agency, a digital marketing agency with offices in West Palm Beach, Florida, and Colorado Springs, Colorado, has been named to the 2026 Inc. 5000, Inc.’s annual ranking of the fastest-growing private companies in the United States. Recognized in the Advertising, Marketing & PR category, THAT Agency posted three-year revenue growth of 27%. It is the agency’s second appearance on the list, following its first in 2019.

The Inc. 5000 recognizes independent, privately held companies based on percentage revenue growth over a three-year period.

Founded in 2004, THAT Agency works with business owners and executives to build marketing systems tied to pipeline and revenue across SEO, AI search optimization (AEO/GEO), paid advertising, content marketing, social media, and email marketing. Over the past three years, the agency has expanded its AI search optimization practice, grown its Colorado Springs office and increased team size and efficiency.

“Inc. measures growth by the numbers, and so do our clients,” said Bill Teubner, CEO of THAT Agency. “Every engagement starts with a simple question: what does this need to do for the business? Making this list in 2019 was a milestone. Making it again in 2026 tells us the growth was built to last. It came from clients who could see their marketing working in their pipeline and kept investing in it. This recognition belongs to them, and to the team that delivers for them every day.”

“The marketing landscape has changed more in the last three years than in the decade before it,” said Michelle Teubner, President of THAT Agency. “AI search, rising media costs, and tighter budgets raised the bar for accountability. We built our team and our reporting around that reality. Being named to the Inc. 5000 tells us the approach is working, for our clients first and for us as a result.”

About THAT Agency

Founded in 2004, THAT Agency is a digital marketing agency headquartered in West Palm Beach, Florida, with an office in Colorado Springs, Colorado. A two-time Inc. 5000 honoree (2019 and 2026), THAT Agency helps growth-focused businesses generate qualified pipeline and measurable revenue through SEO, AI search optimization, paid advertising, content marketing, social media, and email marketing. Learn more at thatagency.com.

Media Contact

Michelle Teubner, THAT Agency, 1 (561) 832-6262 110, mteubner@thatagency.com, https://thatagency.com

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SOURCE THAT Agency

Leadership transition positions the 25-year enterprise content management firm for growth as organizations prepare for the AI era.

OAKDALE, Minn., Oct. 12, 2026 /PRNewswire-PRWeb/ — Team Informatics, Inc. (“TEAM IM”), an Enterprise Content Management and AI context solutions provider, today announced changes to its executive leadership. Scott Olesen has been named Chief Executive Officer, and Jon Chartrand has been named Chief Operating Officer. Tami Balfanz continues as Chief Financial Officer. Together, the three form TEAM IM’s executive leadership team.

Olesen, who joined TEAM IM in 2004, succeeds Doug Thompson, who has stepped down as CEO. Thompson remains TEAM IM’s majority owner and a member of its Board of Directors, where he will continue to guide the company’s long-term direction.

“I’m honored to lead TEAM IM into its next chapter,” said Scott Olesen, Chief Executive Officer of TEAM IM. “AI is changing how every business operates, and that makes content management more important than ever, because business AI requires business context. For 25 years, TEAM IM has helped organizations organize, govern and use their information. Together with our partners M-Files, Oracle and ABBYY, we’re positioned to help our customers put that information to work and thrive in what comes next.”

As Chief Operating Officer, Chartrand leads TEAM IM’s operations, marketing, product and strategy. He has been with the company for 15 years.

“Our customers are asking how to make AI work with their real business information, and that’s exactly what we’ve always done,” said Jon Chartrand, Chief Operating Officer of TEAM IM. “I’m excited to keep building those capabilities with our customers and to grow our partnerships with outstanding partners like M-Files.”

“Leading TEAM IM has been one of the great privileges of my life,” said Doug Thompson. “I’m proud of what this company has become, and I look forward to supporting its next chapter from the board.”

About TEAM IM

Team Informatics, Inc. (“TEAM IM”) is an Enterprise Content Management and AI context solutions provider. Since 2001, TEAM IM has helped organizations in government, energy, construction and the broader enterprise manage, secure and put their unstructured information to work. As a Premier M-Files partner and a long-standing Oracle and ABBYY partner, TEAM IM provides advisory, implementation and managed services, and builds its own products for the M-Files platform, including AutoRecords for M-Files and M-Connect. Based in Oakdale, Minnesota, TEAM IM celebrates its 25th anniversary in 2026. Learn more at www.teamim.com.

Media Contact

Jon Chartrand, Team Informatics, Inc., 1 651-222-8326, jon.chartrand@teamim.com, https://www.teamim.com

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SOURCE Team Informatics, Inc.