The article explains storm deductibles, home insurance exclusions, and liability protection so families can better understand their coverage.

PLANT CITY, Fla., June 19, 2026 /PRNewswire/ — Do Florida homeowners truly understand what their insurance policies cover when storms or unexpected events occur? HelloNation has published the piece and provides the answer in a HelloNation article that breaks down Florida homeowners insurance coverage in clear, practical terms.

The HelloNation article explains that homeowners insurance in Florida is intended to protect both property and personal liability, yet coverage details can vary significantly between policies. Many families assume certain events are automatically covered, only to discover differences when they file a claim. The article emphasizes that understanding policy terms before an emergency can help prevent costly surprises.

Most standard home insurance policies include protection against fire, lightning, theft, and certain weather related incidents. However, the article notes that flood insurance is typically not included in standard coverage. Because Florida is especially vulnerable to hurricanes and heavy rainfall, homeowners may need separate flood insurance policies to ensure full protection.

Storm deductibles are another important feature of Florida homeowners insurance coverage. The article describes how these deductibles often apply specifically to hurricane or named storm damage. Instead of a flat dollar amount, storm deductibles may be calculated as a percentage of the home’s insured value. Understanding how storm deductibles work allows homeowners to prepare financially before severe weather strikes.

Personal property coverage is also addressed in the article. This part of a policy generally protects belongings inside the home, including furniture, clothing, and electronics. The article explains that certain high value items, such as jewelry or collectibles, may exceed standard limits and require additional riders or endorsements for full protection.

Liability protection is another essential component of home insurance. The HelloNation article outlines how liability protection can help cover medical bills or legal expenses if someone is injured on the property. This safeguard is especially important for homeowners who host guests or have features like pools or play equipment that may increase risk.

The article also discusses home insurance exclusions, which are specific events or conditions not covered by a policy. Common home insurance exclusions in Florida may include flooding and gradual wear and tear. Reviewing these exclusions carefully helps homeowners determine whether supplemental policies are necessary.

Regular policy reviews are strongly encouraged. The article explains that changes such as home renovations, large purchases, or increases in property value can affect the amount of coverage needed. Without periodic updates, homeowners may find themselves underinsured or paying for outdated coverage.

Comparing policies from multiple insurers can also provide insight. The article notes that evaluating options side by side may reveal opportunities to adjust deductibles, enhance personal property coverage, or refine liability protection. This process can improve overall Florida homeowners insurance coverage while helping manage costs.

Throughout the piece, Insurance Expert Courtney Paat provides industry context that supports the article’s educational focus. Insurance Expert Courtney Paat’s insights help clarify complex insurance terms while keeping the emphasis on practical understanding rather than promotion.

The article concludes that informed homeowners are better prepared when severe weather or unexpected incidents occur. By understanding what is covered, what falls under home insurance exclusions, and how storm deductibles function, families can approach claims with greater confidence and stability.

What Florida Homeowners Insurance Actually Covers features insights from Courtney Paat, Insurance Expert of Plant City, Florida, in HelloNation.

About HelloNation
HelloNation is a premier media platform that connects readers with trusted professionals and businesses across various industries. Through its innovative “edvertising” approach that blends educational content and storytelling, HelloNation delivers expert-driven articles that inform, inspire, and empower. Covering topics from home improvement and health to business strategy and lifestyle, HelloNation highlights leaders making a meaningful impact in their communities.

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SOURCE HelloNation

NEW YORK, June 19, 2026 /PRNewswire/ — B&H is pleased to share the Insta360 Luna Ultra 8K gimbal camera with dual Leica Summicron lenses, a triple AI chip, and a detachable 2″ OLED touchscreen.

The primary lens packs a 1″ CMOS image sensor, while the telephoto lens has a 1/1.3″ CMOS sensor. The Luna Ultra is also compatible with Insta360’s new Mic Pro wireless system, with E-Ink displays and 32-bit float internal recording.

Insta360 Luna Ultra Standard Combo https://www.bhphotovideo.com/c/product/1964142-REG/insta360_cinsabta_luna01_luna_ultra_standard_bundle.html

Key Features

Capture up to 8K30 Action FootageDual Lenses, 1″ & 1/1.3″ CMOS SensorsDetachable 2″ OLED ScreenTriple AI Chip, 47GB Internal Storage3-Axis Stabilization, AI TrackingBuilt-In Leica Color Profiles

The Insta360 Luna Ultra has built-in Leica color profiles and cinematic filters, as well as 10-bit I-Log recording. Dynamic range sits around 14 stops. The camera’s subject tracking and focus system uses the AI chip, and Insta360 promises enough speed and accuracy to capture fast-moving sports. Additional modes include 4K Live Frame photos and a Beauty Mode for refined skin texture.

The Luna Ultra comes equipped with a triple AI processing chip, two of which are dedicated to imaging for superior low-light performance. The other chip provides processing power for the rest of the camera’s functions.

The 2″ detachable OLED touchscreen, supporting HD video transmission at up to 65′ and functioning as a remote control and a wireless microphone. Battery life for the Luna sits around four hours when utilizing its 3-axis stabilization and AI tracking.

Learn more at B&H Explora blog here

About B&H Photo Video

As the world’s largest source of photography, video, and audio equipment, as well as computers, drones, and home and portable entertainment, B&H is known worldwide for its attentive, knowledgeable product experts and excellent customer service, including fast, reliable shipping. B&H has been satisfying customers worldwide for over 50 years.

Visitors to the website can access a variety of educational videos and enlightening articles. The B&H YouTube Channel has an unmatched wealth of educational content. Our entertaining and informative videos feature product overviews from our in-house specialists. You can view the B&H Event Space presentations from many of the world’s foremost experts and interviews with some of technology’s most dynamic personalities. Tap into this exciting resource by subscribing to the B&H YouTube Channel here. In addition to videos, the B&H Explora blog presents new product announcements, gear reviews, helpful guides, and tech news written by product experts and industry professionals, as well as our award-winning podcasts.

When you’re in Manhattan, take a tour of the B&H Photo Electronics and camera store, located at 420 Ninth Avenue. The techno-carousel spins all year round at the counters and kiosks at B&H. With thousands of products on display, the B&H Photo SuperStore is the place to test-drive and compare all the latest gear.

The B&H Payboo Credit Card offers the industry’s best instant savings and special financing, subject to credit approval. Visit B&H’s Payboo Page to learn more and apply.

https://www.bhphotovideo.com/

Contact Information
Geoffrey Ngai
B&H Photo Video
212-615-8820 https://www.bhphotovideo.com/

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SOURCE B&H Photo

RESTON, Va., June 19, 2026 /PRNewswire/ — ThunderCat Technology has been awarded a Top Workplaces 2026 honor by WTOP News. This list is based solely on employee feedback gathered through a third-party survey administered by employee engagement technology partner Energage LLC. The confidential survey uniquely measures the employee experience and its component themes, including employees feeling Respected & Supported, Enabled to Grow, and Empowered to Execute, to name a few.. ThunderCat placed 8th in the small business category. This is ThunderCat’s 10th time on the list.

“Earning a Top Workplaces award is a badge of honor for companies, especially because it comes authentically from their employees,” said Eric Rubino, Energage CEO. “That’s something to be proud of. In today’s market, leaders must ensure they’re allowing employees to have a voice and be heard. That’s paramount. Top Workplaces do this, and it pays dividends.”

“Great teams are forged through trust, strengthened through challenge, and united by purpose. We don’t always agree, but we always rally around shared values, mutual respect, and a commitment to achieving goals that are bigger than any one individual. We are honored to be on this list and our leaders focus on ensuring all players here find this a rewarding and fun place to work where we truly care about one another and not just the mission. We recruit, hire, and retain only the best. ThunderCat consists of experienced professionals with a long track record of successful client-centric sales approaches, and we are all committed to customer service. ThunderCat employees are TCAT: T – Trusted, C – Committed, A – Accountable, and T – Talented,” said Tom Deierlein, CEO of ThunderCat Technology.

ABOUT THUNDERCAT TECHNOLOGY
Currently ranked #48 on the Solution Provider 500, the award winning ThunderCat Technology is a Service-Disabled Veteran-Owned Small Business (SDVOSB) that delivers technology products and services to government organizations, educational institutions, and commercial companies. Led by a combat-wounded CEO, ThunderCat is a systems integrator that brings an innovative approach to solving customer problems in and around the datacenter by providing strategies for Data Storage, Networking, Cyber Security, AI and Cloud Transformations. A proven leader, ThunderCat Technology provides and optimizes technologies from best of breed manufacturers. Clients include DOD, DHS, VA, FBI, State of Virginia, State of NY, Sony, Howard University, and TriWest. www.thundercattech.com

ABOUT ENERGAGE
Making the world a better place to work together.TM

Energage is a purpose-driven company that helps organizations turn employee feedback into useful business intelligence and credible employer recognition through Top Workplaces. Built on 20 years of culture research and the results from 30 million employees surveyed across more than 80,000 organizations, Energage delivers the most accurate competitive benchmark available. With access to a unique combination of patented analytic tools and expert guidance, Energage customers lead the competition with an engaged workforce and an opportunity to gain recognition for their people-first approach to culture. For more information or to nominate your organization, visit energage.com or topworkplaces.com.

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SOURCE ThunderCat Technology