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Secured Lending Market to Reach $34.3 trillion, Globally, by 2033 at 10.5% CAGR: Allied Market Research

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Rise in adoption of digital platforms and advancements in financial technology have driven the demand for loans secured by collateral with lower interest rates and longer repayment periods.

WILMINGTON, Del., April 14, 2025 /PRNewswire/ — Allied Market Research published a report, titled, “Secured Lending Market by Loan Type (Auto loans, Mortgage loans, Business Loan, Personal Loan, and Others), Lender Type (Banks, Online Lender, Credit Unions, Mortgage Lenders, and Others), and End User (Individuals, SMEs, and Large Enterprise): Global Opportunity Analysis and Industry Forecast, 2024-2033″. According to the report, the secured lending market was valued at $12.4 trillion in 2023, and is estimated to reach $34.3 trillion by 2033, growing at a CAGR of 10.5% from 2024 to 2033.

Get a Sample Copy of this Report: https://www.alliedmarketresearch.com/request-sample/A323722

Report Overview:

In addition, increase in use of collateral makes it easier to meet loan requirements, giving lenders more confidence to approve loans. Thus, driving the market growth.

However, the risk of asset loss in case of default and longer processing time to access the value of the collateral pose potential restraints. Moreover, digital transformation in the secured lending market presents significant opportunities for market players.

Key Segmentation Overview: 

The secured lending market is segmented on the basis of loan type, lender type, end user, and region. 

By Loan Type: Auto Loans, Mortgage Loans, Business Loans, Personal Loans, and Others.By Lender Type: Banks, Online Lenders, Credit Unions, Mortgage Lenders, and OthersBy End User: Individuals, Small & Medium Enterprises (SMEs), and Large EnterprisesBy Region:North America (U.S., Canada, Mexico)Europe (Germany, UK, France, Italy, Spain, Rest of Europe)Asia-Pacific (China, Japan, India, South Korea, Australia, Rest of Asia-Pacific)LAMEA (Brazil, South Africa, UAE, Saudi Arabia, Rest of LAMEA)

Market Highlights

By loan type, the business loan segment dominated the market in 2023 and is expected to continue leading due to increase in demand for capital needs for expansion, equipment purchases, and operational costs, and rise in business asset ownership, including property, machinery, and inventory.By lender type, the banks segment witnessed significant growth due tog rowing emphasis on technology, asset-based lending, and increase in the demand for flexible and tailored products.By end user, the large enterprise segment is expected to register the highest growth, driven by adoption of wide range of financing options, including traditional bank loans, syndicated loans, and bonds.

 Report Coverage & Details:

Report Coverage

Details

Forecast Period

2024–2033

Base Year

2023

Market Size in 2023

$12.4 Trillion

Market Size in 2033

$34.3 Trillion

CAGR

10.5 %

Segments covered

Loan Type, Lender Type, End User, and Region

Drivers

 Lower interest rates making it more affordable for borrowers Longer repayment periods reducing strain on cash flow

 

Opportunities

Digital transformation in secured lending landscape

Restraints

 Risk of asset loss in case of default Longer processing time to access the value of the collateral

 

Purchase This Comprehensive Report (PDF with Insights, Charts, Tables, and Figures) @ https://bit.ly/42xFj4Q

Factors Affecting Market Growth & Opportunities:

Increase in lower interest rates in secured lending has propelled the growth of the secured lending market. Factors such as easy to meet loan requirement and longer repayment periods in secured lending market are driving the market growth.

Embedded finance and fintech collaborations: Financial institutions are partnering with technology firms to introduce embedded card payment solutions, creating seamless checkout experiences.

Innovations in secured lending: The integration of data analytics and artificial intelligence enhances the risk assessment, optimizes loan terms, and enhances the overall experience for borrowers.

However, challenges such as risk of asset loss in case of default and longer processing time to access the value of the collateral remain concerns for industry players. Financial institutions are focusing on enhancing collateral management systems and developing more efficient risk mitigation strategies to mitigate risks.

Technological Innovations & Future Trends: 

The adoption of fintech apps helps to simplify financial management, improve decision-making, and enhance financial literacy.

Integration between banking accounts and lending apps helps consumers to easily connect their bank accounts to the fintech tools for day-to-day financial activities

Digital transformation is increasing the availability of secured lending to a broader audience. By utilizing technology, the secured lending industry is improving customer experiences and simplifying processes through online applications and digital documentation.

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Regional Insights

Asia-Pacific and Europe dominate the secured lending market due to increase in adoption of AI and data analytics to enhance credit scoring, risk management, and loan underwriting, enabling quicker, more accurate decision-making and personalized loan offerings. In addition, the government’s stringent regulations on data protection and lending practices are shaping the market, with lenders prioritizing compliance to avoid penalties and build customer trust. China leads the market with rapid adoption of fintech solutions, including AI-driven credit scoring and lending platforms, while Europe leads the market with rapid adoption of fintech solutions, including AI-driven credit scoring and lending platforms, while Europe sees a robust shift towards AI-driven lending solutions. For instance, in February 2025, China Vanke launched new measures to expand access to commercial bank loans for property developers. These rules allow developers to use loans secured against commercial properties, such as offices and shopping malls, to repay existing loans and cover operating costs. This move is part of Beijing’s broader efforts to address the prolonged debt crisis in the real estate industry.

North America and LAMEA are witnessing rapid expansion, driven by rise in fintech companies offering digital secured lending models with faster, more accessible, and efficient digital solutions. The favorable government policies to accelerate digital technologies, improve digital innovation, and strengthen security abilities further fuel market growth. Countries such as the U.S., and Canada have been at the forefront of home equity loans adoption, while LAMEA is expected to witness the increase in the adoption of digital lending models that provide easier access to home equity loans, personal loans, and other credit products, leveraging mobile technology and cloud-based platforms. In addition, governments in these regions are creating supportive environments, improving infrastructure, and implementing regulations that foster innovation while ensuring consumer protection, helping to expand the reach of these digital financial services.

As digital transformation accelerates globally, emerging markets are expected to drive the growth of the secured lending industry. 

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Key Players:

Major players in the secured lending market include Social Finance, Inc., Truist Financial Corporation, Barclays PLC, Goldman Sachs Group, DBS Bank Ltd., Wells Fargo, Bank of China, The Hongkong and Shanghai Banking Corporation Limited, Qollateral LLC, AMERANT BANK, N.A, JPMorgan Chase & Co., Citigroup Inc., Bank of America Corporation, The PNC Financial Services Group, Inc., TD Bank, Cholamandalam Investment and Finance Company Ltd., Scotiabank, Antares Capital LP, Zions Bancorporation, and M&T Bank Corporation. These companies are focusing on expanding their service offerings, strategic partnerships, and enhancing cybersecurity measures. Key Strategies adopted by competitors inlcude:

In August 2024, Paisabazaar shifted its focus from unsecured to secured lending due to RBI’s new guidelines. The company partnered with 25 lenders, which aimed to become a major home loan distribution platform, offering various secured lending products. It planned to deploy 300 field staff in key cities to cover 33-35% of the market. This is expected to significantly enhance market presence, offer wide range of secured lending products, and capture larger customer base, which in turn, augment the growth of the global secured lending market.In December 2024, Pacific Investment Management Company (PIMCO) raised $2 billion for a new asset-based finance strategy, including equipment lending, aviation finance, and consumer debt, marking its entry into the growing private-credit market. This sector, offering flexible, non-bank financing to SMBs, is less regulated and provides greater flexibility for borrowers, strengthening PIMCO’s position and driving further growth in the secured lending industry.

Key Market Segments:

By Loan Type

Auto loansMortgage loansBusiness LoanPersonal LoanOthers

By Lender Type

BanksOnline LenderCredit UnionsMortgage LendersOthers

By End User

IndividualsSMEsLarge Enterprise

By Region

North America (U.S., Canada)Europe (UK, Germany, France, Italy, Spain, Rest of Europe)Asia-Pacific (China, Japan, India, Australia, South Korea, Rest of Asia-Pacific)LAMEA (Latin America, Middle East, Africa)

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About Us:

Allied Market Research (AMR) is a full-service market research and business-consulting wing of Allied Analytics LLP based in Wilmington, Delaware. Allied Market Research provides global enterprises as well as medium and small businesses with unmatched quality of “Market Research Reports Insights” and “Business Intelligence Solutions.” AMR has a targeted view to provide business insights and consulting to assist its clients to make strategic business decisions and achieve sustainable growth in their respective market domain.

We are in professional corporate relations with various companies and this helps us in digging out market data that helps us generate accurate research data tables and confirms utmost accuracy in our market forecasting. Allied Market Research CEO Pawan Kumar is instrumental in inspiring and encouraging everyone associated with the company to maintain high quality of data and help clients in every way possible to achieve success. Each and every data presented in the reports published by us is extracted through primary interviews with top officials from leading companies of domain concerned. Our secondary data procurement methodology includes deep online and offline research and discussion with knowledgeable professionals and analysts in the industry.

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Truemed and Highmark Benefits Administration Partner to Expand Access to Root‑Cause Healthcare and Enable Employers to Reach Benefits Goals

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AUSTIN, Texas, May 1, 2026 /PRNewswire/ — Truemed, the leading platform enabling qualified health purchases with HSA and FSA dollars, today announced a strategic partnership with Highmark Benefits Administration, a trusted provider of comprehensive, compliance‑driven solutions committed to providing A+ benefits administration services to clients nationwide.

The partnership aligns two organizations focused on delivering innovative, cost-effective solutions that help clients achieve business goals while empowering employees to use their benefits confidently and proactively. By integrating Truemed’s medically-necessary qualification process with Highmark’s service‑driven administrative infrastructure, employers can offer a broader range of eligible health interventions while maintaining clarity, compliance, and operational efficiency.

Through this collaboration, eligible Highmark participants can use pre‑tax HSA and FSA funds on evidence‑based, root‑cause health solutions— including fitness and movement programs, nutrition and supplement options, stress‑management tools, and other medically‑necessary interventions designed to help employees proactively improve their health.

“At Highmark Benefits Administration, we understand that managing employee benefits and plan compliance can be a daunting task, but it doesn’t have to be,” said Dan Bearden, Founder and Director of Highmark. “Partnering with Truemed expands what’s possible with HSA and FSA dollars while maintaining the clarity and compliance confidence our clients rely on. We’re excited to help participants access more meaningful health solutions.”

“Highmark has built a reputation for exceptional service and operational excellence,” said Justin Mares, CEO of Truemed. “This partnership builds on that foundation by giving eligible participants access to root‑cause health interventions that have been shown to improve health outcomes and chronic condition management. Together, we’re helping employers offer benefits that are simple, compliant, and truly impactful.”

Learn more at: truemed.com/a/highmark

Truemed is for qualified customers. See terms at truemed.com/disclosures.

About Truemed

Truemed partners with consumer health brands and benefits administrators to enable HSA and FSA payments for root‑cause healthcare expenses. Through licensed practitioner review and IRS‑aligned documentation, Truemed helps qualified individuals invest in medically necessary products and services using pre‑tax dollars. Learn more at truemed.com.

About Highmark Benefits Administration

Highmark Benefits Administration provides comprehensive, cost‑effective benefits administration services designed to simplify complexity and support employer goals. With expertise in enrollment and eligibility management, COBRA administration, FSA/HSA/HRA programs, compliance reporting, carrier billing, and employee communication, Highmark delivers exceptional service backed by modern technology solutions. Learn more at highmarkbenadmin.com.

Media Contact:
Tom Dahl
tom@truemed.com

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DistrictWON’s uReport Partners with KOIN to Usher Back Local Sports Coverage to Every Community

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PORTLAND, Ore., May 1, 2026 /PRNewswire/ — KOIN 6 is proud to announce a groundbreaking partnership with uReport, bringing comprehensive, community-driven sports coverage to every high school across the entire metro Portland and southwestern Washington markets.

Through this initiative, KOIN is offering uReport, a human-powered, AI-assisted platform widely endorsed across high schools and colleges nationwide, fully-funded to all high schools in the region. uReport is ISTE EdTech Index Approved and listed in the ISTE Learning Technology Directory, a vetted resource used by educators to identify high-quality digital learning tools.

This partnership empowers schools, students, and communities to create and share stories, highlights, and updates across all sports, while amplifying that content across KOIN.com. uReport is already endorsed by leading organizations including the National Interscholastic Athletic Administrators Association, College Sports Communicators and other groups representing over 17,000 high schools and colleges.

“Local sports coverage has historically reached the biggest schools and the biggest games. uReport flips that. Every school in our market — from the 6A powerhouse to the 1A program with 80 kids — now has a dedicated platform on KOIN.com,” said Tom Keeler, Vice President & General Manager of KOIN.

Key benefits for each school & community include:

A dedicated content platform for every school.The ability to cover every game, every sport at every level and include unlimited pictures and videos.Every school will also be featured on KOIN.com, allowing all schools to consistently make the news!Schools also distribute content onto their own social channels, creating an amazing content library Real-world training for student journalism and responsible use of AI in storytellingA free fan-powered mobile app for real-time contributions from the communityFull customer support for the platform, all year. 

Check out a quick explainer video here: KOIN – Supercharging Your Coverage

KOIN will host three short webinars for Portland market school administrators to learn more. Any administrator is encouraged to participate (administrator, teacher, coach or other, click below to attend):
Tuesday 5/5: 9am PT
Wednesday 5/6: 8am PT
Thursday 5/7: 12pm PT
Schools can self-start and sign-up right now to cover spring events and continue to have access for the entire 2026–27 academic year. Self-start sign-up is easy here: www.ureport.com/koin

For more information, contact uReport Director of Customer Success, Dan McGrath: 216-647-3857; dmcgrath@districtwon.com

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Fuutura Outlines Architecture Built for the Cross-Border Stablecoin Corridors the IMF Now Tracks

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As the IMF’s April 2026 Global Financial Stability Report calls for enhanced regulatory oversight of cross-border stablecoin flows to emerging markets, Fuutura’s compliance-first architecture across identity, payments, and trading is built to support exactly this kind of regulatory oversight

PANAMA CITY, Panama, May 1, 2026 /PRNewswire/ — Fuutura, a blockchain infrastructure company building a compliance-first financial ecosystem for the global market, today set out its position on rising cross-border stablecoin flows to emerging markets, following the IMF’s call for enhanced regulatory oversight in its April 2026 Global Financial Stability Report.

 

 

The IMF’s findings reflect a structural shift in how money moves across emerging economies. Cross-border flows of the two largest dollar-pegged stablecoins, Tether and USD Coin, rose from approximately $12 billion in early 2020 to $316 billion by early 2025, outpacing flows of Bitcoin and Ethereum. A significant share of those flows has been directed toward emerging markets, with cumulative net inflows accelerating since late 2023. The IMF’s concern is that rapid stablecoin adoption in emerging markets, absent appropriate regulation and backstops, could lead to currency substitution, weaken the transmission of monetary policy, increase capital flow volatility, and create challenges for capital flow management measures.

The IMF report also acknowledges that stablecoins, with adequate regulation, could offer improved settlement efficiency, faster cross-border payments, increased competition in the payment space, and broader access to digital finance. The same flows that warrant enhanced oversight also reflect genuine demand for financial services that legacy infrastructure has consistently failed to deliver in emerging markets.

Fuutura is being built to make both possible at once. A compliance by design approach facilitates the very regulatory oversight the IMF is advocating. That same architecture allows the platform to serve users in markets unreached by legacy financial infrastructure. What that looks like in practice is best described by the people who have built it.

“The IMF’s findings lay bare something that anyone working in cross-border financial services across emerging markets has been seeing for years. The flows are real, the demand is structural, and the existing infrastructure has not been built to give regulators the kind of visibility they need to do their work properly. That is the gap our infrastructure is built to address, across cross-border payments, identity verification, and the trading layer that connects users to the global financial system. Compliance is not something we have layered on top of an existing platform. It is part of how the system functions at every level.”

Ellis McGrath, Co-founder and Chief Technology Officer, Fuutura

The architectural choice that defines Fuutura is the integration of compliance at a foundational level. Most digital asset platforms operate perimeter compliance, with KYC and AML conducted at onboarding and transaction monitoring sitting on top of an existing technology stack. Fuutura’s design records verified KYC and AML attestations on-chain and ties them to the user’s wallet, so that every interaction with the platform is gated by the presence of that attestation at the smart contract level. This applies across the entire ecosystem. Whether a user is opening a wallet, executing a trade on the exchange, or moving funds across borders, the same compliance design governs every interaction. The result is infrastructure where compliance is enforceable on every transaction and auditable by regulators at the on-chain level.

“The platforms that earn regulators’ trust will be the ones that make their work easier. The IMF’s call for proportionate monitoring of stablecoin flows reflects a broader truth about the relationship between innovators and regulators in this industry. Architecture that is open to inspection by default. A company posture that welcomes the questions responsible oversight requires. We believe the future of digital finance depends on builders and regulators working together, and we have designed Fuutura to support that relationship across every product on the platform.”

Oliver Cook KC, Co-founder and Chief Legal Officer, Fuutura

Fuutura is building for a market where existing financial infrastructure has consistently failed to deliver. The cross-border stablecoin corridors identified by the IMF are one part of that market. The broader scope is the millions of people and businesses across emerging economies who require digital identity, secure custody, and access to global financial markets in a single connected environment. The company’s launch marks the beginning of a phased rollout, with further ecosystem development planned as the platform scales across the markets it was designed to serve.

About Fuutura

Fuutura is a blockchain infrastructure company building a compliance-first financial ecosystem facilitating participation in the global financial system from underserved markets with a focus on the Global-South. The platform combines digital identity verification, a wallet, and a trading exchange into one unified ecosystem, giving users access to crypto and tokenised real-world assets through a single environment. Fuutura is pursuing licensing in multiple jurisdictions. Built with KYC and AML integrated at an architectural level, Fuutura is designed to be open to regulatory oversight by design. Fuutura is building infrastructure to extend digital finance to markets that legacy banking has not reached.

Media Contact
Fuutura
pr@fuutura.com

Forward-Looking Statements and Risk Disclosures

Digital asset risk. Digital assets are high-risk and their value may fall as well as rise. Trading digital assets involves significant risk and may not be suitable for all investors. Past performance is not a reliable indicator of future results.

Forward-looking statements. This press release contains forward-looking statements regarding Fuutura, its technology, products, business plans and future conduct, including statements relating to the phased rollout of the ecosystem, regulatory engagement and licensing outcomes, geographic expansion, and market ambitions. Forward-looking statements are identifiable by words such as “building,” “plans,” “intends,” “expects,” “designed to,” “anticipates” and similar expressions, as well as by statements regarding future outcomes, ambitions or strategic direction.

Forward-looking statements are not guarantees of future performance and are subject to risks, uncertainties and assumptions that could cause actual outcomes to differ materially from those expressed. These include, without limitation, changes in the regulatory environment across jurisdictions; the availability and timing of licensing or authorisation; developments in digital asset markets; technological and cybersecurity risks; operational risks; counterparty and third-party risks; the pace of product development; and other factors beyond Fuutura’s control.

No offer or advice. Nothing in this press release constitutes an offer to sell, a solicitation to purchase, investment advice, or a recommendation in respect of any digital asset, crypto-asset, token, security, or financial product or instrument. Fuutura’s products and services may not be available in all jurisdictions and may be subject to regulatory restrictions. Access to Fuutura’s platform is restricted to residents of jurisdictions where its services are permitted.

No duty to update. Fuutura undertakes no obligation to update or revise any forward-looking statement, whether as a result of new information, future events or otherwise, except as required by applicable law.

This release is not for distribution in the United States, the United Kingdom, the European Union, or in any other jurisdiction where such distribution would be unlawful.

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