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NFCC Financial Stress Forecast Reaches 6.7 in Q2 2026

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Households Continue to Manage Debt While Running on Empty

WASHINGTON, Aug. 11, 2026 /PRNewswire/ — The National Foundation for Credit Counseling® (NFCC®) today released its Financial Stress Forecast (FSF) for the second quarter of 2026, reporting a score of 6.7 out of 10, up from 6.6 in the previous quarter, matching the prior projection. The forecast also projects financial stress will remain at 6.7 in Q3 2026, suggesting that elevated financial strain has become a persistent reality for many American households.

While NFCC’s proprietary consumer debt metrics show modest improvements in household debt conditions, overall financial stress remains stubbornly high. At the same time, total revolving credit outstanding increased from $1.06 trillion to $1.08 trillion, highlighting the growing dependence on credit as consumers work to manage rising costs and constrained cash flow.

The latest forecast points to a growing disconnect in household finances: Consumers appear to be making progress managing existing obligations, yet many are doing so with diminishing savings and very limited financial flexibility. Unfortunately, this also means that they have developed an increasing reliance on credit to bridge budget shortfalls.

“Consumers are working hard to manage their debt, but financial stress remains stuck at unusually high levels,” said Mike Croxson, CEO of the NFCC. “For many households, the financial cushion isn’t there when unexpected expenses occur.”

Key Findings from the Q2 2026 Financial Stress Forecast

Consumers Are Managing Debt, but Financial Stress Is Not Easing
The FSF reached 6.7 in Q2 and is projected to remain the same in Q3. Rather than signaling a broad-based recovery, the forecast suggests that elevated financial stress has become entrenched. Many households continue to meet their obligations, but the underlying financial pressures that drive stress have not materially improved.Debt Indicators Improve While Credit Reliance Grows
NFCC’s proprietary debt metrics have improved modestly over the past two quarters. However, rising revolving credit balances indicate that many consumers are increasingly relying on credit to maintain day-to-day financial stability. This combination of improving debt management and growing credit dependence suggests that household budgets remain under significant strain.Reduced Financial Buffers Leave Households Vulnerable
Since reaching a post-pandemic low of 3.5 in 2021, the FSF has steadily climbed before stabilizing near current levels. Persistent inflation, higher borrowing costs, and depleted emergency savings have reduced the financial cushion many households once relied upon, leaving them increasingly susceptible to unexpected expenses and income disruptions.

Early Action Can Help Prevent Financial Setbacks

The NFCC encourages consumers to seek guidance before financial strain escalates into missed payments, mounting debt, or long-term financial hardship. As household budgets remain under pressure from higher costs and limited financial flexibility, taking proactive steps to review spending, strengthen cash flow, and address debt challenges can help consumers regain control before small setbacks become larger financial obstacles.

“The encouraging news is that many consumers are still meeting their financial obligations,” said Mike Croxson, “The concern is that they’re doing it with less financial cushion than they’ve had in years. When budgets become this tight, a relatively small setback can have outsized consequences. That’s why seeking trusted help early remains one of the most effective ways to protect long-term financial stability.”

About the Financial Stress Forecast

The NFCC Financial Stress Forecast is a forward-looking indicator that combines proprietary data on consumer counseling behavior with broader economic markers to predict future trends in household financial stability. Unlike backward-looking delinquency reports, the FSF identifies stress before it results in charge-offs.

About the NFCC

Founded in 1951, the National Foundation for Credit Counseling (NFCC) is the oldest nonprofit dedicated to improving people’s financial well-being. With a nationwide network of NFCC Certified Credit Counselors serving 50 states and all U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, loans, housing decisions, and overall money management. For expert guidance and advice, call 800-388-2227 or visit www.nfcc.org.

View original content to download multimedia:https://www.prnewswire.com/news-releases/nfcc-financial-stress-forecast-reaches-6-7-in-q2-2026–302848616.html

SOURCE National Foundation For Credit Counseling

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Bergeson & Campbell, P.C. and LexisNexis Publish 2026 Edition of Guide to the Toxic Substances Control Act (TSCA)

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August 11, 2026

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WASHINGTON, Aug. 11, 2026 /PRNewswire/ — Bergeson & Campbell, P.C. (B&C®) is pleased to announce publication of the 2026 edition of Guide to the Toxic Substances Control Act (TSCA), LexisNexis (Guide to TSCA). Guide to TSCA is the definitive comprehensive treatise on TSCA, written for lawyers, regulatory affairs specialists, and commercial and business people who need to understand the details of this law.

The 2026 edition captures the many consequential changes in TSCA law and policy over the past year, changes reflecting a new Administration’s views and legal challenges to the U.S. Environmental Protection Agency’s (EPA) interpretation of TSCA. Unsurprisingly, the new Administration is revisiting legal positions EPA espoused under the prior Administration, and various appellate courts are continuing to shape the interpretation of core TSCA terms and legal principles in our post-Chevron world. How these policy shifts impact the interpretation and evolving administrative infrastructure of TSCA continues to spark controversy and vigorous debate. This edition discusses these developments in detail with a view toward contextualizing important changes and minimizing uncertainty.

The 2026 edition of Guide to TSCA was thoroughly updated, revised, and expanded by the lawyers, scientists, and regulatory consultants of B&C’s renowned TSCA practice group, including Managing Partner Lynn L. Bergeson; Attorneys Lisa R. Burchi, Ryan N. Schmit, Kelly N. Garson, and Catherina D. Narigon; Director of Chemistry Richard E. Engler, Ph.D.; Director of Regulatory Sciences Christine M. Palermo, Ph.D., DABT; Senior Regulatory Scientist and Quality Assurance Specialist Lara A. Hall, MS, RQAP-GLP; Senior Toxicologist and Regulatory Scientist Lindsay A. Holden, Ph.D., DABT; Senior Scientist/Regulatory Consultant Heather J. Blankinship; Regulatory Chemist Scott J. Burya, Ph.D.; and Senior Regulatory Analyst Carla N. Hutton.

Guide to the Toxic Substances Control Act (TSCA) is available for purchase via the LexisNexis online store.

Bergeson & Campbell, P.C. is a Washington, D.C., law firm offering clients an unparalleled level of experience and excellence in matters relating to TSCA. Our TSCA practice group includes six former senior EPA scientific and executive staff, seven Ph.D.s, and a robust and highly experienced team of lawyers and non-lawyer professionals extremely well-versed in all aspects of TSCA law, regulation, and litigation. More information on TSCA is available through our on-demand TSCA Tutor® training courses, website, informative TSCAblog®, TSCA FAQs, and e-mail newsletters.

View original content to download multimedia:https://www.prnewswire.com/news-releases/bergeson–campbell-pc-and-lexisnexis-publish-2026-edition-of-guide-to-the-toxic-substances-control-act-tsca-302848777.html

SOURCE Bergeson & Campbell, P.C.

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Fiduciary Trust Company Appoints Doris Meister as Chief Executive Officer

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August 11, 2026

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Leadership transition builds on a 140-year legacy of trusted client service

BOSTON, Aug. 11, 2026 /PRNewswire/ — Fiduciary Trust Company (“Fiduciary”), a Boston-based private wealth management and trust firm, announced today that Executive Chair, Doris Meister has been named President and Chief Executive Officer. Meister succeeds Austin Shapard, who after 12 years as President and Chief Executive Officer will transition to an advisory role. The leadership transition reflects a thoughtful succession process that builds on Fiduciary’s 140-year legacy of stewardship and client service while continuing to strengthen the firm’s capabilities for the future.

Meister brings more than 35 years of industry experience, most recently serving as Chair and Chief Executive Officer of Wilmington Trust. Throughout her career, Doris has demonstrated an ability to preserve what is special about an organization while investing in people, capabilities and the client experience. Since joining Fiduciary as Executive Chair, Meister has worked closely with the firm’s leadership team and developed a deep appreciation for its client-first culture, rich heritage and differentiated approach to personalized wealth management.

“For more than 140 years, Fiduciary has earned its clients’ trust through enduring relationships, thoughtful advice and an unwavering commitment to acting in their best interests,” said Meister. “I am excited to build on that strong foundation while investing in our people, technology and investment capabilities to further enhance the experience we provide our clients.”

“It has been a privilege to lead Fiduciary over the past twelve years,” said Austin Shapard, Senior Advisor to Fiduciary Trust Company. “I am incredibly proud of everything our team has accomplished together and confident the firm is well positioned for its next chapter as Doris and our leadership team continue building on the strong culture and client-first philosophy that have always defined Fiduciary.”

Shapard will continue serving as an advisor through the end of 2026, working with Meister and the leadership team to support a seamless transition.

About Fiduciary Trust Company

Fiduciary Trust Company is a private wealth management firm focused on families, individuals and nonprofits seeking objective advice to help grow and protect their investments. The firm also provides a range of services to professional financial advisors and single-family offices. Fiduciary’s capabilities include customized wealth planning, investment management, trustee and estate services, and family office, tax and custody services. Access to New Hampshire’s favorable trust laws is also available through its affiliate, Fiduciary Trust of New England.

Founded in 1885 as a family office, Fiduciary takes a personal approach based on expertise, strong performance and a genuine commitment to act in its clients’ best interests. The firm’s client focus has enabled it to achieve a 98% average annual client retention rate.

Contact

Prosek Partners
Pro-FTC@Prosek.com

View original content to download multimedia:https://www.prnewswire.com/news-releases/fiduciary-trust-company-appoints-doris-meister-as-chief-executive-officer-302848755.html

SOURCE Fiduciary Trust Company

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G2M Insights Named to Inc. 5000 for Second Consecutive Year

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August 11, 2026

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Denver-based decision intelligence company ranks No. 2,241 nationally, earning repeat recognition among America’s fastest-growing private companies

DENVER, Aug. 11, 2026 /PRNewswire-PRWeb/ — G2M Insights, a decision intelligence company that builds the systems enterprise leaders use to turn complex data into confident action, today announced that it has been named to the 2026 Inc. 5000 for the second consecutive year. G2M ranked No. 2,241 overall, No. 83 in Artificial Intelligence & Data, No. 59 in Colorado, and No. 46 in the Denver-Aurora-Centennial metro area.

The opportunity is to combine AI with trusted data, business context and human judgment so leaders can use it for decisions that actually matter. That’s where we believe decision intelligence is headed, and it’s where we’re focused.

The growth reflects rising demand for decision intelligence among enterprises that have invested heavily in data and technology but still struggle to turn that investment into better decisions. Different systems produce different numbers, analysis can take weeks, and leadership teams often spend more time reconciling the data than deciding what to do about it.

“Making the Inc. 5000 once is exciting. Making it two years in a row is more meaningful because it demonstrates that we’re building something durable,” said Pierre Elisseeff, Co-Founder of G2M Insights. “Our clients aren’t looking for another AI tool. They’re trying to solve important business problems and make better decisions. Our job is to bring together the expertise, data and technology required to give them answers they can trust, and help them turn those answers into action.”

That combination is central to G2M’s approach. Rather than stopping at a recommendation or a technology deployment, G2M combines business expertise, data engineering and AI software to build decision capabilities inside the client’s technology environment, and stays focused on the business outcomes those capabilities are designed to produce.

G2M engagements move from trusted data, to decision intelligence, to action. First, G2M unifies and reconciles data so leaders are working from consistent definitions and a common view of the business. It then applies advanced analytics and AI to explain what is driving performance, surface opportunities and risks, and provide transparent reasoning behind the answers. Finally, G2M works with clients to embed those insights into the workflows and operating decisions that drive results.

Underlying that approach is Trusted AI, G2M’s framework for building decision systems leaders can confidently use for high-stakes business decisions. The framework is built on five pillars: Trusted Data Foundation, Transparent Reasoning, Human Oversight, Secure Architecture, and Continuous Validation. Together, they are designed to make AI-generated insights accurate, explainable, auditable and grounded in the context of the business.

“There’s an enormous amount of investment going into AI right now, but technology alone doesn’t create business value,” Elisseeff added. “The opportunity is to combine AI with trusted data, business context and human judgment so leaders can use it for decisions that actually matter. That’s where we believe decision intelligence is headed, and it’s where we’re focused.”

G2M’s second consecutive Inc. 5000 appearance follows continued investment in its decision intelligence capabilities and its work helping enterprise clients turn data and AI into measurable business outcomes across communications, technology, manufacturing, private equity and other data-intensive industries.

The Inc. 5000 recognizes the fastest-growing private companies in the United States based on percentage revenue growth over a three-year period. The annual list has become one of the most widely recognized benchmarks of entrepreneurial growth in the country.

About G2M Insights

G2M Insights builds decision intelligence solutions that help enterprise leaders turn complex data into confident action. Combining deep business expertise, data engineering and Trusted AI, G2M helps clients understand what’s happening, why it’s happening and what to do next. Its solutions span go-to-market strategy and execution, performance intelligence, predictive analytics and AI-enabled decision support. G2M serves enterprise clients across communications, technology, manufacturing, private equity and other data-intensive industries. Learn more at https://g2m.ai or read about the Trusted AI framework at https://g2m.ai/trusted-ai/.

Media Contact

Garrett Sznip, G2M Insights, 1 8664262947, info@g2m.ai, https://g2m.ai

View original content:https://www.prweb.com/releases/g2m-insights-named-to-inc-5000-for-second-consecutive-year-302848713.html

SOURCE G2M Insights

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