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First International Bank of Israel Reports Financial Results for the Second Quarter of 2026

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TEL AVIV, Israel, Aug. 12, 2026 /PRNewswire/ — First International Bank of Israel (TASE: FIBI) one of Israel’s major banking groups, today announced its results for the Second quarter of 2026. Statements reflect accelerated growth and high profitability while maintaining financial strength.

Financial Highlights

Net income for Q2 2026: NIS 583 million.
Return on Equity: 16.0%
Return on Equity excluding the special tax levy: 17.8%

Net income for H1 2026: NIS 1,063 million
Return on Equity: 14.5%
Return on Equity excluding the special tax levy: 16.2% 

The Board of Directors approved a dividend distribution of approximately NIS 558 million, representing approximately 96% of total net income for the quarter. This distribution includes approximately 50% of the net income for Q2 2026, and an additional amount drawn from the remaining distributable profits.
Dividend yield as of June 30, 2026, stood at 6.1%.

Credit to the public grew 20.1% compared with the prior-year period and 5.9% compared with the end of Q1 2026.

The total client asset portfolio grew 20.8% from the prior-year period and 5.7% from year-end 2026, totaling approximately NIS 1.23 trillion.

Shareholders’ equity totaled approximately NIS 14.9 billion, an increase of 4.5% compared with the prior-year period. Common Equity Tier 1 ratio: 10.87%.

FIBI Group’s net income in Q2 2026, totaled NIS 583 million, compared with NIS 480 million in Q1 2026, an increase of 21.5%, and compared with NIS 637 million in the prior-year quarter, a decrease of 8.5%. Return on Equity reached 16.0%. Return on Equity excluding the special tax levy imposed on the Bank in 2026 reached 17.8%.

Net income in H1 2026 totaled NIS 1,063 million, a decrease of 8.9% compared with the prior-year period. Return on Equity reached 14.5%. Return on Equity excluding the special tax levy imposed on the Bank in 2026 reached 16.2%.

Credit to the public totaled NIS 164.2 billion, up 20.1% from the prior-year period, and up 5.9% from Q1 2026.  The growth in credit risk was driven primarily by lending to the financial services sector.
The Bank maintains a high-quality credit portfolio—exposure to problem credit risk declined 25% in H1 2026, compared with the prior-year period.  The NPL ratio (non-accrual loans or loans 90 days or more past due as a percentage of credit to the public) continued to improve, reaching 0.40% compared with 0.46% at year-end 2025. 

Deposits from the public totaled approximately NIS 251.4 billion, up 11.7% compared with the prior-year period and up 8.6% compared with the end of Q1 2026.
The total client asset portfolio grew approximately 20.8% compared with the prior-year period, reaching approximately NIS 1.23 trillion.

Total net revenues in H1 2026 amounted to NIS 3,449 million, a decrease of 2.5% compared with the prior-year period, driven primarily by macroeconomic shifts in the CPI, interest rates, and exchange rates, and partially offset by growth in financing activity volumes and fee income.

Fee and commission income in H1 2026 grew 9.1% compared with the prior-year period, totaling NIS 937 million.

Shareholders’ equity totaled approximately NIS 14.9 billion, an increase of 4.5% compared with the prior-year period. The Common Equity Tier 1 ratio stands at 10.87%, exceeding the regulatory capital requirement by 1.63% and facilitating the continued growth of the Group’s operations and accelerated distribution of surplus capital as dividends, in accordance with the framework approved at the beginning of the year. 

Operating and other expenses in H1 2026 totaled NIS 1,626 million, an increase of NIS 41 million (2.6%) compared with the prior-year period; the increase was driven primarily by an increase in other expenses, and in particular, commission expenses stemming from the Bank’s expanded capital markets operations, and was offset by an increase in revenues.  The efficiency ratio for H1 2026 stands at 47.7%, and for Q2 2026—at 46.1%.

The Board of Directors approved a dividend distribution to shareholders totaling approximately NIS 558 million, representing 96% of total net income for the quarter. This distribution includes approximately 50% of the net income for Q2 2026 and an additional amount drawn from the remaining distributable profits. The dividend yield as of 30.6.2026, stood at 6.1%.

Eli Cohen, CEO of First International Bank of Israel: “Developments in 2026 reinforce the insight that financial management demands multidisciplinary expertise and a global perspective. As the leading bank in the Israeli capital markets, we enable our clients to navigate volatile markets while building tailored investment strategies that generate added value.

Alongside our strong position in the capital market, we remain a key financial partner for leading companies in the Israeli economy, small businesses, and individual clients. Our clients’ trust and commitment facilitate accelerated growth in our credit portfolio and in client assets. The Bank’s strong results for Q2 2026 offer the clearest proof that in an era of constant shifts in the domestic and global economy alike, clients seek, above all, an anchor of stability, expertise, and experience. FIBI continues to deliver just that, while maintaining strong capital adequacy and one of the highest-quality credit portfolios in the banking system.

In addition to expanding our business operations, we are harnessing the latest technology as a significant lever for efficiency gains: the digital revolution and the adoption of AI, automation, and workflow digitization enable us to accelerate the improvement in the Bank’s operational efficiency and enhance client service.

As the banking system’s leader in dividend yield, we continue to manage our capital actively and effectively, combining rapid business growth with increased value distribution to shareholders.”

Condensed principal financial information and principal execution indices*

 Principal execution indices

For the three months
ended June 30,

For the six months
ended June 30,

For the year ended
December 31,

2026

2025

2026

2025

2025

in %

Return on equity attributed to shareholders of the Bank(1)

(2)16.0

18.3

(2)14.5

17.1

16.2

Return on average assets(1)

0.82

0.99

0.76

0.91

0.86

Ratio of total income to average assets(1)

2.5

2.9

2.4

2.7

2.6

Ratio of interest income, net to average assets (1)

1.7

2.0

1.6

1.9

1.8

Ratio of fees to average assets (1)

0.7

0.7

0.7

0.7

0.7

Efficiency ratio

46.1

43.1

47.7

45.2

46.1

As of June 30,

As of December 31,

2026

2025

2025

in %

Ratio of tier 1 equity capital

10.87

11.54

11.10

Leverage ratio

4.85

5.26

5.04

Liquidity coverage ratio (3)

127

134

129

Net stable funding ratio

122

125

127

Principal credit quality indices

For the three months
ended June 30,

For the six months
ended June 30,

For the year ended
December 31,

2026

2025

2026

2025

2025

in %

Ratio of provision for credit losses to credit to the public

0.96

1.19

0.96

1.19

1.11

Ratio of total provision for credit losses (4) to credit to the public

1.08

1.33

1.08

1.33

1.25

Ratio of non-accruing debts or in arrears of 90 days or more to credit to the public

0.40

0.46

0.40

0.46

0.46

Ratio of provision for credit losses to total non-accruing credit to the public

249.2

271.5

249.2

271.5

251.5

Ratio of net write-offs to average total credit to the public (1)

0.04

(0.03)

0.05

(0.04)

(0.01)

Ratio of expenses (income) for credit losses to average total credit to the public(1)

(0.10)

(0.05)

(0.05)

(0.04)

0.01

Principal data from the statement of income

For the three months
ended June 30,

For the six months
ended June 30,

2026

2025

2026

2025

NIS million

Net profit attributed to shareholders of the Bank

583

637

1,063

1,167

Interest Income, net

1,192

1,290

2,282

2,444

Income from credit losses

(38)

(16)

(38)

(27)

Total non-Interest income

571

551

1,129

1,065

   Of which:     Fees

473

434

937

859

Total operating and other expenses

812

793

1,626

1,585

   Of which:     Salaries and related expenses

450

449

887

902

Primary net profit per share of NIS 0.05 par value (NIS)

5.82

6.35

10.60

11.63

Diluted net profit per share of NIS 0.05 par value (NIS)

5.82

6.35

10.60

11.63

Principal data from the balance sheet

30.6.26

30.6.25

31.12.25

NIS million

Total assets

293,955

262,507

277,833

of which:   Cash and deposits with banks

83,533

79,142

83,776

                  Securities

38,465

37,432

38,266

                  Credit to the public, net

162,601

135,092

146,374

Total liabilities

278,421

247,537

262,634

of which:   Deposits from the public

251,394

225,124

238,509

                  Deposits from banks

1,373

2,141

1,906

                  Bonds and subordinated capital notes

11,551

4,517

6,791

Capital attributed to the shareholders of the Bank

14,899

14,258

14,614

Additional data

30.6.26

30.6.25

31.12.25

0.01 NIS

Share price

21,090

24,370

25,050

Dividend per share

750

439

1,191

*       The condensed financial statements are prepared in accordance with the Public Reporting Directives and guidelines of the Supervisor of Banks, which primarily adopt
accounting principles generally accepted in the United States (U.S. GAAP).

(1)    Annualized.

(2)    The return on equity attributed to shareholders of the bank, excluding the excess of ratio of tier 1 equity capital above the goal set by the Board of Directors (9.50%) and
excluding the special tax levy applicable to the bank in 2026, amounted to 20.0% in the second quarter of 2026 and 18.4% in the first half of 2026.

excluding the special tax levy applicable to the bank in 2026, amounted to 20.0% in the second quarter of 2026 and 18.4% in the first half of 2026.

(3)    The ratio is computed in respect of the three months ended at the end of the reporting period.

(4)    Including provision in respect of off-balance sheet credit instruments.

 

CONSOLIDATED STATEMENT OF INCOME

(NIS million)

For the three months
ended June 30

For the six months
ended June 30

For the year Ended 
December 31

2026

2025

2026

2025

2025

(unaudited)

(unaudited)

(unaudited)

(unaudited)

(audited)

Interest Income

2,924

3,019

5,641

5,822

11,771

Interest Expenses

1,732

1,729

3,359

3,378

6,949

Interest Income, net

1,192

1,290

2,282

2,444

4,822

Expenses (income) from credit losses

(38)

(16)

(38)

(27)

19

Net Interest Income after income from credit losses

1,230

1,306

2,320

2,471

4,803

Non- Interest Income

Non-Interest financing income

89

117

183

205

312

Fees

473

434

937

859

1,777

Other income

9

9

1

11

Total non- Interest income

571

551

1,129

1,065

2,100

Operating and other expenses

Salaries and related expenses

450

449

887

902

1,769

Maintenance and depreciation of premises and equipment

82

82

165

166

338

Amortizations and impairment of intangible assets

39

36

78

71

146

Other expenses

241

226

496

446

937

Total operating and other expenses

812

793

1,626

1,585

3,190

Profit before taxes

989

1,064

1,823

1,951

3,713

Provision for taxes on profit

405

416

754

770

1,386

Profit after taxes

584

648

1,069

1,181

2,327

The bank’s share in profit of equity-basis investee, after taxes

26

16

44

38

35

Net profit:

Before attribution to non–controlling interests

610

664

1,113

1,219

2,362

Attributed to non–controlling interests

(27)

(27)

(50)

(52)

(102)

Attributed to shareholders of the Bank

583

637

1,063

1,167

2,260

NIS

Primary profit per share attributed to the shareholders of the Bank

Net profit per share of NIS 0.05 par value

5.82

6.35

10.60

11.63

22.53

Diluted profit per share attributed to the shareholders of the Bank

Net profit per share of NIS 0.05 par value

5.82

6.35

10.60

11.63

22.52

 

STATEMENT OF COMPREHENSIVE INCOME

(NIS million)

For the three months
ended June 30

For the six months
ended June 30

For the year Ended
December 31

2026

2025

2026

2025

2025

(unaudited)

(unaudited)

(unaudited)

(unaudited)

(audited)

Net profit before attribution to non–controlling interests

610

664

1,113

1,219

2,362

Net profit attributed to non–controlling interests

(27)

(27)

(50)

(52)

(102)

Net profit attributed to the shareholders of the Bank

583

637

1,063

1,167

2,260

Other comprehensive income (loss) before taxes:

Adjustments of available for sale bonds to fair value, net

175

126

(59)

164

281

Adjustments of liabilities in respect of employee benefits(1)

(19)

(17)

18

9

(69)

Other comprehensive income (loss) before taxes

156

109

(41)

173

212

Related tax effect

(65)

(43)

18

(67)

(86)

Other comprehensive income (loss) before attribution to non–controlling
   interests, after taxes

91

66

(23)

106

126

Less other comprehensive income attributed to non–controlling interests

2

6

6

10

Other comprehensive income (loss) attributed to the shareholders of the
   Bank, after taxes

89

60

(23)

100

116

Comprehensive income before attribution to non–controlling interests

701

730

1,090

1,325

2,488

Comprehensive income attributed to non–controlling interests

(29)

(33)

(50)

(58)

(112)

Comprehensive income attributed to the shareholders of the Bank

672

697

1,040

1,267

2,376

(1)   Mostly reflects adjustments in respect of actuarial assessments as of the end of the period regarding defined benefits pension plans, of amounts recorded in the past in other comprehensive income.

 

CONSOLIDATED BALANCE SHEET

(NIS million)

June 30,

December 31,

2026

2025

2025

(unaudited)

(unaudited)

(audited)

Assets

Cash and deposits with banks

83,533

79,142

83,776

Securities

38,465

37,432

38,266

Securities borrowed or purchased under agreements to repurchase

254

275

355

Credit to the public

164,181

136,724

148,014

Provision for Credit losses

(1,580)

(1,632)

(1,640)

Credit to the public, net

162,601

135,092

146,374

Credit to the government

905

1,396

1,607

Investments in investee companies

925

884

875

Premises and equipment

863

855

871

Intangible assets

388

355

404

Assets in respect of derivative instruments

3,694

5,729

3,934

Other assets(2)

2,327

1,347

1,371

Total assets

293,955

262,507

277,833

Liabilities and Shareholders’ Equity

Deposits from the public

251,394

225,124

238,509

Deposits from banks

1,373

2,141

1,906

Deposits from the Government

1,491

1,020

2,032

Securities lent or sold under agreements to repurchase

4,703

4,180

4,107

Bonds and subordinated capital notes

11,551

4,517

6,791

Liabilities in respect of derivative instruments

3,815

6,176

4,336

Other liabilities(1)(3)

4,094

4,379

4,953

Total liabilities

278,421

247,537

262,634

Capital attributed to the shareholders of the Bank

14,899

14,258

14,614

Non-controlling interests

635

712

585

Total capital

15,534

14,970

15,199

Total liabilities and capital

293,955

262,507

277,833

(1)    Of which: provision for credit losses in respect of off-balance sheet credit instruments in the amount of NIS 193 million and NIS 180 million and NIS 210 million
 as of 30.6.26, 30.6.25 and 31.12.25, respectively.

(2)    Of which: other assets measured at fair value in the amount of NIS 4 million and NIS 21 million and NIS 5 million as of 30.6.26, 30.6.25 and 31.12.25, respectively.

(3)    Of which: other liabilities measured at fair value in the amount of NIS 4 million and NIS 21 million and NIS 5 million as of 30.6.26, 30.6.25 and 31.12.25, respectively.

 

STATEMENT OF CHANGES IN EQUITY

(NIS million)

For the three months ended June 30, 2026 (unaudited)

Share
capital and
premium (1)

Capital reserves
from benefit due
to share-based
payment
transactions

Total capital
and capital
reserves

Accumulated
other
comprehensive
income (loss)

Retained
earnings (2)

Total

Non-
controlling
interests

Total
capital

Balance as of March 31, 2026

918

7

925

(174)

13,714

14,465

606

15,071

Net profit for the period

583

583

27

610

Dividend

(240)

(240)

(240)

Benefit due to share-based payment transactions

2

2

2

2

Other comprehensive income, after tax effect

89

89

2

91

Balance as of June 30, 2026

918

9

927

(85)

14,057

14,899

635

15,534

For the three months ended June 30, 2025 (unaudited)

Share
capital and
premium (1)

Capital reserves
from benefit due
to share-based
payment
transactions

Total capital
 and capital
reserves

Accumulated
other
comprehensive
income (loss)

Retained
earnings (2)

Total

Non-
controlling
interests

Total
capital

Balance as of March 31, 2025

927

1

928

(138)

12,983

13,773

679

14,452

Net profit for the period

637

637

27

664

Dividend

(212)

(212)

(212)

Other comprehensive income, after tax effect

60

60

6

66

Balance as of June 30, 2025

927

1

928

(78)

13,408

14,258

712

14,970

For the six months ended June 30, 2026 (unaudited)

Share
capital and
premium (1)

Capital reserves
from benefit due
to share-based
payment
transactions

Total capital
and capital
reserves

Accumulated
other
comprehensive
income (loss)

Retained
earnings (2)

Total

Non-
controlling
interests

Total
capital

Balance as of December 31, 2025 (audited)

927

3

930

(62)

13,746

14,614

585

15,199

Net profit for the period

1,063

1,063

50

1,113

Dividend

(752)

(752)

(752)

Repurchase of shares

(9)

(9)

(9)

(9)

Benefit due to share-based payment transactions

6

6

6

6

Other comprehensive loss, after tax effect

(23)

(23)

(23)

Balance as of June 30, 2026

918

9

927

(85)

14,057

14,899

635

15,534

For the six months ended June 30, 2025 (unaudited)

Share
capital and
premium(1)

Capital reserves
from benefit due
to share-based
payment
transactions

Total capital
and capital
reserves

Accumulated
other
comprehensive
income (loss)

Retained
earnings(2)

Total

Non-
controlling
interests

Total
capital

Balance as of December 31, 2024 (audited)

927

927

(178)

12,681

13,430

654

14,084

Net profit for the period

1,167

1,167

52

1,219

Dividend

(440)

(440)

(440)

Benefit due to share-based payment transactions

1

1

1

1

Other comprehensive income, after tax effect

100

100

6

106

Balance as of June 30, 2025

927

1

928

(78)

13,408

14,258

712

14,970

For the year ended December 31, 2025 (audited)

Share
capital and
premium (1)

Capital reserves
from benefit due
to share-based
payment
transactions

Total capital
and capital
reserves

Accumulated
other
comprehensive
income (loss)

Retained
earnings (2)

Total

Non-
controlling interests

Total
capital

Balance as of December 31, 2024

927

927

(178)

12,681

13,430

654

14,084

Net profit for the period

2,260

2,260

102

2,362

Dividend

(1,195)

(1,195)

(181)

(1,376)

Benefit due to share-based payment transactions

3

3

3

3

Other comprehensive income, after tax effect

116

116

10

126

Balance as of December 31, 2025

927

3

930

(62)

13,746

14,614

585

15,199

(1)    Including share premium of NIS 304 million as from 1992 onwards (as of 30.6.25 and 31.12.25 – NIS 313 million).

(2)    Including an amount of NIS 2,391 million which cannot be distributed as dividend.

 

Contact:
Dafna Zucker
First International Bank of Israel
zucker.d@fibi.co.il
+972-3-519-6224

 

 

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SOURCE First International Bank of Israel

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Technology

A La Carte Media Consulting Named No. 719 on the 2026 Inc. 5000 List, the Most Prestigious Ranking of America’s Fastest-Growing Private Companies

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Company Recognized for 477% Three-Year Revenue Growth, Earning a Place Among the Nation’s Most Successful Independent Businesses

CHICAGO, Aug. 12, 2026 /PRNewswire-PRWeb/ — A La Carte Media Consulting today announced it has been ranked No. 719 on the 2026 Inc. 5000 list, the annual list of the fastest-growing private companies in America. The list is the most prestigious ranking of the nation’s most successful independent and entrepreneurial businesses, recognizing companies that have achieved remarkable growth while driving innovation, creating jobs, and shaping the future of the economy. Past honorees include companies such as Microsoft, Meta, Chobani, Oracle, and Patagonia.

“We built A La Carte to bring together the agility and client-first mindset of an independent agency with the data, rigor, and capabilities of a major media company,” says CEO, Christa Chavez. “Six years later, ranking No. 719 on the Inc. 5000 is a pretty exciting sign that the model is working.”

“We built A La Carte Media Consulting to bring together the agility and client-first mindset of an independent agency with the data, rigor, and capabilities of a major media company,” says Christa Chavez Martay, CEO of A La Carte Media Consulting. “Six years later, ranking No. 719 on the Inc. 5000 is a pretty exciting sign that the model is working.”

This year’s Inc. 5000 recognizes a new class of companies redefining what growth looks like. From AI and advanced manufacturing to healthcare, consumer products, and professional services, these businesses are expanding their impact, creating jobs and proving that entrepreneurial ambition continues to fuel the U.S. economy. Among the 5,000 companies on the list, the median three-year revenue growth rate was 130%, and those companies have collectively added more than 627,208 jobs to the U.S. economy over the past three years.

For the full Inc. 5000 list, honoree company profiles, and a searchable database by industry and location, please visit: www.inc.com/inc5000.

“Every company on the Inc. 5000 has a story of perseverance, smart decision making, and a refusal to sit still,” says Mike Hofman, editor-in-chief of Inc. “Their growth reflects more than strong financial performance–it reflects creativity, resilience, and the customer focus required to build companies that make a lasting impact. We congratulate all honorees on this significant achievement.”

Inc. will celebrate the honorees at the 2026 Inc. 5000 Conference & Gala, taking place October 14–16 in Dallas, Texas and the top 500 will be listed in the Fall issue of Inc. Magazine. Tickets are on sale now.

Inc. 5000 List Methodology

Companies on the 2026 Inc. 5000 are ranked according to percentage revenue growth from 2022 to 2025. To qualify, companies must have been founded and generating revenue by March 31, 2022. They must be U.S.-based, privately held, for-profit, and independent—not subsidiaries or divisions of other companies—as of December 31, 2025. (Since then, some on the list may have gone public or been acquired.) The minimum revenue required for 2022 is $100,000; the minimum for 2025 is $2 million. As always, Inc. reserves the right to decline applicants for subjective reasons.

About A La Carte Media Consulting

A La Carte Media Consulting is a minority and women-owned, Chicago-based integrated media consultancy established in 2020. It partners with brands and agencies to deliver customized, performance-driven media strategy, planning, and execution across all paid and owned channels. With a digital-first approach and a flexible, client-focused model, A La Carte Media Consulting makes media planning simple, clear, and accessible. For more information, visit https://www.alacartemediaconsulting.com.

About Inc.

Inc. is the leading media brand and playbook for the entrepreneurs and business leaders shaping our future. Through its journalism, Inc. aims to inform, educate, and elevate the profile of its community: the risk-takers, the innovators, and the ultra-driven go-getters who are creating the future of business. Inc. is published by Mansueto Ventures LLC, along with fellow leading business publication Fast Company. For more information, visit www.inc.com.

Media Contact
Christa Chavez Martay, A La Carte Media Consulting LLC, 1 513-226-6783, christa@alacartemediaconsulting.com, https://www.alacartemediaconsulting.com

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SOURCE A La Carte Media Consulting LLC

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Healthcare CFOs Face a Wide Readiness Gap as Business Performance and AI Value Expectations Rise, Deloitte Survey Finds

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73% of surveyed healthcare CFOs say they are expected to be regularly or heavily involved in enterprise decisions, yet only 49% feel well equipped to contribute

NEW YORK, Aug. 12, 2026 /PRNewswire/ — 

Key takeaways

CFO expectations are outpacing readiness: 73% of respondents say they are expected to be regularly or heavily involved in seven enterprise decision areas, while only 49% feel well equipped. That creates a 24-point average gap between expectation and enablement.The largest CFO readiness gaps are in the decisions that they feel matter most: Patient experience, access and consumer affordability decisions show a 33-point gap, with 74% of the CFOs surveyed saying they are expected to be involved but only 41% feeling well equipped to do so. This gap is wider for health systems than in health plans, at 38 points versus 28 points respectively. M&A and growth show a 31-point gap, and care model transformation shows a 25-point gap.CFOs are striking an optimistic outlook for business performance, but preparedness is uneven: Nearly 60% of CFOs are targeting margin improvement of at least 2 percentage points over the next two years, yet only 47% say their organizations are prepared to manage the pressures affecting margin. The research identifies access, affordability, and quality as considerations CFOs may need to navigate as they continue to focus on margin improvement — alongside other key areas of performance including capacity and risk mitigation.AI value should move from promise to proof: Across the public commentary analysis, demonstrated value narratives rose from 9% in 2023 to 19% in 2026, though public discussions still emphasize anticipated outcomes more than proven financial results. Surveyed CFOs of only 18% of AI scalers consistently measure AI’s impact financially.GLP-1 and specialty drug costs are another margin gap area for health plans: 85% of surveyed health plan finance leaders expect a moderate-to-major margin impact, but only 38% report that their organizations are well prepared to manage it.

Why this matters

Many healthcare chief financial officers report they are preparing for margin pressures amidst an expectation to play a broader enterprise role according to the three-part “2026 Healthcare CFO Research Series” from Deloitte. This may impact the organizational performance to deliver on their mission. The survey of 64 U.S. healthcare finance leaders — 32 from health systems and 32 from health plans — finds a 24-point gap between the CFOs expected to be regularly or heavily involved in enterprise decisions and those who feel well equipped to contribute effectively.

The research also shows that some healthcare organizations are pursuing margin goals while navigating uneven preparedness across key pressure points. Nearly 60% of surveyed finance leaders are targeting operating-margin improvement of 2 percentage points or more over the next two years, including 27% targeting improvement of more than 5 percentage points. At the same time, only 47% say their organizations are well prepared to manage the external factors and enterprise capability gaps that could affect operating margins. As noted in the “Deloitte U.S. Health Care 2026 Mid-year Outlook,” both sectors generally report they are entering the second half of 2026 with less room for error and a tougher operating test.

Further, the survey findings show AI investment is scaling faster than financial attribution capability for many. Of surveyed organizations, 44% are AI scalers (organizations with broader GenAI deployment). Yet CFOs of only 18% of AI scalers report that they consistently measure AI’s impact on revenue growth or cost savings. External market narratives also validate the survey findings. Deloitte analysis of 17,622 publicly available newsroom and press release articles across 62 health systems and health plans found that healthcare technology communications are shifting from excitement toward demonstrated value for many. Demonstrated value narratives increased from 9% of coverage in 2023 to 19% in 2026, while expected value remained the dominant framing at roughly 35% to 45% of coverage.

Key quotes

“Many healthcare CFOs report they are being asked to connect affordability, access, care transformation, technology and growth to enterprise value. The readiness gap between healthcare CFO expectations and enablement may be an organizational design gap. Finance leaders should be involved early with their C-suite colleagues and with access to the information involved in influencing decisions and help translate strategy into results that deliver on business outcomes and mission.”

Jay Bhatt, managing director, Deloitte Center for Health Solutions, Deloitte Services LP

“As some organizations reach for 5 percentage point margin growth amidst internal and external factors, there is an execution and readiness opportunity. The margin story may be less about choosing between growth and efficiency and more about building the capabilities to execute both. CFOs are well positioned to bring together financial, clinical, operational, talent and strategic perspectives — but they should have access to consistent measures of value, clear accountability, and the ability to connect investment decisions with outcomes.”

Alicia Janisch, vice chair and U.S. health care sector leader, Deloitte Tax LLP

Taken together, the findings suggest that the healthcare CFO role may be evolving from financial steward to enterprise value orchestrator working strategically and closer with C-suite colleagues to manage costs, risk, and deliver value. Organizations that bring finance leaders into decisions earlier, strengthen cross-functional planning and establish clearer measures of transformation value may be better positioned to improve margins, scale innovation and turn technology investments into measurable results.

Methodology
The survey was conducted in spring 2026 among 64 U.S. healthcare finance leaders, including 32 leaders from health systems with more than $1 billion in revenue and 32 leaders from health plans with more than 500,000 members. The survey questions examined finance leaders’ enterprise role and readiness; organizational margin expectations, pressures and preparedness; and technology investment priorities, AI adoption and scaling, return expectations, and financial measurement and attribution practices. The companion media analysis reviewed 17,622 publicly available newsroom and press release articles across 62 health systems and health plans published between January 2023 and May 2026. A GenAI-enabled thematic tagging approach, combined with human-in-the-loop validation, was used to identify dominant narratives across 15 enterprise themes. Technology-focused articles were subsequently analyzed to uncover the underlying value narrative.  

About Deloitte
Deloitte provides industry-leading audit, consulting, tax and advisory services to many of the world’s most admired brands, including nearly 90% of the Fortune 500® and more than 9,000 U.S.-based private companies. At Deloitte, we strive to live our purpose of making an impact that matters for our people, clients, and communities. We bring together distinct talents, technologies, disciplines, and an ecosystem of alliances to help tackle today’s most complex business challenges and drive long-term progress. Deloitte is proud to be part of the largest global professional services network serving our clients in the markets that are most important to them. Bringing more than 180 years of service, our network of member firms spans more than 150 countries and territories. Learn how Deloitte’s approximately 470,000 people worldwide connect for impact at www.deloitte.com.

Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee (“DTTL”), its network of member firms, and their related entities. DTTL and each of its member firms are legally separate and independent entities. DTTL (also referred to as “Deloitte Global”) does not provide services to clients. In the United States, Deloitte refers to one or more of the US member firms of DTTL, their related entities that operate using the “Deloitte” name in the United States and their respective affiliates. Certain services may not be available to attest clients under the rules and regulations of public accounting. Please see www.deloitte.com/about to learn more about our global network of member firms.

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SOURCE Deloitte LLP

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SU Group Holdings’ Fortune Jet to Expand Security Training and Advisory Services Across Greater China

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Collaboration establishes a three-stage talent development platform spanning Shenzhen, Hong Kong and Macau, positioning SU Group to address growing demand from Mainland China’s security industry

HONG KONG, Aug. 12, 2026 /PRNewswire/ — SU Group Holdings Limited (Nasdaq: SUGP) (“SU Group” or the “Company”), an integrated security-related engineering services company in Hong Kong, today announced that its subsidiary, Fortune Jet Management & Training Co. Limited (“Fortune Jet”), has signed a three-party memorandum of understanding (“MoU”) to develop an integrated security training, certification and practical-experience platform serving enterprises across Greater China.

Fortune Jet entered into the MoU with Bastion Strategy Education Consulting (Shenzhen) Co., Ltd. (“Bastion Strategy”) and the Security Services Commercial Industry Association of Macau (the “Association”). The collaboration brings together Mainland China market access and technical resources, Hong Kong-based training standards and certification capabilities, and Macau’s role as an international commercial gateway.

The parties intend to develop a long-term strategic partnership centered on a three-stage talent development framework: “Shenzhen Training, Hong Kong Training and Certification, and Macau Practical Experience.”

The program will target large-scale Mainland Chinese security enterprises seeking to modernize their operations, strengthen management capabilities and expand their access to Hong Kong and Macau. Planned services include management consulting, executive training, professional certification and cross-border business development support.

“Security companies across Mainland China are looking for practical ways to strengthen their leadership, raise professional standards and connect with international markets,” said Dave Chan, Chairman and Chief Executive Officer of SU Group. “This collaboration brings together complementary capabilities across Shenzhen, Hong Kong and Macau to create a differentiated platform for training, certification and real-world experience. We believe it can expand Fortune Jet’s market reach, deepen SU Group’s relationships across Greater China and create an attractive foundation for long-term growth.”

Strategic Partners:

Fortune Jet Management & Training Co. Limited, a subsidiary of SU Group, provides professional management and training services based on Hong Kong standards and industry practices.Bastion Strategy Education Consulting (Shenzhen) Co., Ltd. is a specialized security-sector consulting firm in Mainland China. It provides build-operate-transfer solutions, consulting, professional training and related services to clients nationwide.The Security Services Commercial Industry Association of Macau is a nonprofit organization dedicated to advancing professional security services and providing a platform through which members can exchange knowledge, experience and industry best practices.

The MoU reflects the parties’ shared objective of supporting the modernization and high-quality development of Mainland China’s security industry while promoting stronger commercial and professional ties among Shenzhen, Hong Kong and Macau.

About SU Group Holdings Limited

SU Group (Nasdaq: SUGP) is an integrated security-related services company that primarily provides security-related engineering services, security guarding and screening services, and related vocational training services in Hong Kong. Through its subsidiaries, SU Group has been providing turnkey services to the existing infrastructure or planned development of its customers through the design, supply, installation, and maintenance of security systems for over two decades. The security systems that SU Group provides services include threat detection systems, traffic and pedestrian control systems, and extra-low voltage systems in private and public sectors, including commercial properties, public facilities, and residential properties in Hong Kong. For more information visit www.sugroup.com.hk

Forward-Looking Statements

The Company makes forward-looking statements in this report within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve known and unknown risks and uncertainties, including the closing of the offering, and are based on the Company’s current expectations and projections about future events that the Company believes may affect its financial condition, results of operations, business strategy and financial needs. These statements may be preceded by, followed by or include the words “may,” “might,” “will,” “will likely result,” “should,” “estimate,” “plan,” “project,” “forecast,” “intend,” “expect,” “anticipate,” “believe,” “seek,” “continue,” “target” or similar expressions. These forward-looking statements are based on information available to the Company as of the date of this report and involve substantial risks and uncertainties. Actual results may vary materially from those expressed or implied by the forward-looking statements herein due to a variety of factors, and other risks and uncertainties set forth in our reports filed with the U.S. Securities and Exchange Commission. The Company does not undertake any obligation to update forward-looking statements as a result of new information, future events or developments or otherwise.

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SOURCE SU Group Holdings Limited

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