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Debt.com Announces 2026 FinTalk Award Nominees as U.S. Credit Card Balances Hover Near Historic Highs

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Fourth-Annual Awards Honor 12 Leading Financial Voices Dismantling Money Stigma Across Digital Media

FORT LAUDERDALE, Fla., Aug. 13, 2026 /PRNewswire-HISPANIC PR WIRE/ — With household budgets stretched and American credit card debt remaining near historic peaks, Debt.com officially announces the nominees for its Annual FinTalk Awards. The award recognizes financial creators who are reshaping how the nation deals with personal finance issues.

As traditional financial advice often fails to resonate with younger, digitally native audiences, this year’s nominees represent a crucial shift toward relatable, judgment-free education. From aggressive debt payoff roadmaps and student loan strategies to practical household budgeting, these nominees translate complex financial concepts into actionable daily habits across short-form video, long-form series, and community outreach.

“Financial education only works when it’s accessible, authentic, and immediately actionable,” says Don Silvestri, President of Debt.com. “These creators and credit union advocates are cutting through the noise and meeting Americans where they already are, on their phones and in their communities, making intimidating money topics easier to understand and, more importantly, easier to act on.”

Public voting opens on Monday, August 17, 2026, allowing people nationwide to vote for their favorite creators across four flagship categories: Financial Creator of the Year, Best Short-Form Content, Best Long-Form Content, and Best Credit Union Education.

Financial Creator of the Year Nominees 

Debt Free Millennials — Justine Nelson paid off $35K in student loans on a $37K income and now teaches millennials to budget and live debt-free.Personal Finance with Leila — Leila Kartforosh-Nuñez, a microbiologist who tackled $82K in debt, documents the road to financial freedom.Hey Friend, It’s Em — Emily Egashira went from food stamps to a seven-figure net worth, sharing every money move along the way.The Quiet Wealth Club — Lucy Hinds quietly built wealth to millionaire status by 37 and shares the long-game habits that got her there.

Best Short-Form Content Nominees

Alison Talks Money —Alison romanticizes life on a budget with quick, practical tips on saving and investing.Wallet Hacks — Jim Wang shares 10+ years of hard-won hacks for banking, credit, and growing wealth.Hey Friend, It’s Em — Emily Egashira shares actionable short-form money strategies.The Quiet Wealth Club — Lucy Hinds sharing quick daily habits for long-term wealth building.

Best Long-Form Content

Aja Dang — Aja paid off $200K in two years and now breaks down budgeting, saving, and investing for a 450K+ audience.Bigger Pockets Money — Mindy Jensen and Scott Trench host twice-weekly deep dives into real money stories and the path to financial independence.Debt Free Millennials — Justine Nelson talks about paying off student loans, controlling spending, conquering financial goals, and more.Personal Finance with Leila — Leila Kartforosh-Nuñez documents her journey to financial freedom while also creating educational and entertaining content around money.

Best Credit Union Community Education

BrightStar Credit Union — Features local South Florida community events, financial tips, and family-friendly initiatives tailored to local members and educators.Space Coast Credit Union — Blends practical money management advice and member spotlight stories highlighting their East Coast Florida community roots.Suncoast Credit Union — Emphasizes community impact, youth education, foundation grant highlights, and accessible financial literacy content for Florida families.Tropical Financial Credit Union — Focuses on everyday lifestyle budgeting tips, disaster relief/charity work, and member-centric account solutions for South Floridians.

To view all nominee profiles and cast your vote, visit Debt.com FinTalk Awards 2026.

About Debt.com

Debt.com is a trusted source for consumers seeking help with credit card debt, student loans, tax debt, credit repair, and more. By connecting people with vetted financial professionals and educational tools, Debt.com empowers Americans to make smart debt relief and money decisions to regain control of their finances. For more information, visit www.debt.com.

SOURCE Debt.com

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REcarbonize Canada says Friends of Science Society in Response to Sustainable Finance Taxonomy Report

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CALGARY, AB, Aug. 13, 2026 /PRNewswire/ — In response to Canada’s Sustainable Finance Taxonomy report, Friends of Science Society have issued a comprehensive response that can be summarized as “REcarbonize Canada.” 

Friends of Science Society’s report argues that the Sustainable Finance Taxonomy group erred in relying on the 2018 Intergovernmental Panel on Climate Change (IPCC) report known as IPCC SR 1.5 for ‘the science’, saying that is outdated and significant changes in climate science pillars obviate the drive for Net Zero. As well, recent geopolitical energy deficit realities, due to the conflict in the Strait of Hormuz, invalidate the taxonomy report’s conclusions.

Three significant pillars of the presumed, impending climate catastrophe that led to Net Zero targets, have fallen in the past year.

As explained in the Friends of Science Society’s report, “Sustainable Finance Taxonomy –Out-of-Date Science and Greenwashing Unsustainability,” the climate catastrophe scenario known as RCP 8.5 (SSP5-8.5) has been deemed to be implausible, by the official climate modelling community that works with the IPCC. The climate risk economic damage function that the Network for Greening the Financial Institutions had employed for assessing climate risk, drawn from Kotz et al. (2024) has been officially retracted. Finally, a paper commonly known as “Wedges” from 2004, that claimed we could decarbonize using existing technology, has been exposed as false and partly ghost written by Big Oil.

These changes confirm the findings of renowned Canadian physicist, Prof. William van Wijngaarden, whose presentations show, like this America Out Loud podcast, that there is no human-made climate emergency. Wijngaarden explains that trying to decarbonize to meet net zero targets will severely damage society.

Contrary to decarbonizing Alberta and Canada, Friends of Science Society say the time is right to rescind the directive on climate risk reporting set by the Office of the Superintendent of Financial Institutions (OSFI), known as B-15. Financers should be encouraged to reinvest and insurers to step up to advance the oil and gas sector and thus “REcarbonize Canada” as an energy and economic Superpower. This will revitalize Canada’s sagging economy and provide national energy security says Friends of Science Society.

Under B-15 only energy projects with Carbon Capture and Storage (CCS) or similar technology would qualify for financing and insurance; the Sustainable Finance Taxonomy report attempts to put this into the category of “abatement.” Friends of Science Society argues in this video that ‘decarbonized oil’ is a carbon traders’ shell game.

The Sustainable Finance Taxonomy report promotes a “Do No Significant Harm” approach, but Friends of Science Society argues the harm is inherent in the climate risk reporting, the imposed compliance and the unrealistic, unattainable net zero targets.

Decarbonize Alberta – Really?” is a new report by retired energy economist Robert Lyman, published by Friends of Science. Lyman focusses on the implications of complete decarbonization of oil and gas. It is the largest single contributor to the Alberta economy, accounting for roughly $88 billion of GDP in 2024, equivalent to 25% of the province’s total GDP. It directly accounted for 200,000 jobs, equating to 8% of total employment. Total revenue from oil and gas production to Alberta was $153 billion in 2024, with oil sands ($105 billion) accounting for the lion’s share.

The current Pathways/Oil Sands Alliance CCS project will be 75% funded by taxpayers and will cost between $20 to 30 billion, according to media reports.

Friends of Science Society says the Sustainable Finance Taxonomy report is unrealistic, referencing their “Getting to Net Zero” analysis, which shows that the Canada Energy Regulator “over-relied on CCUS (33 to 38-fold increase), and a thousand-fold increase in direct air capture.”

CBC reported on Aug. 07, 2026, that climate change concerns rebounded in Canada due to the extreme wildfire situations, citing an Angus Reid poll. A Western Standard article “Pollsters and climate activists love the flames of wildfires to fan their apocalyptic fantasies” challenges the polling methods. In a related CBC interview, former Environment and Climate Change Minister, Catherine McKenna, who was responsible for proclaiming a climate emergency in Canada, falsely conflates wildfires and climate change. 

Friends of Science Society denounces the misallocation of some $476 billion on climate change in Canada, versus paltry millions to address the real risk and devastation of wildfires.

About
Friends of Science Society is an independent group of earth, atmospheric and solar scientists, engineers, and citizens that is celebrating its 24th year of offering climate science insights. After a thorough review of a broad spectrum of literature on climate change, Friends of Science Society has concluded that the sun is the main driver of climate change, not carbon dioxide (CO2).

Friends of Science Society
PO Box 61172 RPO Kensington
Calgary AB T2N 4S6
Canada
Toll-free Telephone: 1-888-789-9597
Web: friendsofscience.org
E-mail: contact@friendsofscience.org
Web: climatechange101.ca

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SOURCE Friends of Science Society

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Huawei Unveils Upgraded Xinghe Intelligent Network Under the “Secure and Intelligent Connectivity” Philosophy to Advance Industrial All Intelligence in Asia-Pacific

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BALI, Indonesia, Aug. 13, 2026 /PRNewswire/ — The Huawei Network Summit 2026 Asia-Pacific today concluded in Bali, attracting over 500 industry leaders, technical experts, and ecosystem partners to explore network transformation trends amid the large-scale deployment of AI agents. During the summit, Huawei unveiled its upgraded Xinghe Intelligent Network Solution for the Asia-Pacific region under the new philosophy of “Secure and Intelligent Connectivity.” This move reaffirms Huawei’s efforts to advance all intelligence across industries together with customers and partners.

Currently, AI agents gain momentum across countries such as Malaysia, Vietnam, and Thailand, powering use cases like smart healthcare, financial risk control, and urban governance to drive cost efficiency. Meanwhile, large-scale AI adoption brings new network challenges: First, as AI agents penetrate core business processes, network instability is magnified exponentially; second, AI-driven cyberattacks have surged by 327%, straining traditional defenses.

Leon Wang, President of Huawei Data Communication Product Line, noted, “The global AI wave is reshaping every industry. This is driving networks toward an AI-centric paradigm built on four pillars: lossless compute to maximize token efficiency; integrated sensing and communications to quickly empower the physical world with AI; full-scope security to effectively address AI-driven novel threats; and high-level network autonomy to ensure always-on services.”

Zac Chow, Vice President of Huawei Asia Pacific Enterprise Sales Dept, said, “As models compete, tokens surge, and agents act autonomously, applications will become increasingly intelligent and run on unified platforms. Networks will also become AI-native, serving as the backbone of intelligent agents. Huawei is building an AI-centric converged network, working with partners to provide government, finance, Internet, and other industry customers with a network foundation that delivers high-efficiency, lossless transmission, and ultra-fast application experiences. This accelerates industry intelligence and shapes a more connected, intelligent future for Asia-Pacific.”

The boom in AI agents brings challenges to network stability and security. To address this, John Cai, Vice President of Huawei Data Communication Product Line, noted, “Huawei has upgraded its Xinghe Intelligent Network Solution under a new paradigm of ‘Secure and Intelligent Connectivity.’ First is an intelligence upgrade, expanding AI beyond O&M throughout the entire network. Second is a security upgrade, advancing from single-point defense to end-to-end protection that deeply converges network and security. Through these architectural upgrades, we are determined to build the solid connectivity foundation for every enterprise in the Agentic AI era and help every industry move forward steadily amid the AI wave.”

Huawei’s upgraded Xinghe Intelligent Network Solution covers Xinghe AI Fabric 2.0, Xinghe Intelligent WAN, Xinghe AI Campus, and Xinghe AI Network Security.

Xinghe AI Fabric 2.0

To address service stability challenges in multi-vendor network environments, Huawei has upgraded its StarryWing Digital Map and Rock-Solid Architecture with many AI technologies. Specifically, xFlow technology enables intelligent full-flow analysis, which facilitates fault demarcation within one minute, eliminating customer concerns. Meanwhile, the AI Eagle-Eye Engine delivers real-time visibility into the quality of 200,000 service flows, and completes fault root-cause analysis in minutes, greatly enhancing data center network resilience.

Tailored for AI computing scenarios, Huawei’s Hyper-Converged Fabric (HCF) achieves a network-wide throughput of over 98% while boosting inference Tokens Per Second (TPS) by 20%. Equipped with iFlashboot 2.0, Huawei’s Xinghe AI computing switches enable device reboots in just 5 seconds, ensuring uninterrupted services. Furthermore, StarryLink optical modules can detect fiber contamination and looseness issues within one minute, slashing inference interruption events by 90% and accelerating inclusive AI through ultra-efficient networks. 

Xinghe Intelligent WAN

Today’s WANs face threats from novel cyberattacks. To address this, Huawei has built a multi-dimensional security defense system that seamlessly extends protection from devices to private lines. Specifically, Huawei’s intelligent security board can identify multi-dimensional anomalies across files, memory, and systems in real time, achieving precise defense against Advanced Persistent Threats (APTs). Unlike traditional solutions that require external Quantum Key Distribution (QKD) devices, Huawei’s QKD quantum security board, the first of its kind in the industry, can be directly installed on a router, cutting overall capital expenditure by over 60% and helping build highly resilient, quantum-resistant WANs.
For home broadband, the proliferation of encrypted traffic causes uncontrollable user experience and rising customer complaints and churn. Huawei addresses this with the Xingluo Identification Engine, which can identify encrypted traffic at over 95% accuracy. Plus, user tags and intelligent customer profiling algorithms ensure 90% accuracy in customer acquisition, helping sharpen the competitive edge in home broadband.

Xinghe AI Campus

Huawei’s Xinghe AI Campus Solution powers enterprise digital transformation with many innovations. On the wireless front, Wi-Fi 7 Advanced multi-AP coordination doubles performance, while full-series multi-GE switches and flexible right-to-use (RTU) licensing slash TCO by over 30%. With regard to security, AI clustering–based endpoint identification achieves 95% accuracy in identifying dumb terminals, and smart anomaly detection (SmartAD) blocks anomalies in seconds. Wi-Fi Shield and Post-Quantum Cryptography (PQC) secure connections, Wi-Fi Channel State Information (CSI) sensing technology enables iGuard APs to safeguard privacy 24/7. As for network O&M, AI digital humans offer 24/7 assurance for campus networks, and AI sensing-capable APs enable real-time monitoring. Powered by multi-objective reinforcement learning algorithms, 80% of faults are autonomously resolved within 30 seconds, creating the industry’s first network autonomy solution.

Xinghe AI Network Security

According to research, 71% of enterprises in Asia-Pacific view AI as their top data security concern, and 81% have experienced API security incidents. To counter this, Huawei proposes ‘fighting AI with AI’ and has upgraded its AI firewall with a three-layer protection architecture. Specifically, a built-in AI Core can detect unknown threats at 95% accuracy, twice the industry average performance. HiSec AI-Guard, powered by a large language model semantic analysis engine, accurately identifies attacks such as prompt injection with a detection rate exceeding 95%. Together, these capabilities establish a robust security baseline for the intelligent era.

Huawei also unveiled over 20 new eKit SME Network products tailored for SMEs. Highlights include AR580 (a secure converged gateway for offices), S630 (a 10GE all-optical switch), and AP637H & DF10 (a spycam-detecting product portfolio)—all delivering major upgrades in both security and performance. These new offerings are ideal for scenarios like intelligent offices, retail stores, education, and hotels, providing SMEs with a brand-new experience in secure, intelligent connectivity.

At the event, Huawei, together with industry customers and partners across Asia-Pacific, jointly released the Huawei AI Firewall (AIFW) Technology White Paper and the High-Quality 10 Gbps AI Campus Technical and Standard White Paper. These publications outline the technology evolution and industry development path for AI firewalls while providing systematic guidance for building intelligent, secure AI campuses.

Looking ahead, Huawei will remain committed to its “AI for All, All on Secure IP” vision, continuously upgrading its Xinghe Intelligent Network Solution under the philosophy of “Secure and Intelligent Connectivity” to stride into the intelligent era together with customers and partners.

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SOURCE Huawei

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University of Phoenix Dean Pamela Roggeman Shares Summer Learning Strategies for Families on The Parenting Cipher Podcast

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College of Education Dean discusses preventing summer slide, supporting neurodivergent children, and building routines that promote academic and social-emotional development

PHOENIX, Aug. 13, 2026 /PRNewswire/ — University of Phoenix announces that Pamela Roggeman, Ed.D., dean of the College of Education, recently joined The Parenting Cipher podcast to discuss summer learning strategies that help children stay academically engaged during summer break while supporting their social-emotional development. During the episode, “Summer Break Without the Slide: Building Routines, Confidence, and Curiosity,” Roggeman shared practical guidance for preventing summer slide, maintaining learning routines, and supporting neurodivergent children through everyday learning experiences.

University of Phoenix Dean Discusses Preventing Summer Slide

During the conversation, Dr. Roggeman discussed “summer slide,” also known as summer learning loss, which can occur when students have fewer opportunities to practice academic skills during school breaks. She shared practical strategies families can use to incorporate reading, writing, communication and critical thinking into daily activities without replicating a traditional classroom environment.

Hosted by parent advocate Genie Dawkins, The Parenting Cipher explores topics relevant to families of neurodiverse children. The episode focused on helping parents create meaningful learning opportunities that support children’s academic growth while preserving the enjoyment and flexibility of summer break.

Practical Summer Learning Strategies for Families

“Summer learning doesn’t have to look like a classroom to be meaningful,” said Roggeman. “Some of the most valuable learning experiences happen through everyday moments, whether that’s reading together, planning a grocery budget, exploring a child’s interests, or maintaining routines that help children feel confident and connected. When families encourage curiosity, communication and consistent learning habits, children can continue developing academic, social and life skills while still enjoying the freedom that makes summer special.”

During the episode, Roggeman highlighted several strategies for summer learning success, including maintaining predictable daily routines, encouraging reading across books and digital formats, creating opportunities for writing and communication, and helping children apply academic concepts through real-world experiences.

Roggeman also discussed strategies that support neurodivergent learners, emphasizing confidence-building, self-advocacy and supporting social-emotional development as students prepare for a new school year. The conversation explored ways families can foster learning while recognizing and supporting each child’s unique strengths, interests and needs.

Education Leadership Informed by Classroom Experience

Before entering higher education leadership, Roggeman spent 18 years as an award-winning high school English teacher. Today, she leads the University of Phoenix College of Education, which prepares aspiring educators and supports the professional development of those serving learners and communities across the country.

Through its College of Education, University of Phoenix supports educators, aspiring teachers and education leaders with programs and resources focused on effective teaching practices, learner success and educational innovation. Roggeman frequently shares insights on topics including student engagement, lifelong learning and strategies that support diverse learner populations.

Listen to the Full Podcast Episode

Throughout the conversation, Roggeman shares practical guidance for preventing summer learning loss, building learner confidence, supporting neurodivergent children and creating meaningful educational experiences through everyday family activities.

The full podcast episode, Summer Break Without the Slide: Building Routines, Confidence, and Curiosity, is available at: https://www.theparentingcipher.com/summer-slide-neurodivergent-kids/

About University of Phoenix

University of Phoenix is Built for Real Life. 50 Years Strong. The University innovates to help working adults enhance their careers and develop skills in a rapidly changing world through flexible online learning, relevant courses, academic AI pillars, and skills-mapped curriculum for associate, bachelor’s and master’s degree programs. Active students and alumni have access to Career Services for Life® resources including career guidance and tools. For more information, visit phoenix.edu.

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SOURCE University of Phoenix

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