Technology

SHARE OF EQUITY-RICH HOMES NEAR FIVE-YEAR LOW

Published

43 minutes ago

August 20, 2026

The national share of equity-rich homes fell to 41.1 percent in the second quarter; Rate of seriously underwater homes held steady at 3.2 percent

IRVINE, Calif., Aug. 20, 2026 /PRNewswire/ — ATTOM, the leading provider of property data, AI-powered intelligence, and real estate analytics solutions, today released its second quarter 2026 U.S. Home Equity & Underwater Report, which shows that 41.1 percent of mortgaged residential properties in the country were equity-rich, meaning the combined estimated amount of loan balances secured by those properties was no more than half of their estimated market value.

That was down from 43.3 percent in the first quarter of the year and from 47.4 percent in the second quarter of 2025. After four straight quarters of decline, the national share of equity-rich homes is at its lowest point in nearly five years.

Meanwhile, 3.2 percent of properties in the second quarter of 2026 were considered seriously underwater, meaning the combined estimated balances of loans secured by the properties were at least 25 percent more than the properties’ estimated market value. That was the same rate as the previous quarter, but up from 2.7 percent at the same time last year.

“These two measures of home equity strength, the rates of equity-rich and seriously underwater homes, remain healthier than they were prior to 2020,” said Rob Barber, CEO of ATTOM. “However, both have been moving in less favorable directions over the past year, suggesting a trend worth watching.”

Four states saw rates of equity-rich homes rise
The share of equity-rich homes rose in 13 states quarter-over-quarter but just four states year-over year.

The states that experienced year-over-year increases in their shares of equity-rich homes were North Dakota (up from 30.2 percent to 32.9 percent equity-rich); South Dakota (up from 52.1 percent to 53.6 percent); Kentucky (up from 35.1 percent to 36.5 percent); and Wyoming (up from 45.3 percent to 46.6 percent).

The states with the largest annual drops in their shares of equity-rich homes were Minnesota (down from 37.6 percent to 20.1 percent equity-rich); Michigan (down from 50.8 percent to 39.3 percent); California (down from 56.9 percent to 45.6 percent); Washington (down from 52.4 percent to 43.2 percent); and Missouri (down from 46.1 percent to 37.8 percent).

In the second quarter of 2026, the states with the highest proportions of equity-rich homes were Vermont (78.9 percent); Montana (59 percent); Rhode Island (54.9 percent); South Dakota (53.6 percent); and New Hampshire (53.1 percent).

Seriously underwater rate shoots up in Minnesota
The proportion of seriously underwater homes rose in 18 states quarter-over-quarter and in 33 states and the District of Columbia year-over-year.

The states with the largest annual increases in their rates of seriously underwater homes were Minnesota (up from 2.6 percent to 12.1 percent of homes seriously underwater); South Dakota (up from 3.1 percent to 5.7 percent); Iowa (up from 5.9 percent to 7.8 percent); Michigan (up from 2.5 percent to 4 percent); and the District of Columbia (up from 3.7 percent to 5 percent).

The states with the biggest year-over-year drops in their rates of seriously underwater homes were Louisiana (down from 11.9 percent to 10.3 percent); Kentucky (down from 7 percent to 5.7 percent); North Dakota (down from 5 percent to 4 percent); Oklahoma (down from 5.6 percent to 4.7 percent); and New York (down from 2 percent to 1.5 percent).

In the second quarter of 2026, the states with the highest rates of seriously underwater homes were Minnesota (12.1 percent); Louisiana (10.3 percent); Iowa (7.8 percent); Mississippi (6.4 percent); and Arkansas (6 percent).

Nearly all big metros lost share of equity-rich homes year-over-year
The share of equity-rich homes was down quarter-over-quarter in 67.6 percent (73) of the 108 metropolitan statistical areas in ATTOM’s analysis, which included metros if they had populations of at least 500,000 and sufficient data to analyze. Year-over-year, the share of equity-rich homes was down in 96.3 percent (104) of those metro areas.

The metro areas with the highest rates of equity-rich homes in the second quarter of 2026 were San Jose, CA (59.1 percent); Portland, ME (56.4 percent); New York, NY (54.7 percent); Buffalo, NU (54.4 percent); and Providence, RI (53.1 percent).

The metros with the lowest rates of equity-rich homes for the quarter were Baton Rouge, LA (15.4 percent); Minneapolis, MN (16.9 percent); Fresno, CA (18.1 percent); New Orleans, LA (19.9 percent); and Richmond, VA (22.1 percent).

On the other end of the spectrum, the metros with the highest rates of seriously underwater homes were Minneapolis, MN (13.4 percent); Fresno, CA (10.9 percent); Baton Rouge, LA (10.9 percent); New Orleans, LA (8.5 percent); and Richmond, VA (6.7 percent).

Wide disparities in equity-rich rates between counties
Among counties with sufficient data to analyze, those with the highest shares of equity-rich homes in the second quarter of 2026 were Park County, MT (94.7 percent); Codington County, SD (92.2 percent); Lawrence County, SD (89 percent); Marquette County, MI (86.4 percent); and Chittenden County, VT (86.3 percent).

The counties with the smallest shares of equity-rich homes were Saint Bernard Parish, LA (10.8 percent); Sherburne County, MN (12.6 percent); Iberville Parish, LA (12.7 percent); Bossier Parish, LA (12.8 percent); and Long County, GA (13.3 percent).

Shrinking share of zip codes have at least 50 percent equity-rich homes
In the second quarter of 2026, at least half of all mortgaged homes were equity-rich in 21 percent (1,861) of the 8,865 zip codes with sufficient data to analyze.

The zip codes with the highest rates of equity-rich properties were 59047 in Livingston, MT (94.8 percent); 57201 in Watertown, SD (92.3 percent); 57783 in Spearfish, SD (90.4 percent); 57702 in Rapid City, SD (88.8 percent); and 49855 in Marquette, MI (87.9 percent).

Conclusion
The Q2 2026 U.S. Home Equity and Underwater Report found that the nation’s share of equity-rich homes continued to shrink to 41.1 percent, near a five-year low. The nationwide rate of seriously underwater homes stayed level quarter-over-quarter, but has risen consistently over the last year.

Report methodology
The ATTOM U.S. Home Equity & Underwater report provides counts of properties based on several categories of equity — or loan to value (LTV) — at the state, metro, county and zip code level, along with the percentage of total properties with a mortgage that each equity category represents. The equity/LTV is calculated based on record-level loan model estimating position and amount of loans secured by a property and a record-level automated valuation model (AVM) derived from publicly recorded mortgage and deed of trust data collected and licensed by ATTOM nationwide for more than 160+ million U.S. properties. The ATTOM Home Equity and Underwater report has been updated and modified to better reflect a housing market focused on the traditional home buying process. ATTOM found that in markets where investors were more prominent, they would offset the loan to value ratio due to sales involving multiple properties with a single jumbo loan encompassing all of the properties. Therefore, going forward such activity is now excluded from the reports in order to provide traditional consumer home purchase and loan activity.

Definitions
Seriously underwater: Loan to value ratio of 125 percent or above, meaning the property owner owed at least 25 percent more than the estimated market value of the property.

Equity-rich: Loan to value ratio of 50 percent or lower, meaning the property owner had at least 50 percent equity.

About ATTOM
ATTOM delivers AI-driven property intelligence built on one of the nation’s most trusted property data assets, covering 160+ million U.S. properties—99% of the population. Our engineered, multi-sourced real estate data spans property tax, deeds, mortgages, foreclosure, environmental risk, property conditions, natural hazards, neighborhood insights, and geospatial boundaries, rigorously validated for advanced analytics. ATTOM supports analytics and AI-driven applications through flexible delivery options including APIs, bulk licensing, cloud delivery, and the MCP Server for AI-powered, agentic access to engineered property data—enabling organizations to automate analysis and scale property intelligence across industries.

Media Contact:
Megan Hunt
megan.hunt@attomdata.com

Data and Report Licensing:
datareports@attomdata.com

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SOURCE ATTOM

Technology

Robot.com and Sodexo Sign Seven-Year Agreement to Expand Partnership, Scale Autonomous Delivery Innovation Across North American Campuses

Published

43 minutes ago

August 20, 2026

Scaled autonomous delivery extends access, convenience, and operational flexibility for students and the campus communities in Sodexo’s managed portfolio

SAN FRANCISCO, Aug. 20, 2026 /PRNewswire/ — Robot.com®, the company putting autonomous robots to work in the real world, today announced a seven-year commercial agreement with Sodexo, a global leader in food and facilities management serving 80 million consumers daily and advancing tech-enabled experiences across client, consumer and operator touchpoints.

The commercial partnership began in 2021 and has since expanded across select Sodexo-operated college campuses in North America. The new agreement continues the companies’ collaboration as a part of Sodexo’s broader approach to scaling autonomous delivery solutions and broadens their cooperation to include robot advertising.

“We’re honored to have been a close working partner with Sodexo these past five years in bringing autonomous delivery services to the students and universities they serve,” said J. Kim Fennell, Chief Business Officer of Robot.com. “We’ve learned a lot together, on deployment and economic models, and we’re excited to now significantly broaden those deployments.”

For Sodexo, this agreement reflects a broader commitment to using digital, data, and AI-enabled solutions to create more seamless consumer experiences, simplify operations, and deliver measurable value for clients. Autonomous delivery is one example of how Sodexo is applying practical technology to meet evolving campus expectations while supporting operators with more flexible service models.

“Technology is most impactful when it enhances the everyday experience of the people we serve while enabling our teams to operate with greater agility,” said Roberta Frierson, VP of Digital, Campus, Sodexo North America. “Our work with Robot.com is a strong example of how we are scaling practical innovation across campuses, extending access, creating more flexible service models and integrating automation into existing systems in a way that delivers measurable value for clients, students and operators.”

This seven-year contract represents Robot.com’s largest single enterprise deployment and reinforces Sodexo’s role in bringing practical, scalable technology solutions to complex service environments, including higher education, healthcare, corporate campuses and government facilities.

Media Contact:

robot@thekeypr.com

For Investors:
Matt Kreps
Darrow Associates
+1-214-597-8200
mkreps@darrowir.com

About Robot.com
Robot.com Holdings Inc., doing business as Robot.com®, is a pioneer in practical robotics solutions powered by advanced AI. The company operates a dual-engine business, Robotic Services, offering R-noid, its humanoid robot built to help manufacturers, warehouse operators, and food service providers run their frontline operations reliably, around the clock, as well as Level 4 autonomous robots for campus delivery, warehouse logistics, and inspection. Robot.com Media is a national OOH advertising platform powered by its mobile robot fleet. With more than 500 robots deployed across the United States, Canada, Dubai, and MENA, and over 2.5 million tasks completed, Robot.com operates at enterprise scale every day in real environments. Founded in 2017 and headquartered in San Francisco with offices in Colombia, Robot.com partners with enterprise operators, including Sodexo, to solve workforce and logistics challenges today. Robot.com is a founding member of Robots for America, a national coalition advancing the adoption of robotics and American industrial competitiveness.

About Sodexo North America
Sodexo North America is a division of Sodexo Group, a global leader in food and services shaping better everyday experiences at every moment in life: work, heal, learn and play. Operating in all 50 U.S. states, Canada, Puerto Rico and Guam, Sodexo North America is committed to meeting the challenges of everyday life with a dual goal: to improve the quality of life of our employees and those we serve, and to contribute to the economic, social and environmental progress in the communities where we operate. Founded in Marseille in 1966 by Pierre Bellon, Sodexo Group stands out for its independence, its founding family shareholding and its responsible business model. Sodexo is included in the CAC Next 20, CAC SBT 1.5, FTSE 4 Good and DJSI indices.

Forward Looking Statements

This press release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act, as amended, including those relating to certain industry metrics, Company performance metrics and other statements that are predictive in nature. These statements relate to future events, future expectations, plans and prospects. These statements may be identified by the use of forward-looking expressions, including, but not limited to, “expect,” “anticipate,” “intend,” “plan,” “believe,” “estimate,” “potential,” “predict,” “project,” “should,” “would” and similar expressions and the negatives of those terms. Although the Company believes that the expectations reflected in such forward-looking statements are reasonable as of the date made, actual results or outcomes may prove to be materially different from the expectations expressed or implied by such forward-looking statements. Meaningful factors that could cause actual results to differ include, but are not limited to, whether we will have adequate financial resources to enable us to pursue our business successfully, given that we will likely need more financial resources than the additional resources. These statements are only predictions and involve known and unknown risks, uncertainties, and other factors. The Company does not undertake any obligation to release publicly any revisions to forward-looking statements as a result of subsequent events or developments, except as required by law.

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SOURCE Robot.com

Technology

FlipHTML5 Turns Any Document Into a Flipping Book Readers Can Freely Explore

Published

43 minutes ago

August 20, 2026

FlipHTML5 gives publishers, educators, and businesses a fast route from static files to an interactive flipping book that works on every screen.

HONG KONG, Aug. 20, 2026 /PRNewswire/ — A file that reads well in print rarely holds attention once it lands on a screen, and that mismatch is exactly the problem FlipHTML5 set out to solve. The platform lets creators publish a flipping book that opens instantly in a browser and answers a reader’s swipe, click, or tap with a realistic page turn, no plugin or download required.

Most projects begin with material that already exists. Users bring in PDF, Word, PowerPoint, or image files such as PNG and JPG, and each page is rebuilt into a smooth flipping book that keeps the original spacing, fonts, and imagery in place. Because the layout carries over untouched, there is no need to redraw a design from scratch or hire a production team.

From there, the appearance belongs entirely to the creator. Backgrounds, toolbar styles, preloader clips, page themes, and font choices can all be adjusted, while a company logo and a custom domain let a finished flipping book represent a specific brand rather than wear a generic, off-the-shelf look.

Interactivity is where the format earns its place. Video, audio, image galleries, hyperlinks, and clickable hotspots drop directly onto the pages, and an AI PDF chatbot can field reader questions in context. Compared with creating flipbooks through the platform’s AI ebook generator, which rebuilds the uploaded content into a brand-new layout, teams working from print material often lean on this PDF to flipbook route to layer in these elements without altering the source document, keeping every flipping book both accurate and lively.

People starting with a blank slate have a shortcut too. Ready-made flipbook templates hand over a professionally arranged foundation with layout, fonts, and color already in place, so a first-time author only needs to pour in their own text and images to shape a polished flipping book. Because every template stays fully editable in the page editor, the finished flipping book ends up looking custom-made rather than picked off a shelf.

Distribution stays just as flexible on FlipHTML5. A finished flipping book ships as a share link or QR code, embeds inside a website, downloads as an EXE or APP for offline reading, and can sit behind a password when access must stay private. “We want the reading experience to feel effortless while the creative control stays fully in the author’s hands,” said Winston Zhang, CEO of FlipHTML5, “so every flipping book someone publishes should look and behave exactly the way they intended.”

To learn more about how to create a flipping book, please visit FlipHTML5.

About FlipHTML5
Trusted by educators, marketing teams, and independent creators alike, FlipHTML5 converts ordinary documents into interactive publications that read naturally on phones, tablets, and desktops. The company pairs file conversion, visual design, and AI-assisted creation inside one workspace so anyone can move from raw file to finished publication without specialist software.

Press Contact:

Taby
02061972665
https://fliphtml5.com/

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SOURCE FlipHTML5 Software Co., Ltd.

Technology

Silkland Launches the First 1.5-Meter Passive Thunderbolt 5 Cable to Market

Published

43 minutes ago

August 20, 2026

80Gbps bidirectional bandwidth, 240W USB PD 3.1 EPR, Intel certified – as of August 2026, the first available to consumers, exclusively at silklandtech.com

NEW YORK, Aug. 20, 2026 /PRNewswire/ — Silkland, a developer of high-performance connectivity solutions, announced the launch of its new 1.5-meter passive Thunderbolt 5 cable (Product Model: S3807), bringing a longer passive cable design to the latest Thunderbolt standard. Designed around advanced signal-integrity engineering, the cable combines silver-plated coaxial conductors and 100% shielding coverage to support high-speed Thunderbolt 5 performance without active signal amplification.

As Thunderbolt 5 raises connectivity performance to up to 80Gbps of bidirectional bandwidth and enables Bandwidth Boost of up to 120Gbps for display-intensive workloads, maintaining signal integrity becomes increasingly demanding. Silkland’s new cable addresses this challenge at the cable-construction level, using a low-loss coaxial signal path and comprehensive shielding to minimize signal attenuation and help resist electromagnetic interference.

Key Takeaways

1.5-meter passive design engineered for Thunderbolt 5 connectivity without active signal amplificationSilver-plated coaxial conductors designed to minimize signal loss at high transmission rates100% shielding coverage designed to strengthen resistance to electromagnetic interferenceUp to 80Gbps bidirectional bandwidth with Thunderbolt 5 Bandwidth Boost supporting up to 120Gbps for display-intensive workloadsUp to 240W power delivery through USB Power Delivery 3.1 EPR

“The challenge was not simply reaching Thunderbolt 5’s bandwidth requirements, but maintaining signal integrity across a 1.5-meter passive connection,” said Vincent, CEO of Silkland. “We focused on the cable itself — from the conductor material and coaxial structure to comprehensive shielding — to develop a passive design capable of supporting the demands of next-generation high-speed connectivity.”

The cable supports up to 80Gbps of bidirectional bandwidth for high-speed data transmission. With Thunderbolt 5 Bandwidth Boost, compatible systems can provide up to 120Gbps of bandwidth for display-intensive applications, while maintaining 40Gbps of bandwidth in the other direction. This makes the cable suitable for demanding workflows involving high-resolution displays, external storage, Thunderbolt docks, gaming systems and professional workstations.

The cable also supports USB Power Delivery 3.1 EPR at up to 240W, allowing compatible devices to combine high-speed data, display connectivity and high-power charging through a single USB-C connection.

The new cable has passed Intel certification, validating its compatibility and performance within the Thunderbolt ecosystem. Certification provides an additional layer of assurance for users building high-performance USB-C systems around Thunderbolt 5-enabled computers, docks, displays and storage devices.

With its 1.5-meter length, passive architecture and advanced internal construction, Silkland’s new cable is designed to give users greater flexibility in arranging high-performance desktop and mobile setups while maintaining the capabilities expected from Thunderbolt 5 connectivity.

The Silkland 1.5M Passive Thunderbolt 5 Cable is now available on the Silkland Official Website for $59.99 USD.

About Silkland

Silkland develops high-performance connectivity solutions for gaming, entertainment, professional and everyday computing. Its product portfolio includes DisplayPort, HDMI, USB-C and Thunderbolt cables designed for high-resolution displays, high-speed data transfer and high-power charging.

With multiple Silkland cables earning 4.7 out of 5 stars on Amazon, the brand has built strong recognition and trust among customers for performance and reliability. Silkland combines advanced cable engineering, rigorous testing and industry certifications to deliver reliable connectivity for demanding modern devices.

Official Website: https://silklandtech.com

TikTok: https://www.tiktok.com/@silkland_official

YouTube: https://www.youtube.com/channel/UCsiWyZZJFoDLRGvfs0ETNqw

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SOURCE Silkland