HONG KONG, Oct. 16, 2026 /PRNewswire/ — PhotonPay, a next-generation payment operating system, today announced that it has secured an Electronic Money Institution (EMI) licence from the UK Financial Conduct Authority (FCA).

The licence enables PhotonPay to issue electronic money and provide regulated payment services in the UK within the scope of its authorisation. It further strengthens PhotonPay’s local capabilities in the market and supports the company in delivering broader payment and treasury solutions for businesses operating globally.

The UK is one of the world’s leading financial and commercial hubs, and an important gateway for businesses operating across Europe and international markets. As companies expand into more countries and regions, their financial needs are evolving beyond individual cross-border transactions toward more integrated management of accounts, collections, payouts, foreign exchange, cards and treasury operations.

For PhotonPay, entering a market means more than making products and services available. It requires building a local financial foundation that meets regulatory requirements and can support businesses over the long term. The EMI licence further strengthens PhotonPay’s position in the UK and provides an important foundation for deeper connectivity with local banks, payment networks and the broader financial ecosystem.

JP, Global Head of Compliance at PhotonPay, said:

“Securing our UK EMI licence marks an important milestone in the continued expansion of PhotonPay’s global regulatory footprint. Building a global payment operating system requires strong local regulatory foundations. This authorisation strengthens our ability to build for the long term in the UK, while supporting our continued expansion across more markets, currencies and payment networks. Ultimately, it enables us to deliver a more complete and efficient payment and treasury experience for businesses operating globally.”

As businesses expand internationally, the financial infrastructure behind their operations remains highly fragmented. Different markets operate across distinct account structures, payment networks, currencies and regulatory frameworks, often requiring businesses to manage multiple financial institutions, payment providers and systems at the same time.

PhotonPay is building its next-generation payment operating system around this complexity. Through a unified technology platform, the company connects local financial capabilities across markets, enabling businesses to manage global accounts, collections, payouts, foreign exchange, cards and embedded finance more centrally while reducing the operational complexity created by multiple markets, currencies and systems.

Real commerce is the foundation of this operating system. By continuously expanding its regulatory coverage, banking relationships, payment networks and underlying technology infrastructure, PhotonPay aims to ensure that financial infrastructure can scale alongside a business as it enters new markets and grows internationally.

Since its founding, PhotonPay has continued to expand its global regulatory and local market capabilities through entities across major financial markets. Today, PhotonPay has secured nearly 30 payment licences and related regulatory authorisations worldwide, supporting capabilities across global accounts, collections, payouts, foreign exchange, cards and embedded finance.

The UK EMI licence represents another step in the continued development of PhotonPay’s global regulatory network. Looking ahead, PhotonPay will continue to deepen its local regulatory and financial capabilities in key markets, connect more markets, currencies and payment networks, and advance the development of its next-generation global payment operating system.

About PhotonPay
PhotonPay is a next-generation payment operating system designed for businesses operating globally. Across global accounts, collections, payouts, foreign exchange, cards and embedded finance, PhotonPay connects banks, payment networks and local financial infrastructure to help businesses manage global money movement more efficiently and expand into new markets with greater operational simplicity.

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The article outlines how eCheck payments enable faster collections, recurring payments, and modern digital payments.

MANCHESTER, N.H., Oct. 16, 2026 /PRNewswire/ — How can eCheck payments help small businesses in New Hampshire reduce delays and improve payment tracking?

HelloNation has published an article featuring insights from Eric Miltner of PayPact in Manchester, New Hampshire, explaining how eCheck payments can improve efficiency and simplify payment processing for local businesses.

The article explains that many small businesses in New Hampshire still rely on paper checks that require mailing, depositing, and manual recordkeeping. Those extra steps can slow down cash flow and increase the risk of errors. eCheck payments offer an electronic alternative that lets businesses collect funds directly from a customer’s checking or savings account.

According to the article, eCheck payments commonly move through the ACH network, which banks use to transfer funds electronically between accounts. The article notes that while people often use the terms eCheck payments and ACH payments interchangeably, they are not identical. An eCheck refers to the customer’s payment method, while ACH payments describe the network that processes the transfer.

The HelloNation article emphasizes that payment timing matters for many small businesses in New Hampshire, especially contractors, medical offices, property managers, and professional service firms. Businesses that wait for paper checks may face delays from mail delivery, manual deposits, or payment posting errors. By using electronic payment processing, companies can often receive and organize payments more efficiently.

The article also highlights how digital payment modernization supports cleaner bookkeeping. Electronic records generated through eCheck payments can make it easier to match invoices, deposits, and customer accounts. This visibility helps businesses identify completed, pending, or overdue payments without relying on handwritten notes or manual spreadsheets.

Recurring payments are another major benefit the article discusses. Businesses that bill monthly for rent, memberships, maintenance plans, tuition, or professional services may use recurring payments to reduce administrative work. Once a customer authorizes future withdrawals, businesses can process recurring payments on a schedule without repeatedly requesting payment information.

Security is another key topic the article addresses. The HelloNation article explains that eCheck payments can be safe for online payments when businesses use secure systems with authorization procedures, encryption, and account verification tools. The article advises businesses to avoid collecting sensitive bank details via unsecured email or handwritten forms, as these methods may expose customer information.

Compared with paper checks, electronic payment processing may also reduce the risk of lost, delayed, or mishandled checks. The article explains that digital systems can provide transaction records and approval procedures that improve oversight and consistency. For businesses handling larger invoices, ACH payments and eCheck payments may also offer more predictable processing costs than certain card transactions.

The article further explains that online payments have become increasingly important for customers who expect convenient billing options. Many customers prefer paying invoices digitally rather than mailing paper checks or reading payment information over the phone. By supporting online payments, small businesses in New Hampshire may improve the customer experience while reducing administrative delays.

The HelloNation article concludes that digital payment modernization does not require businesses to replace every existing process immediately. Instead, the article describes digital payment modernization as a gradual effort to reduce manual work, improve accuracy, and simplify payment collection. Payment Processing Expert Eric Miltner explains that businesses should understand settlement timing, authorization requirements, and recordkeeping practices before integrating eCheck and ACH payments into daily operations.

How eCheck Payments Improve Efficiency for Small Businesses in New Hampshire features insights from Eric Miltner, a payment processing expert in Manchester, New Hampshire, in HelloNation.

About HelloNation

HelloNation is America’s Good News Network, a premier media platform built on the idea that good news travels faster when real people tell real stories. Through its community-focused publications and innovative “edvertising” approach, HelloNation delivers content that informs, inspires, and spotlights the leaders making a meaningful impact in their communities.

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SOURCE HelloNation

Samsung’s top-of-the-line Galaxy S series device adds to its list of accolades

Samsung’s Bespoke AI Family Hub™ Refrigerator with AI Vision and Odyssey G8 Gaming Monitor (G80HS) also included on list

PLANO, Texas, Oct. 16, 2026 /PRNewswire/ — Galaxy S26 Ultra has been named to TIME’s Best Inventions 2026, marking the fourth time Samsung Galaxy devices have been recognized on the annual list.

Selected by TIME’s global network of expert contributors and editors, Best Inventions recognizes the year’s most significant new products and ideas, evaluated on factors including originality, efficacy, ambition, and impact. Two other Samsung products also made this year’s list: the Bespoke AI Family Hub™ Refrigerator with AI Vision and the Odyssey G8 Gaming Monitor (G80HS).

Galaxy S26 Ultra offers the most advanced Galaxy S series experience to date with a powerful camera system, premium performance, and intuitive Galaxy AI.1 It features the world’s first built-in Privacy Display for mobile phones,2 Super Steady video3 with horizontal lock, and tools for creating pro-grade content. Earlier this year, Galaxy S26 Ultra was also recognized as Consumer Reports’ top-rated phone.4

The Bespoke AI Family Hub™ Refrigerator with AI Vision offers advanced AI-powered food management, a personalized kitchen experience and hands-free convenience. This year’s major software update upgraded the refrigerator’s AI Vision technology, enabling it to recognize and track a wider range of fresh and processed foods5 to make meal planning and grocery shopping easier. Enhanced Now Brief and Voice ID features also deliver personalized calendars, reminders, and recipes, while Auto Open & Close Doors allow users to open and close the refrigerator with a light touch or simple voice command.

The 32-inch Samsung Odyssey G8 Gaming Monitor (G80HS) sets an industry milestone as the industry’s first 6K gaming monitor, marking a significant leap beyond 4K gaming standards. 6K resolution presents exceptional visual clarity and detail, enhancing immersion while providing a larger screen for both gaming and multitasking. Featuring 224PPI and an IPS panel, the monitor ensures sharp detail and visual fidelity across every frame and it delivers ultra-high 6K resolution at up to 165Hz, while Dual Mode enables up to 330Hz at 3K resolution, allowing users to seamlessly balance crystal clear visuals with real-time responsiveness.

Learn more about Samsung Galaxy S26 Ultra and all the latest ecosystem experiences at Samsung.com.

About Samsung Electronics America, Inc.

Headquartered in Plano, TX, Samsung Electronics America, Inc. (SEA), the U.S. Sales and Marketing subsidiary, is a leader in mobile technologies, consumer electronics, home appliances, enterprise solutions and networks systems. For more than four decades, Samsung has driven innovation, economic growth and workforce opportunity across the United States—investing over $100 billion and employing more than 20,000 people nationwide. By integrating our large portfolio of products, services and AI technology, we’re creating smarter, sustainable and more connected experiences that empower people to live better. SEA is a wholly owned subsidiary of Samsung Electronics Co., Ltd. To learn more, visit Samsung.com. For the latest news, visit news.samsung.com/us.

1 Galaxy AI basic features provided by Samsung are free. Any Samsung enhanced AI features and all third-party AI features are subject to different terms and may be subject to fees. (Galaxy AI basic features are listed under “Advanced intelligence” in Samsung Services Terms and Conditions.)
2 World’s first privacy display on a mobile phone. Must be enabled in settings. Privacy Display feature controls the screen’s viewing range to limit peripheral vision. Some changes in image quality may occur outside the viewing range. When activated, some information may still be visible to others depending on the viewing environment, such as angle or brightness. Caution is advised when exposing sensitive information.
3 Super Steady results may vary depending on editing method and/or shooting conditions.
4 Consumer Reports does not endorse products or services.
5 A Wi-Fi connection and Samsung account are required. If a food item is not recognizable, it may be listed as an unknown item. AI Vision cannot identify or list any food items in the freezer. Recognition uses AI models that may be updated periodically to help improve performance. User may need to manually check and adjust the list to ensure its accuracy.

Media contact: samsungmobilepr@edelman.com

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SOURCE Samsung Electronics America