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E8 Markets Exposes How Up to 89% of Retail Traders Lose Thousands Depositing With Brokers

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In Recognition of National Financial Literacy Month, E8 Markets Is Using One Trader’s $377k Payout Run to Raise Awareness of the Costly Dangers of Depositing With a Broker

DALLAS, April 21, 2026 /PRNewswire/ — E8 Markets, a SaaS educational simulation platform for financial markets, is issuing a stern warning to retail traders of forex, futures, and crypto: deposit with a broker, and you risk losing thousands before ever gaining traction. The risks never show up in one clean sweep. They leak from the trader’s account through dozens of small, costly, and avoidable mistakes that compound until the trader’s money is gone.

“No one should have to lose $5,000 on a broker with little or no guidance or assurance of future success,” said Dylan Elchami, CEO of E8 Markets. “With our platform, any trader can start with as little as $36 in enrollment fees, get access to $5,000 in simulated capital, and gradually build their skills and earn performance-based payouts without risking their own capital in the market.”

Regulators Disclose The Real Risks for Retail Traders

In a December 2024 advisory, the CFTC stated that most individual traders lose money trading futures and foreign currency after fees and taxes. The CFTC’s Forex Frauds page notes that about two out of three retail forex traders lose money each quarter.

In Europe, ESMA reported that 74% to 89% of retail CFD accounts lost money, with average losses ranging from €1,600 to €29,000 per client. FINRA and the SEC’s margin bulletin both warn of how leverage can turn a normal loss into one exceeding the trader’s original cash investment.

Brokers profit even when their customers don’t. Trader losses accumulate through complicated order routing tactics, inaccurate or lagging market data, and rules designed to protect the broker rather than the trader. Traders pay heavily—not just for their own mistakes, but for not knowing what they don’t know about real-time trading in financial markets.

What Brokers Won’t Always Disclose (And Don’t Have to)

E8 Markets isn’t exposing a conspiracy. The real problem is that retail traders deposit money with brokers before understanding the pitfalls: volatility, leverage, hidden costs, tricky pricing and order execution, and the cost of learning under pressure.

Individual traders are outmatched by billion-dollar institutions trading with more capital, more speed, better data, and deeper execution experience. Brokers and intermediaries capture transaction revenue through spreads, commissions, and routing economics—costs that bleed from the individual investor’s account. These leaks slowly empty the trader’s deposit.

The SimFi™ Ecosystem: Protecting and Educating Traders

E8 Markets has created the first SimFi™ Ecosystem, giving traders the tools, community, support, and guardrails to learn how to trade financial markets without risking their own capital while earning performance-based payouts.

E8 has paid over $70 million in performance-based payouts to traders who learn and earn on its platform. Unlike brokers and fake prop firms, E8 benefits by gathering and analyzing real-time trading data from its users. This data drives tool development, guardrails, and educational materials that help traders navigate financial markets more effectively.

E8 users earn payouts in exchange for providing this real-time data, and the SimFi™ ecosystem becomes stronger and more reliable. This month, E8 is announcing a new loyalty program honoring Tom Gibbs, one of their top contributors and payout earners. The invitation expires April 30th and is only offered once a year during Financial Literacy Month. New users can start their SimFi™ journey for as little as $36, gradually building skills and earning payouts along the way.

The Success Story Behind the E8 Gibbs Loyalty Program

Tom Gibbs started as a small-town web designer and became one of E8’s top payout earners. His first payout—$414.95—took roughly 10 months to reach. From there, his progress accelerated as the SimFi™ Three Levers compounded: better decisions, more simulated capital, and repetition across multiple accounts. This process ultimately led Gibbs to over $377,000 in total payouts, including a single largest payout of $216,053.13.

“We think too many traders meet the market at the point of maximum pressure,” said Dylan Elchami, CEO of E8 Markets. “They are trying to learn, perform, and protect capital at the same time. Our view is that the better path is to train first, collect cleaner performance data, improve decisions through repetition, and only then decide how much live risk makes sense.”

A trader’s journey inside the SimFi™ Ecosystem is built on what E8 Markets calls the “3 Levers” of Trading Success:

The Lever

What It Does for the Trader

SimFi™ Performance Factor

Better decisions under structure, feedback, and guardrails

SimFi™ Capital Advantage

More simulated capital as behavior improves

Repetition Across Multiple Accounts

More reps, more familiarity, and more chances to compound discipline

These three levers explain Gibbs’ progress and the broader structure of the SimFi™ platform. His success didn’t start with a big payout—it started with that small $414.95 payout, which gradually compounded as he refined his strategy, became consistent, and earned the reputation and credibility to trade across over 20 SimFi™ Accounts. This final lever gave him the practice and scope to multiply his payouts until reaching $377k. It’s a different path from the common aspiration to “win big,” which often breeds bad trading habits that brokers capitalize on while the trader slowly empties their account making avoidable mistakes.

E8 Markets teaches that trading mastery doesn’t come from reading chart data alone. It comes from immersion in the SimFi™ ecosystem: the training environment, the challenge-to-performance pathway, measurement tools, coaching and mentorship, community support, and repeated exposure that helps traders understand how markets move. This empowers traders to earn payouts before risking personal capital.

For a preview of Gibbs’ full story, visit his biography page or join the Gibbs Club with E8 Markets loyalty discount code: GIBBS.

How the E8 Gibbs Loyalty Program Works

This month only, E8 Markets is announcing the GIBBS Club Loyalty Program. Eligible users have two options for getting started:

Option 1: 40% off E8 Signature on first purchase and enrollment

“The E8 Signature account is the perfect vehicle for users who want to start small and gradually build their skills and earn payouts with minimal upfront risk,” says Elchami.

Option 2: Users with more experience who want to go faster can start for 30% off first purchase of an E8 One account PLUS 20% off all additional accounts purchased.

Users pay a small enrollment fee to access their education and begin their SimFi™ Challenge. In this simulated environment, they prove they have the patience and discipline to qualify for performance-based payouts in the SimFi™ Performance Account.

As long as users follow E8’s Guardrails, they earn performance-based payouts and build reputation that qualifies them for more simulated capital to trade with, enabling them to scale their payouts. Users who don’t follow the guardrails are sent back to re-enroll in the E8 Challenge.

This is where the real power of the Gibbs Loyalty Program emerges: E8 is offering all new users one free account reset. If a user breaks guardrails and loses account standing, this reset allows them to re-enter SimFi™ Performance without repurchasing. This protects traders from losing weeks of progress to a few simple mistakes—giving them peace of mind that one lapse won’t derail their entire journey.

New users start immediately on the same 3 Lever Journey that made Tom Gibbs a top earner: better performance, more capital, more reps, better payout eligibility. Interested traders must enroll before the offer expires in April. For more on Gibbs’ journey and E8 Markets, visit the E8 website or watch their upcoming docu-reality series.

About E8 Markets

E8 Markets is a SaaS educational simulation platform for financial markets. Through its SimFi™-driven ecosystem, E8 combines live market data, simulated capital, structured challenge and performance programs, trader-performance telemetry, community, and continuous education designed to help traders review, reset, and refine behavior over time.

Built as a training ground for Forex, Futures, and Crypto, the platform helps traders develop discipline, consistency, and stronger decision-making without risking live capital or margin. Eligible participants may receive discretionary, performance-based payouts under program terms, subject to E8’s acceptance and licensing of performance data. E8 is not a broker and does not accept margin or deposits.

Important Disclosure:

Tom Gibbs’s experience reflects one participant case study under E8 Markets program rules and does not, standing alone, describe or predict what other participants may achieve. Individual outcomes vary materially based on participant skill, consistency, market conditions, risk management, compliance with program rules, eligibility, and E8 Markets’ acceptance and licensing of performance data. E8 Markets operates a SaaS educational simulation platform. Enrollment fees purchase access to an educational simulation and assessment; they do not purchase live capital, a brokerage account, a commodity interest, a security, or any investment opportunity. Any payouts referenced in this release are discretionary incentive disbursements under program terms, not trading profits, investment returns, or guaranteed earnings. No representation is made that any participant will achieve results similar to those described herein.

All trading activity referenced in this release occurred in a simulated environment. Hypothetical or simulated performance has inherent limitations and does not represent actual trading; results may differ materially in live market conditions. Nothing in this release is investment advice, financial advice, or an offer or solicitation to buy or sell any security, commodity interest, or other financial instrument. E8 Markets is not a broker and does not accept deposits or margin.

The GIBBS loyalty discount code is valid only for eligible purchases completed from April 7, 2026 through April 30, 2026, subject to applicable promotion terms and program terms.

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SOURCE E8 Funding LLC

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Hyundai Motor Group Accelerates Autonomous Driving Innovation with AI-Powered Data Flywheel

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Hyundai Motor Group hosts “HMG Autonomous Driving Media Day”, outlining its roadmap for the next era of autonomous driving; first showcase of Level 2++ technologyDual-Track strategy accelerates Level 2+ production through NVIDIA collaboration while internalizing key autonomous driving technologies through proprietary Atria AI
…NVIDIA solutions-based Level 2+ production targeted for the H1 2028 and Level 2++ in H2 2028, followed by Atria AI-powered Level 2++ vehicles in H2 2029
…Progressive sensor standardization across Hyundai Motor, Kia, 42dot and Motional brings together autonomous driving capabilities across the GroupData Flywheel strategy establishes a virtuous cycle of data collection, training, validation and deployment to continuously advance AI capabilities
…Expands the Group’s data ecosystem by leveraging its annual sales of 7 million vehicles and Data Union framework, while implementing a data-centric development framework based on hard example mining, continuous training and SER
…Real-world Level 4 pilot to launch in Gwangju by year-end in partnership with Korea’s Ministry of Land, Infrastructure and Transport to secure large-scale validation data42dot shares Vision-Language-Action (VLA)-based autonomous driving technology that integrates visual information and language-based reasoning to guide driving decisions
…VLA research focuses on addressing edge cases, while parallel development of end-to-end (E2E) autonomy and VLA models enhances technical stability and scalability
…VLA model validation currently underway, with on-road testing and the full development process scheduled to run through early next yearNew Atria AI urban driving videos — an executive ride-along, one-take footage, and edge-case handling — are live on the Group’s YouTube channel

SEOUL, South Korea, Sept. 12, 2026 /PRNewswire/ — Hyundai Motor Group (the Group) announced that it has put its Data Flywheel into full operation, marking a new phase in its autonomous driving technology strategy. The system creates a virtuous cycle of data collection, AI training, validation and deployment to secure a competitive advantage through accelerated learning and technology development.

During the Group’s “HMG Autonomous Driving Media Day” at 42dot headquarters in Gyeonggi Province, Korea, the Group presented its autonomous driving development strategy, technology roadmap, key achievements and implementation plans. The presentation underscored the Group’s strategic positioning in the global autonomous driving technology competition and detailed how integrated data and AI systems form the foundation for next-generation vehicle technology.

At the event, the Group identified the Data Flywheel as a key element of its autonomous driving competitiveness and shared the operational framework and execution strategy that transforms large-scale real-world driving data into continuous technology improvements.

42dot also introduced key technologies and the development progress for the Group’s proprietary autonomous driving artificial intelligence, Atria AI, while outlining the background and future plans for its Vision-Language-Action (VLA) technology development initiative.

In line with the event, the Group unveiled footage of an Atria AI-equipped SDV Testbed navigating complex urban traffic without driver intervention. Operating at a Level 2++ capability, the autonomous driving system showcased in the footage illustrates how the Data Flywheel is enabling a continuous cycle of learning, validation and performance improvement. The footage is available on the Group’s official YouTube channel.

“Autonomous driving competition is no longer about comparing specific features. Competitiveness is determined by how much data you secure, how quickly you learn and how effectively you can reflect those results in actual products and services. At its core, autonomous driving competitiveness comes down to having systems that enable continuous, rapid learning. Hyundai Motor Group will develop autonomous driving technology that customers can trust, based on a virtuous cycle of data, AI and validation. Our goal is to ensure the safety and quality levels customers can trust while we learn and improve rapidly.” – Minwoo Park, President and Head of Advanced Vehicle Platform (AVP) Division at Hyundai Motor Group and CEO of 42dot

About Hyundai Motor Group

More information about Hyundai Motor Group can be found at: http://www.hyundaimotorgroup.com or Newsroom: Media Hub by Hyundai, Kia Global Newsroom, Genesis Newsroom

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SOURCE Hyundai Motor Group

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Allstream Energy Partners Nominated in Multiple Categories for Fast Company’s Best Workplaces for Innovators

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Nomination Categories for Fast Company’s Best Workplaces for Innovators in AI & Automation, Advertising, Marketing & PR

HOUSTON, Sept. 12, 2026 /PRNewswire/ — Allstream Energy Partners has been nominated in multiple categories for Fast Company’s Best Workplaces for Innovators program, recognizing organizations redefining their industries through innovation, leadership, and emerging technologies.

The company received nominations in six categories:

Best Workplaces for Innovators North AmericaAI, Automation and Machine Learning ExcellenceAdvertising, Marketing and PRSmall & Mighty CompaniesInnovative Leader of the Year: Efrain Garcia, Founder and CEOInnovative Team of the Year

The nominations recognize Allstream’s investment in proprietary AI-driven marketing technologies, digital publishing solutions, and workflows designed to change how energy companies build visibility, authority, and customer engagement.

Where Oil and Gas Digital Marketing Meets Publishing

Allstream Energy Partners has developed an agency-plus-publisher model combining digital marketing, content creation, industry communications, media publishing, executive networking, and business development.

As artificial intelligence changes how buyers discover suppliers, manufacturers, engineering firms, service companies, and technology providers, Allstream helps clients position themselves to be recommended—not simply found.

Its integrated capabilities include AI marketing strategy, AI-optimized website development, SEO for Oil and Gas, Answer Engine Optimization, Generative Engine Optimization, AI search visibility, content marketing, industry publishing, public relations, social media, paid search, email marketing, event promotion, podcasting, branding, and digital advertising.

Innovation Built for Energy

Unlike a general marketing agency, Allstream was built specifically for oil and gas, energy, engineering, construction, manufacturing, and industrial markets. Each founder brings 27 years of experience supporting sales, business development, capital projects, technical services, industrial marketing, and digital strategy.

This experience gives Allstream an understanding of how technical buyers evaluate suppliers, how projects move through the market, and how engineering, procurement, operations, and executive teams consume information.

The company continues investing in proprietary methodologies that combine industry knowledge, journalism, publishing, AI optimization, communications, and business development strategy. As AI becomes an important starting point for supplier research and vendor discovery, Allstream helps organizations evolve beyond traditional SEO.

“Marketing has fundamentally changed,” said Efrain Garcia, Founder and CEO of Allstream Energy Partners. “Our team recognized early that AI would transform how buyers discover companies, evaluate expertise, and make purchasing decisions. These nominations reflect our commitment to innovation and our mission to help the energy industry succeed in an AI-first world.”

About Allstream Energy Partners

Allstream Energy Partners is a Houston-based, AI-powered marketing and media company serving the energy and industrial supply chain. Through SEO, GEO, AEO, AI-optimized websites, publishing, strategic communications, networking events, and business partnerships, Allstream helps Oil and Gas companies strengthen their brands, improve visibility across search engines and AI platforms, and generate qualified business opportunities.
Visit www.AllstreamEP.com

Media Contact:
Efrain Garcia
efrain@allstreamep.com
8324963004

Photo(s):
https://www.prlog.org/13170255

Press release distributed by PRLog

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SOURCE Allstream Energy Partners

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Krelva Accepted Into the HBS Foundry Bootcamp at Harvard Business School

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Foster Britton spent four years learning to trade. Jerry Klamm grew a website to $100,000 a month in high school. Their bootstrapped, pre-launch company, Krelva, joins the new program in October and opens Krelva Meet, small live rooms where day traders trade the market together at their respective skill levels.

BUFFALO, N.Y., Sept. 12, 2026 /PRNewswire-PRWeb/ — Krelva, a bootstrapped, pre-launch Buffalo company built for futures day traders, has been accepted into the HBS Foundry Bootcamp at Harvard Business School, a new online program for founders working toward their first check. Foster Britton started trading in 10th grade, at 15, before settling on futures trading. Jerry Klamm, 19, built Geometry Spot at 16, grew it to more than 175 million pageviews and $100,000 a month in revenue before he finished high school, and left the University at Buffalo to run Krelva full time.

“Krelva Meet is the room I wish I had at 15.” Foster Britton, co-founder, Krelva

Krelva exists because of how hard Britton’s first four years were. Trading is highly complex, the internet is full of people teaching it, and most of what a beginner finds is confusing, contradictory, or sold by someone with something to sell. The question is never whether there is enough information. It is where to start and who to listen to.

“I started trading in 10th grade, in forex before anything else, and it took me four years to get it right,” Britton said. “It was not that the charts were hard. It was that there is so much online, most of it is confusing, and there is no way to know where to start or who to listen to.”

Today Krelva has two things. The first is a free beginner course that shows people where to start; it teaches the basics without promising anyone a payday. The second is Krelva Meet, which opens in October at $50 a month with a 14-day free trial: a new way to trade Nasdaq-100 and S&P 500 futures, not alone and not in a crowd of strangers, but in a small live room with people at your own verified level.

Krelva Meet started with a frustration anyone who has spent time in a trading Discord will recognize. People post their results, and some of those results are real. Screenshots are easy to fake, a few prop firms now issue verified payout cards, and none of it tells a beginner whether the person answering their question is actually where they say they are. So the beginner guesses, and the loudest voice usually wins.

Krelva Meet checks. Every trader has a level that Krelva verifies before they enter a room, and the company is building direct brokerage verification so the check happens automatically. Rooms are built from traders at the same level. Someone who has never passed a prop firm evaluation sits with others who have not either. Pass one, and you move up to rooms with traders who have passed. Get paid out, and you move up again. Alongside the rooms, Krelva is launching a rating: simple, earned over time, and moved by how you answer questions during the session rather than by what you claim. Rooms are not a signal service and tell no one what to buy or sell. They are about the process: reading the market before the open, talking it through with people at your level, and finding out afterward where and why you were right or wrong.

Krelva does not claim to make anyone a better trader faster. It is trying to give people a place to start.

“Krelva Meet is the room I wish I had at 15,” Britton said.

The HBS Foundry Bootcamp at Harvard Business School has drawn attention since its launch for its $699 price and its format, which from Krelva’s understanding pairs weekly live sessions with HBS faculty and guests with AI versions of those same professors, built to push back on weak ideas.

“I’m interested in this new program at Harvard Business School. I think using AI tools to learn is the future, but I’m curious to see how Harvard does it and if it actually works,” Klamm said. “I like that it says the AI professors are built to challenge weak ideas, so I’m going to push it to the limit and see how it performs compared to a real professor.”

The waitlist for Krelva Meet is open now at https://krelva.com.

“Most traders look at the chart at 9:30 every morning by themselves. There are thousands of other traders just like you,” Klamm said. “Why would you trade alone if you could trade with a group you trust? That is the whole idea.”

About Krelva

Krelva is a Buffalo, New York company built for futures day traders. Its free beginner course, built by co-founder Foster Britton, teaches the basics of trading. Its paid product, Krelva Meet, puts traders in small live rooms with other traders at the same verified level to trade Nasdaq-100 and S&P 500 futures together, for $50 a month with a 14-day free trial. Krelva was founded in 2026 by Jerry Klamm and Foster Britton. Learn more at https://krelva.com.

Media Contact

Jerry Klamm, Krelva, 1 716-261-7634, info@krelva.com, https://krelva.com/

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SOURCE Krelva

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