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Insurance Expert Nathan Marcus of Birmingham, Alabama, Breaks Down Storm Coverage for HelloNation

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BIRMINGHAM, Ala., June 8, 2026 /PRNewswire/ — What types of storm coverage do Birmingham homeowners really have when it comes to tornadoes, floods, and severe weather? A new HelloNation article answers that question, with insights from Insurance Expert Nathan Marcus of The Marcus Agency in Birmingham, Alabama.

The article outlines common assumptions and gaps in homeowners’ insurance that many Jefferson County residents may not realize until a storm hits. With tornadoes, intense storms, and frequent flash flooding in Alabama, it’s critical for homeowners to understand what’s actually covered and what isn’t.

According to the HelloNation article, most standard homeowners’ insurance policies do cover tornado damage and wind damage, which are common during Alabama’s spring and summer storm seasons. That includes repairs to roofs, siding, windows, and personal belongings inside the home. For example, if a tornado causes a tree to fall on a house in neighborhoods like Homewood or Trussville, homeowners’ insurance typically helps pay for the repairs after the deductible is met.

However, Insurance Expert Nathan Marcus explains that confusion often arises when it comes to water-related damage. While rain that enters a home due to storm-related roof damage is usually covered, flood damage is not. The article makes a key distinction: flooding from rising water—such as overflow from creeks or pooling water after heavy rain—is not included in standard policies.

Because of this, flood insurance becomes essential, even for homes located outside designated flood zones. The article notes that in Jefferson County, a significant number of flood claims come from areas not previously identified as high-risk, including parts of Mountain Brook and surrounding Birmingham communities. Flood insurance, available through the National Flood Insurance Program and some private providers, can help cover both structural and personal property losses from flooding.

Another issue addressed in the HelloNation article is the importance of reviewing the full scope of storm coverage, not just tornado damage. Hail, flying debris, and fallen trees are all risks that can result in costly repairs. Homeowners insurance often covers these events, but coverage limits and deductibles, especially for wind damage, can vary. That’s why Marcus advises Birmingham homeowners to review their policies closely.

The article also notes that some Alabama policies include special deductibles for wind or hurricane damage, even in inland regions like Birmingham. These deductibles can be higher than standard ones and may lead to larger out-of-pocket expenses after a storm. For older homes, differences in roof coverage standards or outdated building materials can also affect claim outcomes.

By helping residents understand the differences between homeowners’ insurance and flood insurance, the article aims to prepare Jefferson County homeowners for severe weather. It also emphasizes the importance of reviewing policies annually and asking questions to ensure coverage aligns with the home’s actual risks.

What Every Birmingham Homeowner Should Know About Tornado, Flood, and Storm Coverage in Alabama  features insights from Nathan Marcus, Insurance Expert of Birmingham, Alabama, in HelloNation.

About HelloNation

HelloNation is a premier media platform that connects readers with trusted professionals and businesses across various industries. Through its innovative “edvertising” approach that blends educational content and storytelling, HelloNation delivers expert-driven articles that inform, inspire, and empower. Covering topics from home improvement and health to business strategy and lifestyle, HelloNation highlights leaders making a meaningful impact in their communities.

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Pascal Desroches to Update Shareholders at Mizuho Technology Conference on June 9

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Tomorrow, AT&T’s Chief Financial Officer will participate in a fireside chat at 9:00 a.m. ET to discuss the Company’s progress on its multi-year growth strategy

Key Takeaways:

AT&T reiterates all 2026 and multi-year financial and operational guidance and capital return plans shared during its first-quarter 2026 resultsAT&T to webcast fireside chat with Pascal Desroches at the 2026 Mizuho Technology Conference

DALLAS, June 8, 2026 /PRNewswire/ — Pascal Desroches, Chief Financial Officer, AT&T (NYSE:T), will speak tomorrow at the Mizuho Technology Conference where he will provide an update to shareholders.

AT&T remains on track to achieve its 2026 and multi-year financial guidance
AT&T maintains the long-term outlook and capital allocation plans provided with its first-quarter 2026 results. This includes the Company’s outlook for improved growth in adjusted EBITDA and adjusted EPS and higher free cash flow through 2028, its plans to return $45 billion+ to shareholders during 2026-2028 through dividends and share repurchases, and an expectation that its net debt-to-adjusted EBITDA ratio will return to a level consistent with its target in the 2.5x range within approximately three years following the closing of its transaction with EchoStar.

For the second quarter of 2026, AT&T continues to expect improved year-over-year growth in wireless service revenue compared to year-over-year growth reported in the first quarter of 2026. The Company also expects continued momentum with converged offers and expects year-over-year improvement in advanced home internet net adds. Additionally, AT&T continues to expect improved year-over-year growth in consolidated adjusted EBITDA compared to year-over-year growth reported in the first quarter of 2026. The Company also continues to expect second-quarter free cash flow in the range of $4.0 to $4.5 billion.

Conference details and more are available on the AT&T Investor Relations website
To hear more, tune into the fireside chat with Pascal Desroches at the Mizuho Technology Conference, scheduled to begin at 9:00 a.m. ET. The webcast will be available live and for replay on the AT&T Investor Relations website.

To automatically receive AT&T financial news by email, please subscribe to email alerts.

About AT&T
We help more than 100 million U.S. families, friends and neighbors, plus nearly 2.5 million businesses, connect to greater possibility. From the first phone call 150 years ago to our 5G wireless and multi-gig internet offerings today, we @ATT innovate to improve lives. For more information about AT&T Inc. (NYSE:T), please visit us at about.att.com. Investors can learn more at investors.att.com.

Cautionary Language Concerning Forward-Looking Statements
Information set forth in this news release contains financial estimates and other forward-looking statements that are subject to risks and uncertainties, and actual results might differ materially. A discussion of factors that may affect future results is contained in AT&T’s filings with the Securities and Exchange Commission. AT&T disclaims any obligation to update and revise statements contained in this news release based on new information or otherwise. This news release may contain certain non-GAAP financial measures. Reconciliations between the non-GAAP financial measures and the GAAP financial measures are available on the Company’s website at investors.att.com. Free cash flow estimates depend on predictions of items that impact cash from operating activities, capital expenditures and vendor financing payments which are not reasonably estimable at this time. Net debt and adjusted EBITDA estimates depend on future levels of revenues, expenses and other metrics which are not reasonably estimable at this time. Accordingly, the Company cannot provide reconciliations between projected free cash flow and projected net debt-to-adjusted EBITDA and the most comparable GAAP metrics and related ratios without unreasonable effort.

© 2026 AT&T Intellectual Property. All rights reserved. AT&T and the Globe logo are registered trademarks of AT&T Intellectual Property. 

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University of Phoenix Releases 2026 C-Suite AI Impact Report on Scaling AI for Business Value

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New research finds most organizations have adopted AI, but few are transforming workflows as leaders focus on skills, trust and measurable impact

PHOENIX, June 8, 2026 /PRNewswire/ — University of Phoenix today released The C-Suite AI Impact Report: Getting Value from AI, new research examining how organizations are working to turn artificial intelligence investments into measurable business outcomes. Based on a survey of 150 C-Suite leaders across North America conducted in collaboration with Jeanne Meister, a future of work strategist and HR consultant, the report finds a growing gap between AI adoption and enterprise-wide transformation.

Key findings from the 2026 C-Suite AI Impact Report

63% of C-Suite leaders have deployed at least one AI use case, but fewer than one-third are using AI to transform work processes and workflows56% predict AI will become a proactive human capital tool by the end of 202690% of C-Suite leaders identify learning and development as the top use case for AI in HRNearly 60% report adopting a skills-based workforce model, though ownership remains fragmented75% say HR and IT are unlikely to merge but will partner more closelyMore than six in ten cite productivity and competitive advantage as top benefits, while employee fear and distrust remain the leading barriersLeaders identify critical thinking and role modeling AI literacy as essential capabilities for scaling AI

“The next phase of AI adoption is not about experimentation; it is about execution,” said Meister. “Our research shows that leaders are increasingly focused on translating AI investments into measurable value by embedding AI into workflow design, skills development, and day-to-day decision making. Organizations that align AI with a clear skills strategy and model its use at the leadership level will be better positioned to scale impact across the enterprise.”

AI adoption trends show gap between deployment and workforce transformation

The findings underscore a gap between adoption and transformation, as many organizations continue to pilot AI without fully integrating it into core business processes. Leaders are prioritizing how AI connects to workflow design and measurable outcomes as they move from isolated use cases to enterprise-wide scaling.

Skills-based workforce strategies and HR IT collaboration shape AI scaling

Organizations are increasingly adopting a skills-based approach to workforce strategy. Nearly 60% of C-Suite leaders report moving in this direction, although responsibility for skills initiatives remains fragmented across functions, including HR, IT, and business leadership. The report also finds that most leaders do not expect HR and IT to merge, but view closer collaboration between the two functions as critical to aligning workforce strategy with AI investments.

“C-Suite leaders are recognizing that implementing new technology in a vacuum does not create value,” said Jay Titus, vice president of the Workforce Solutions Group at University of Phoenix. “To best leverage and scale AI successfully, organizations must focus on how work gets done, including how teams build skills, collaborate across functions, and address employee concerns. Trust, leadership behavior, and pointing to clear use cases are just as important as the technology itself.”

Human factors including trust and AI literacy influence adoption

The research underscores the importance of addressing the human side of AI adoption. While leaders cite productivity and competitive advantage as key benefits, employee fear and distrust remain the top barriers to broader use. The report also identifies an “AI hopefulness gap,” with younger leaders expressing lower levels of optimism about AI’s impact compared to older generations.

To address these challenges, leaders are prioritizing AI literacy as a core workforce capability, but the report notes that to clarify expectations for workers, organizations must also define what AI literacy means by job role. AI literacy is increasingly viewed as a baseline skill, and leaders emphasize the importance of role modeling AI use to drive adoption and embed AI into everyday work.

The report includes recommendations for organizations to move beyond isolated AI pilots and develop integrated strategies that connect skills, workflow redesign, and measurable business outcomes.

Learn more and read the full report here.

About University of Phoenix

University of Phoenix is Built for Real Life. 50 Years Strong. The University innovates to help working adults enhance their careers and develop skills in a rapidly changing world through flexible online learning, relevant courses, academic AI pillars, and skills-mapped curriculum for associate, bachelor’s and master’s degree programs. Active students and alumni have access to Career Services for Life® resources including career guidance and tools. For more information, visit phoenix.edu.

 

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RetireWizard Announces Public Launch of AI-Driven Retirement Income Calculator

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SCOTTSDALE, Ariz. , June 8, 2026 /PRNewswire/ — RetireWizard announces the public launch of its AI-driven retirement income calculator. This free tool is designed specifically for Americans ages 50 to 70 with $250,000 to $5,000,000 in retirement savings. The tool helps them generate a personalized income estimate in under 60 seconds.

A New Tool for a Changing Retirement Planning

The announcement comes as the retirement planning environment changes. Many Americans now retire without traditional pension coverage. This places income planning on individuals. Recent stock market volatility in early 2026 has increased concern among those nearing or in retirement about the long-term durability of their savings.

LIMRA reports that most Americans fear outliving their savings. This research shows a gap between accumulated wealth and reliable income. RetireWizard addresses that gap by offering a self-service option for savers who want to understand income options without talking to a financial advisor right away.

How the Calculator Works

The RetireWizard platform features a quiz-based Annuity Calculator. Users answer a few questions on savings and retirement timeline. Within 60 seconds, they get a personalized income estimate. The tool is free and needs no prior appointment or advisor relationship.

The calculator targets the mass-affluent: $250,000 to $5,000,000 in retirement savings. This group falls between DIY investors and ultra-high-net-worth individuals with full financial advisory access. RetireWizard helps those in the middle by providing income-planning data before they consult a professional.

Expanding Access to Annuity Information

Annuity products have mainly been evaluated during advisory-led meetings. This process can feel high-pressure or inaccessible to savers who want to explore on their own. Free tools like RetireWizard let users research annuity income on their own.

The platform connects users with a nationwide network of financial advisors. This approach creates a path from self-directed research to professional help. Since its launch, RetireWizard has processed thousands of free retirement income assessments. This utilization shows early traction with its intended users.

Perspective on Retirement Income Gap

The Co-Founder of RetireWizard spoke to the problem the platform is designed to solve:

Retirees today are the wealthiest in U.S. history, yet have the least guaranteed income. We built RetireWizard after seeing family members stress over retirement, even though they were doing everything right. No one who spends 30 years building a nest egg should lie awake, wondering if the market will take it all away.

Timing and Market Relevance

The public launch is timed to coincide with a period of heightened awareness around retirement security. Major market indices experience notable swings in the early part of 2026. As a result, it pushed retirement income stability higher on many savers’ priority lists. Tools that allow individuals to quickly estimate income options are gaining relevance as investors reassess risk and seek to plan with greater confidence.

RetireWizard positions its calculator as a first step. It helps savers see how their savings translate into income before pursuing any financial strategy. You can explore your next steps with the RetireWizard free calculator.

About RetireWizard

RetireWizard is a free, AI-powered retirement income platform designed to help Americans with savings of $250,000 to $5,000,000. Through a proprietary quiz-based Annuity Calculator, RetireWizard delivers personalized income projections — giving successful savers the objective data they need before ever speaking to an advisor. RetireWizard partners with hundreds of top-rated financial advisors across the United States to connect users with the best annuity products on the market. Our mission is simple: ensure that every hard-working American can retire with confidence, security, and a paycheck that lasts as long as they do. Learn more at RetireWizard.

The information provided in this article is for general informational and educational purposes only. It is not intended as legal, financial, medical, or professional advice. Readers should not rely solely on the content of this article and are encouraged to seek professional advice tailored to their specific circumstances. We disclaim any liability for any loss or damage arising directly or indirectly from the use of, or reliance on, the information presented.

Media contact
Name: Tim Schucker
Website: RetireWizard.com
Email: hello@retirewizard.com

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