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Catch a Glimpse of The Madison 2024 September Live Auction

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HONG KONG and BEIJING, Sept. 19, 2024 /PRNewswire/ — Following the success of Madison Mid-Autumn Auction in August 2024, Madison Auction is pleased to present our September live sale, which will be held at Grand Hyatt Hotel, Hong Kong, on 21st September, Saturday. The sale contains four categories of products: 279 lots of wines, 91 lots of Spirits, 232 lots of Cuban products and 2 lots of sketch art.

This sale will be live-streamed on Madison Auction bidding platform (www.madison-auction.com/auctions) and the Madison Auction App (search ‘Madison Auction’ in your app store) at 11:00am (HKT) on September 21st. Take advantage of the last few days to place your online absentee bid via the bidding platform and app.

As the first Hong Kong based luxury lifestyle auction house, Madison Auction (www.madison-auction.com) hosts auctions for the unique pool of high-net-worth clients from APAC and other regions. From cellar valuations, through edgy marketing collateral to sales utilizing innovative technology for live and online sales; Madison Auction provides the industry’s most accessible means to consign and to build your collections. 

Happy bidding and good luck!

Wine | Lot 1–279

Madison Auction is delighted to present to you the carefully curated auction that contains 279 lots of fine wines.

Because of the frost in the 2016 harvest season in Burgundy, many wineries don’t have enough grape to make Montrachet individually. Therefore, seven owners of Montrachet Grand Cru vineyard plots, including Domaine de la Romanée-Conti, Domaine Leflaive and Domaine Comtes Lafon, have joined forces to produce a unique blend edition of Montrachet (Lot 252), with only 500 bottles.

Moreover, there are 3 bottles of 1998 Domaine Leroy Musigny Grand Cru (Lot 227~229) with consecutive bottle numbers.

As to the Bordeaux session, Madison Auction offers you the large formats from five First Growths from the best vintages, including 1990 Lafite magnum (Lot 6~7), double magnum of 1986 Mouton Rothschild (Lot 140), and 2005 Mouton Imperial (Lot 141) .

In addition to the fine wines of Bordeaux and Burgundy, the French masterpiece in this sale includes 2005 Château Rayas Châteauneuf-du-Pape Reserve from Rhône Valley (Lot 95), in a style of elegance that is comparable to that of the finest Burgundies. Especially since it comes from 2005, one of the best vintages in France in the last two decades, and has an unrivaled ability to be aged in the cellar.

With Lot 107, a collection from two giants of Brunello di Montalcino, lovers of Italian wines can’t afford to miss out on this opportunity.

What’s more…the Italian Barbaresco master Gaja are also featured in this auction. In this sale, there is a wide range of Gaja’s Barbaresco (Lot 201~204) from the 1970s to 2008 vintage, which are definitely Italian classics that can be both consumed and collected.

Sine Qua Non, one of the most prestigious cult wine estate in US, combining bold creativity and excellent quality, made a stunning debut with a few mixed lots from 2003 to 2016 vintage (Lot 188~193). Seize the opportunity!

Hokkaido wines have recently come to international prominence, with Takahiko Nana-Tsu-Mari Pinot Noir becoming one of the most sought-after Japanese boutique wines, with a rare production and seldom-exported portfolio that has whetted the appetites of drinkers. In this sale, the TAKAHIKO EXPERIENCE (Lot 225) even has five vertical vintages from 2014-2018, a rarity at auction.

Whisky | Lot 8001– 8091

Although there are only have 91 lots of whisky in this sale, there are 74 lots with total 278 bottles of Macallan at very affordable prices.

In this sale, there are Macallan 18 YO sherry oak from the affordable 2018 release to the collectible 1968 edition (Lot 8017–8021, 8088–8091), with the starting price at less than HK$2,000!

Madison Auction also has the ‘Distil Your World’ London Limited Edition (Lot 8027), the collaboration with renowned Roca Brothers, with a starting price of only HK$32,000! You certainly cannot miss this one.

Besides, there are one early release of Macallan Archival Series Folio 2 (Lot 8062) and one Macallan Edition Full Set (Lot 8006). In Lot 8004–8005, 8063–8066, there are Edition 1-6, with 6 bottles of each edition in each lot.

For those who like the Macallan official bottlings from the past, consider the 7 YO mixed lots imported from Italy (Lot 8022 & 8067) and the 10 YO bottling from 1980s to the millennium (Lot 8068 & 8070); or for those with a bigger budget, Exceptional Single Cask (Lot 80758076) would be a great choice.

There are 25 lots, 85 bottles of independent bottling (IB) in this sale. Gordon & MacPhail’s Speymalt is the first choice for drinking IB Macallan, ranging from 1965 to 1995 (Lot 8035–8038).

Cadenhead’s, the oldest independent bottler, has also bottled a number of classic Macallans, including the Dumpy and the Authentic Collection (Lot 8009–8012, 8086). The Scotch Malt Whisky Society (SMWS) is a major player in the IB world, especially their first edition. In this auction we have 3 bottles of the old Macallan bottled by SMWS (Lot 8016) with a starting price of only HK$16,000!

Although there are only 17 lots of whiskies which are not Macallan, the quality should not be overlooked. If you’re looking for high ratings, the 1973 Bowmore 16 YO (Lot 8057) bottled by Italian whisky giant Sestante, the Port Ellen 32 YO Special Release 2012 (Lot 8052), and the Keepers of the Quaich Exclusive Boxed Collectors’ Set (Lot 8046) are great choices, which received Whiskyfun scores of 93, 95 and 91 respectively!

For the whisky aficionado, Madison also offers 1965 Glen Elgin and 1973 Ardbeg both bottled from Samaroli (Lot 8058- 8059)! Whisky drinkers looking for an older vintage should look out for the 1939 Glenlivet (Lot 8045), bottled by Gordon & MacPhail, which is the oldest vintage in the sale.

There are some bottles from the discontinued distilleries in this sale, such as Port Ellen, Rosebank and Karuizawa. However, some of the discontinued distilleries such as Littlemill, Imperial, Caperdonich, Glen Mhor and North Port (Brechin) are also rare gems you should not miss out (Lot 8042, 8050–8056).

Cuban Products | Lot 3001 – 3232

Madison Auction is delighted to present the second Tributal Auction, for 232 lots of Mr. Min Ron NEE’s Cuban Product collection.

Tobacco Painter Sketch Art | Lot 5001 – 5002

Milton Bernal Castro, known as the tobacco painter. His oil and tobacco works have been exhibited in Cuba, China, Austria, France, Spain, Mexico, Russia, St. Petersburg, Germany, Hungary, Panama, and permanently in private collections and Casas del Habano in other parts of the world.

Four of his works have been auctioned at the Habano Festival held in Cuba in 2005, “Compay Segundo”, in 2006 “Celia Sánchez”, in 2008 and 2009.

Recommendation

2016 L’Exceptionnelle Vendanges des Sept Domaines Montrachet Grand Cru

Lot 252
1 Bottle, OWC, Overall: Perfect | Capsule: Wax, Other: 500 bottles produced, with the name on the label

Est. HK$ 180,000HK$ 300,000

This unique 2016 Montrachet Grand Cru has only appeared at auction twice since its launch, and this is the third time it has been offered. Place your bid!

1998 Domaine Leroy Musigny Grand Cru

Lot 227~229
1 Bottle/Lot | Overall: Great, Label: US import | Other: Consecutive bottle number (Lot 227-229), 585 bottles produced | WA 96

Est. HK$ 220,000HK$ 380,000/Lot

This flagship Grand Cru of Lalou Leroy has long been the ‘crown jewel’ at wine auctions, with an average production of only 600 bottles each vintage.

2005 Château Mouton Rothschild Pauillac 1er Cru Classé

Lot 141
1 Imperial, OWC | Overall: Great | Label: Back label slightly bin soiled | RP 98

Est. HK$ 30,000HK$ 55,000

BEST OF BRUNELLO

Lot 107
5 Bottles | 1.RP 90, 3.RP 94, 4.WA 96+

Est. HK$ 12,000HK$ 20,000

1/
1994 Soldera Brunello di Montalcino Riserva(1)
Overall: Great, Ullage: Base neck, Label: Bin soiled

2/
1998 Soldera Brunello di Montalcino Riserva(1)
Overall: Great, Label: Very slightly scratched, Cork: Very slightly sunken

3/
2007 Tenuta Biondi Santi Brunello di Montalcino(1)
Overall: Great, Label: Very slightly creased neck label

4/
2013 Tenuta Biondi Santi Brunello di Montalcino(2)
Overall: Perfect

If Biondi Sandi represents the origins and history of Italian Brunello, then the top quality maybe represented by Soldera. Don’t miss out!

07 & 08 SINE QUA NON

Lot 191
3 Bottles, 2 Magnums | #1&#2 Overall: Great, Capsule: Wax | #3 & #4 Overall: Perfect, Capsule: Wax | 1.WA 98, 2.WA 97, 3.WA 95, 4.WA 95
Est. HK$ 12,000HK$ 20,000

1/
2007 Sine Qua Non Dangerous Birds Syrah(1)
Label: Very slightly scratched back label 

2/
2007 Sine Qua Non Pictures Grenache (1 Magnum)
Label: Slightly bin soiled back label 

3/
2008 Sine Qua Non B-20 Syrah (1 Magnum)

4/
2008 Sine Qua Non B-20 Syrah (2)

TAKAHIKO EXPERIENCE

Lot 225
5 Bottles
Est. HK$ 10,000HK$ 17,000

1/
2014 Takahiko Nana-Tsu-Mari Pinot Noir(1)
Overall: Great, Label: Very slightly wrinkled, Capsule: Wax

2/
2015 Takahiko Nana-Tsu-Mari Pinot Noir(1)
Overall: Perfect, Capsule: Wax

3/
2016 Takahiko Nana-Tsu-Mari Pinot Noir(1)
Overall: Great, Label: Very slightly wrinkled, Capsule: Wax

4/
2017 Takahiko Nana-Tsu-Mari Pinot Noir(1)
Overall: Great, Label: Very slightly bin soiled, Capsule: Wax

5/
2018 Takahiko Nana-Tsu-Mari Pinot Noir(1)
Overall: Great, Label: Bin soiled, Capsule: Wax, slightly cracked

1939 Glenlivet Gordon & MacPhail George & J.G. Smith’s

Lot 8045
1 Bottle, Overall: Perfect | Label: Italy import, Abv: 40%, Vol: 750ml | Other: Single Malt

Est. HK$ 7,000 – HK$ 12,000

1968 Macallan 18 Year Old Sherry Wood

Lot 8091
1 Bottle, Overall: Great | Label: Very slightly bin soiled, very slightly torn, Bottled: 1987, Barrel Type: Sherry wood | Abv: 43%, Vol: 750ml, Other: Single Malt | WF 91

Est. HK$ 18,000HK$ 30,000

KEEPERS OF THE QUAICH EXCLUSIVE BOXED COLLECTORS’ SET

Lot 8046
4 Bottles, GB | WF 91 (Talisker , Highland Park)

Est. HK$ 12,000HK$ 20,000

1998 Strathisla 18 Year Old, #99642(1)

1998 Talisker 18 Year Old, #6829(1)

1998 Highland Park 19 Year Old, #7667(1)

2000 Glenfiddich 19 Year Old, #3238(1)

Overall: Great, Ullage: Top shoulder (Strathisla), others perfect, Bottled: 16th August 2016 (Strathisla), 27th July 2017 (Talisker), 20th June 2018 (Highland Park), 26th July 2019 (Glenfiddich), Bottle Number: 43 of 50 box set, Barrel Type: Refill sherry (Strathisla), refill sherry butt (Talisker), refill American hogshead (Highland Park), refill American oak hogshead (Glenfiddich), Abv: 59.4% (Strathisla), 56.6% (Talisker), 55.7%(Highland Park), 57.4% (Glenfiddich), Vol: 700ml, Other: Single malt, 529 (Strathisla), 618 (Talisker), 297(Highland Park), 262 (Glenfiddich) bottles produced, 50 box sets produced

Sketch of Al Capone

Lot 5001
45*55 cm
Est: HK$ 32,000-70,000

Milton Bernal Castro paints in oil on manufactured paper material (which in itself is a work of art, the making of these as handmade products) and the textures that simulate fabric, or other areas of the figure he paints, with inlays of natural tobacco leaves that are chemically treated through a conservation process that ensures that neither pigmentations nor plasticity are lost, and of course that they are preserved over time.

Sketch of the Dancer at Tropicana, La Habana Cuba

Lot 5002
45*55 cm
Est: HK$ 32,000-70,000

We continue to accept consignments for our next Auction – Please contact us for an estimation on your collection.
Email: consignment@madison-auction.com
Tel: +852 3188 6613

Madison Auction

Unit 801, 8/F, One Island South, 2 Heung Yip Road, Wong Chuk Hang, H.K
+852 3188 6613
www.madison-auction.com

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SOURCE Madison Auction Limited

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Great Place To Work names Invisors on the 2026 Best Workplaces for Women List, Ranking no.65

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Invisors named a UK’s Best Workplaces for Women™!

GLASGOW, Scotland, July 24, 2026 /PRNewswire/ — Invisors, a Workday Services Partner has officially been recognized as one of UK’s Best Workplaces for Women 2026™, in 65th place out of the 350 ranked organisations.

Invisors’ values and culture are among the reasons women at our organisation say it is a great place to work. Discover how the team brings this philosophy to life at invisors.com/company-overview.

The 2026 UK’s Best Workplaces for Women list is made up of employers whose people have told Great Place To Work® UK they work for a place that is inclusive and equitable for all. The 350 companies on the list are committed to ensuring a reasonable balance of women and men across the organisation; removing barriers to women’s career advancement; and creating workplaces where all employees, regardless of gender, can flourish.

“I’m incredibly proud to see Invisors recognized as a Top Place for Women to Work. This award reflects the culture we’ve built together—one that values inclusivity, flexibility and empowerment. It’s a place where people are supported to bring their whole selves to work, grow their careers and strive for excellence every day.” Jennifer Donnelly-Corbett, EMEA Manager, HCM and Absence at Invisors.

Benedict Gautrey, Managing Director of Great Place To Work UK says:

“This year’s UK’s Best Workplaces for Women list celebrates businesses making a genuine difference day to day, not just in what they say, but in how people experience work. What matters most is that this recognition comes directly from women working in these organisations, who tell us they feel supported, valued, and able to grow.

Our research demonstrates that these organisations creating high-trust environments deliver stronger results, whether in financial outcomes, impact, or service delivery, alongside greater agility and resilience in the face of change.

Congratulations to Invisors for creating an environment where inclusion is clearly felt in practice.” 

Matt Smith, Managing Director, Global HR Operations, Invisors “Being named as one of the UK’s Best Workplaces for Women list is an achievement because it reflects what our people actually experience, not just what we aspire to. We’ve worked to build an environment where career growth and success aren’t something women have to fight for — it’s built into how we operate. This recognition is a great step in the journey, not the finish line, and we’re committed to keeping that bar high as Invisors grows within the UK.”

About Invisors

As a certified Workday Services Partner, Invisors helps clients leverage their organisational data to make better-informed business decisions through the deployment of Workday. Invisors’ success is measured by their clients’ ability to achieve their big-picture vision. From initial deployments to ongoing projects, Invisors is dedicated to elevating perspectives and transforming results. To learn more, visit invisors.com

About Great Place To Work®

Great Place To Work® is the global authority on workplace culture, helping organisations to create exceptional, high-performing workplaces where employees feel trusted and valued. The UK’s Best Workplaces for Women™ enables these outstanding organisations to celebrate their achievements, build their employer brand, and inspire others to take action. For more information, visit www.greatplacetowork.co.uk.

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SOURCE Invisors

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Auction Direct USA in Raleigh, NC, Makes It Easy to Shop for Used Vehicles Online

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RALEIGH, N.C., July 24, 2026 /PRNewswire/ — Auction Direct USA in Raleigh, NC, helps shoppers browse used-vehicle inventory, compare options, and complete key steps of the buying process online for a faster, more convenient shopping experience.

Auction Direct USA in Raleigh, NC, is simplifying the used vehicle shopping experience by offering convenient online tools that help drivers browse inventory, compare options, and begin the purchasing process from the comfort of home.

With a user-friendly website, shoppers can explore an extensive selection of used cars, trucks, and SUVs that fit a variety of budgets and lifestyles. Detailed vehicle listings provide important information, including photos, key features, specifications, pricing, and availability, allowing customers to make informed decisions before visiting the dealership.

The online platform also makes it easy to narrow vehicle choices using search filters for make, model, body style, price range, mileage, model year, and other preferences. These features help shoppers quickly find vehicles that meet their individual needs while saving valuable time.

In addition to browsing inventory, customers can use several digital shopping tools to streamline the buying process. Visitors can estimate monthly payments, value a trade-in, complete a finance application, and schedule a test drive online. These resources allow shoppers to prepare for their dealership visit with greater confidence and convenience.

Auction Direct USA in Raleigh, NC, regularly updates its online inventory, giving customers access to fresh vehicle selections as they become available. Whether someone is searching for a dependable commuter car, a family-friendly SUV, or a capable pickup truck, the website provides an efficient way to explore available options before stepping into the showroom.

The dealership remains committed to delivering a straightforward, customer-focused buying experience by combining a wide range of high-quality used vehicles with digital tools that simplify every stage of the shopping journey.

Drivers looking to begin their search can visit Auction Direct USA in Raleigh, NC, or browse the current inventory online to compare vehicles and take advantage of convenient shopping resources before visiting the dealership in person.

About Auction Direct USA in Raleigh, NC

Auction Direct USA in Raleigh, NC, offers a diverse inventory of quality used cars, trucks, and SUVs to meet a wide range of driving needs and budgets. By combining a customer-focused approach with convenient online shopping tools, the dealership helps make finding and purchasing a used vehicle simple, efficient, and enjoyable.

Media Contact: Tony Kicinski, 844-678-8048, tonyk@auctiondirectusa.com

 

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FLAGSTAR BANK, N.A. ANNOUNCES $250 MILLION SHARE REPURCHASE PROGRAM

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Board of Directors Authorizes Repurchase of Up to $250 Million of Outstanding Common Stock, Reflecting the Bank’s Strong Capital Position and Commitment to Long-Term Shareholder Value

HICKSVILLE, N.Y., July 24, 2026 /PRNewswire/ — Flagstar Bank, N.A. (NYSE: FLG) (the “Bank”) today announced that its Board of Directors has authorized a common stock repurchase program under which the Bank may repurchase up to $250 million of its outstanding common stock over the next 12-month period.

Commenting on the repurchase program, Joseph M. Otting, Executive Chairman and Chief Executive Officer stated, “We are pleased to announce our stock buyback program, which reflects the meaningful progress we have made in executing our strategic plan, the strength of the balance sheet, and Flagstar’s long-term growth prospects. We have consistently maintained capital levels well above regulatory requirements, and we believe that returning capital to our shareholders through a share repurchase program represents a compelling and disciplined use of our excess capital at this time.

“We remain deeply committed to serving our customers and communities and we are confident that this program — alongside our continued investment in our people, products, systems, and technology — will deliver sustainable, long-term value for our shareholders.”

Repurchases may be conducted through open-market purchases, which may include purchases under a trading plan adopted pursuant to Securities and Exchange Commission Rule 10b5-1, or through privately negotiated transactions. The timing and exact amount of any share repurchases will be subject to a variety of factors, including the availability of stock for repurchases, the Bank’s capital position and financial performance, regulatory considerations, and general market conditions. The share repurchase program does not obligate the Bank to acquire any specific number of shares and may be modified, suspended, or discontinued at any time without prior notice. Any future stock repurchase programs would be subject to the approval of the Board of Directors and other various factors, including the Bank’s liquidity, capital position and financial performance, accounting and regulatory considerations, and general market conditions.

Flagstar Bank, N.A.

Flagstar Bank, N.A. is one of the largest regional banks in the country and is headquartered in Hicksville, New York. At June 30, 2026, the Bank had $87.7 billion of assets, $61.2 billion of loans, deposits of $67.5 billion, and total stockholders’ equity of $8.1 billion. Flagstar Bank, N.A. operates approximately 340 locations across nine states, with strong footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in fast-growing markets in Florida and the West Coast.

Cautionary Statements Regarding Forward-Looking Language

This press release may include forward‐looking statements by us and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding, among other things: (a) revenues, earnings, loan production, asset quality, liquidity position, capital levels, risk analysis, divestitures, acquisitions, and other material transactions, among other matters; (b) the future costs and benefits of the actions we may take; (c) our assessments of credit risk and probable losses on loans and associated allowances and reserves; (d) our assessments of interest rate and other market risks; (e) our ability to achieve profitability goals within projected timeframes and to execute on our strategic plan, including the sufficiency of our internal resources, procedures and systems; (f) our ability to execute our capital management strategies, including our ability to complete our current stock repurchase program and to implement future stock repurchase programs; (g) our ability to attract, incentivize, and retain key personnel and the roles of key personnel; (h) our ability to achieve our financial and other strategic goals, including those related to our recent holding company reorganization, which was completed in October 2025 (the “Reorganization”), our merger with Flagstar Bancorp, Inc., which was completed in December 2022, our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction, which was completed in March 2023, and our ability to comply with the heightened regulatory standards with respect to governance and risk management programs to which we are subject as a national bank with assets of $50 billion or more; (i) the impact of the $1.05 billion capital raise we completed in March 2024; (j) the conversion or exchange of shares of our preferred stock; (k) the payment of dividends on shares of our capital stock, including adjustments to the amount of dividends payable on shares of our preferred stock; (l) the dilution of existing equity holders associated with future equity awards and stock issuances; (m) the effects of the reverse stock split we effected in July 2024; and (n) the impact of the 2024 sale of our mortgage servicing operations, third party mortgage loan origination business, and mortgage warehouse business.

Forward‐looking statements are typically identified by such words as “believe,” “expect,” “anticipate,” “intend,” “outlook,” “estimate,” “forecast,” “project,” “should,” “confident,” and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time. Additionally, forward‐looking statements speak only as of the date they are made; we do not assume any duty, and do not undertake, to update our forward‐looking statements. Furthermore, because forward‐looking statements are subject to assumptions and uncertainties, actual results or future events could differ, possibly materially, from those anticipated in our statements, and our future performance could differ materially from our historical results.

Our forward‐looking statements are subject to, among others, the following principal risks and uncertainties: general economic conditions and trends, either nationally or locally; conditions in the securities, credit and financial markets; changes in interest rates; changes in deposit flows, and in the demand for deposit, loan, and investment products and other financial services; changes in real estate values; changes in the quality or composition of our loan or investment portfolios, including associated allowances and reserves; changes in future allowance for credit losses, including changes required under relevant accounting and regulatory requirements; the ability to pay future dividends; the ability to implement future stock repurchase programs, which are subject to the approval of the Board of Directors and other various factors, including the Bank’s liquidity, capital position, and financial performance, accounting and regulatory considerations, as well as general market conditions; changes in our capital management and balance sheet strategies and our ability to successfully implement such strategies; our ability to achieve the anticipated benefits of the Reorganization; changes in our Board of Directors and our executive management team; changes in our strategic plan, including changes in our internal resources, procedures and systems, and our ability to successfully implement such plan; changes in competitive pressures among financial institutions or from non‐financial institutions; changes in legislation, regulations, and policies; changes relating to rent regulation and housing, including recent legislative action in New York City to freeze rents on certain rent-regulated properties; the impacts of tariffs, sanctions and other trade policies of the United States and its global trading counterparts; the outcome of federal, state, and local elections and the resulting economic and other impact on the areas in which we conduct business; the impact of changing political conditions or federal government shutdowns; the imposition of restrictions on our operations by bank regulators; the outcome of pending or threatened litigation, or of investigations or any other matters before regulatory agencies, whether currently existing or commencing in the future; our ability to comply with heightened regulatory standards with respect to governance and risk management programs to which we are subject as a national bank with assets of $50 billion or more; the restructuring of our mortgage business; our ability to achieve anticipated cost savings and enhanced efficiencies with respect to our balance sheet and expense reduction strategies; the impact of failures or disruptions in or breaches of our operational or security systems, data or infrastructure, or those of third parties, including as a result of cyberattacks or campaigns; the impact of natural disasters, extreme weather events, civil unrest, international military conflict, terrorism or other geopolitical events; and a variety of other matters which, by their nature, are subject to significant uncertainties and/or are beyond our control. Our forward-looking statements are also subject to the following principal risks and uncertainties with respect to our merger with Flagstar Bancorp, which was completed in December 2022, and our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction, which was completed in March 2023: the possibility that the anticipated benefits of the transactions will not be realized when expected or at all; the possibility of increased legal and compliance costs, including with respect to any litigation or regulatory actions related to the business practices of acquired companies or the combined business; diversion of management’s attention from ongoing business operations and opportunities; the possibility that we may be unable to achieve expected synergies and operating efficiencies in or as a result of the transactions within the expected timeframes or at all; and revenues following the transactions may be lower than expected.

More information regarding some of these factors is provided in the Risk Factors section of our Annual Report on Form 10‐K for the year ended December 31, 2025, and in other reports we file with the Office of the Comptroller of the Currency (the “OCC”) and voluntarily file with the Securities and Exchange Commission (the “SEC”), and which are also available on our Investor Relations website. Our forward‐looking statements may also be subject to other risks and uncertainties, including those we may discuss in this news release, on our conference call, during investor presentations, or in our securities disclosure filings. All such files are accessible on our website at ir.flagstar.com, on the OCC’s website at www.occ.gov, and on the SEC’s website at www.sec.gov.

Investor Contact:
Salvatore J. DiMartino
(516) 683-4286

Media Contact:
Jessica Torchia
(248) 312-6451

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SOURCE Flagstar Bank, N.A.

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