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What Academic Excellence Actually Measures

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HO CHI MINH CITY, Vietnam, May 28, 2026 /PRNewswire/ — About the author: Mr. Marco Longmore is Head of School at the International School Ho Chi Minh City (ISHCMC), one of Vietnam’s leading international schools offering the full IB continuum from Early Years to Grade 12. ISHCMC has served the international community of Ho Chi Minh City for more than 30 years.

Perhaps, the most important question a parent can ask is ‘How do I know if my child is getting an excellent education?’ In my experience, most parents expect me to respond with a list of IB scores, university destinations, or league table rankings. And I understand why. These are the metrics the international school sector has trained families to look for. They are visible, comparable, and satisfying in their simplicity.

But they are only part of the story and at ISHCMC, we have spent more than 30 years learning that the part they leave out is often the most important part of all.

Let me be clear. We are very proud of our academic outcomes, past and present. Our students consistently achieve an average IB score of 34, meaningfully above the global average of 30. Our university placement rate is 100%, with 98% of graduates securing places at their first-choice institution. These are not numbers we take for granted. They are evidence of genuine intellectual effort, superb teaching, and a culture that takes learning seriously.

But if you ask me what those numbers actually represent, I will tell you: they are the visible surface of something much deeper. They are the result of an education, one that is concerned with who a student is becoming as well as the academic score they are achieving. Our IB average of 34 is evidence of a culture of intellectual ambition where students are encouraged to think deeply, take intellectual risks, and pursue their passions. 

I will often say that at ISHCMC we take education seriously and rightly so.  But just because it is serious, it does not need to be complicated.  Get the basics right. The basics are that we educate to grow the mind, the body, and the heart. That is the strength of a premium education worldwide.

Beyond Grades: A More Complete Picture Of Learning

At ISHCMC, we track something we call learning capacity.  This is the ability of a student not just to perform on a given test, but to grow, adapt, and sustain intellectual curiosity over time. It is the difference between a student who learns for an exam and one who learns for life. As William Butler Yeats famously wrote, “Education is not the filling of a pail, but the lighting of a fire.”

That distinction sits at the heart of how we think about learning at ISHCMC. Our responsibility is not simply to deliver knowledge, but to ignite the intellectual curiosity that sustains learning far beyond school.

One of the most powerful tools we use to measure this is MAP (Measures of Academic Progress) data, which tracks individual learning trajectories from Grade 3 through Grade 10. Rather than simply recording where a student lands, MAP shows us where they started, how fast they are growing, and whether our teaching is reaching every child, not just the most academically confident ones. Progress, not just performance, is what drives our decisions.

Then there is our bilingual diploma rate. Currently 57% of our IBDP students are pursuing the full bilingual diploma, more than double the global rate of 23%. I regard this as one of the most striking indicators of intellectual ambition and cultural competence in our school community. Earning a bilingual diploma requires a student to master complex, abstract concepts across multiple languages. It demands cognitive flexibility, disciplined effort, and the courage to work in discomfort. It is not easy. That is precisely why we celebrate it.

Consider one of our current Grade 11 students, Huan-Ming Chang, who has just been selected as a Global Finalist for the 2026 GENIUS Olympiad, an international environmental project competition with a 25% acceptance rate. Out of thousands of submissions worldwide, his project advanced to the final stage at Rochester Institute of Technology in New York. What strikes me about his story is not the competition selection itself. It is the intellectual journey: the research questions he refined, the environmental challenges he grappled with, the growing confidence in his own voice as a problem-solver. The competition will open doors. The journey has already shaped who he is becoming.

Across our school, we see this reflected in learning dispositions that we explicitly develop and assess such as curiosity, resilience, collaboration, and ethical reasoning. These are not soft add-ons to a rigorous curriculum. They are the foundations on which rigorous learning is built. They are also precisely the qualities that employers, universities, and communities most need from the next generation of graduates. With 95+ student activities and 26+ IPAA programmes, we create a structured space for these dispositions to develop, not by accident, but by design.

How ISHCMC Develops Confident, Capable Learners

The institutional conditions that make this possible are not accidental. They are the product of deliberate, sustained investment over three decades.

ISHCMC offers the full IB continuum from Early Years through to Grade 12, one of the few schools in Vietnam to do so. This matters because genuine educational continuity allows us to track and support each student’s growth across their entire school career. A child who joins us in Primary is not starting over when they enter Secondary. Their teachers know them. Their learning profile is understood. Their growth trajectory is actively monitored and supported.

Our faculty are experienced international educators who bring both subject expertise and pedagogical depth. But what distinguishes our teachers is something harder to quantify: their commitment to knowing their students. At ISHCMC, academic rigour and pastoral care are not in tension but are deliberately integrated. Our robust wellbeing systems exist not as a safety net for students who fall through, but as a framework that allows every student to take intellectual risks without fear of being unsupported.

In 2025, ISHCMC was recognised as an Apple Distinguished School, an acknowledgement that we are not simply adopting technology, but thoughtfully integrating it in ways that enhance learning rather than substitute for it. Our 1:1 technology programme with iPads from Grade 2 to 5, MacBooks from Grade 6 to 12, gives students fluency with the digital tools they will use throughout their careers, alongside the critical thinking skills to use them wisely.

For students approaching the final years of their schooling, we offer three senior pathways and 34+ IBDP course options, allowing genuine personalisation. Academic excellence, in our view, does not look the same for every student. A student who finds their intellectual passion in visual arts and earns a strong IB score in that discipline has achieved something just as significant as one who excels in mathematics. Our Makerspaces, Innovation Centre, and the breadth of our co-curricular programmes are designed to ensure that every student can find and pursue their own area of excellence.

Our community of 60+ nationalities is not a marketing statistic. It is a living curriculum. Students who learn alongside peers from different cultural backgrounds who navigate genuine disagreement, celebrate unfamiliar traditions and build friendships across differences are developing competencies that no examination can fully assess but that every institution and employer values deeply.  At ISHCMC, academic rigour and pastoral care are not in tension but are deliberately integrated.

What Parents Should Look For In A School

Over the years, I have spoken with hundreds of prospective families. The most thoughtful conversations are rarely about our IB average. They are about the questions parents are not quite sure how to ask, the ones that are concerned about what really matters for their child.

So here is the framework I offer to every family that visits us. When evaluating any school, including ours, ask these questions and listen carefully to how the school answers them. ‘How do you measure student growth over time and not just outcomes, but the rate of learning itself?’ A school that can answer this question with specific data and individual examples is a school that genuinely knows its students.

Another one to ask is, ‘How do you support students who struggle?’ Excellence is not a destination reached only by the naturally gifted. It is something built, often through difficulty. The quality of a school’s response to challenges, its pastoral systems, its academic support, its culture around failure would tell you more about its values than any league table position.

Perhaps, you can ask ‘What happens when a student fails?’ The answer to this question reveals a school’s deepest beliefs about learning. Schools that treat failure as evidence of inadequacy produce students who avoid risk. Schools that treat failure as a necessary part of growth produce students who innovate.

And finally, ask ‘How do you develop character alongside academics?’ Any school that separates these two things has misunderstood both of them.

One of our alumni, now ten years out of ISHCMC, is a camera operator at Seven Network in Sydney. When we asked what ISHCMC gave him, he spoke about belonging: “The school fostered my passion for filmmaking. There were supportive teachers and classmates who believed in what I was trying to do and guided me toward the right path.” The IB prepared him for university. But it was learning in a community that nurtured his passions that prepared him for everything else. That is the education we are trying to deliver.

The Future of International Education

We are educating students for a world that is moving faster than any curriculum can fully anticipate. The World Economic Forum’s research on the skills of the future consistently identifies critical thinking, adaptability, cultural competence, and complex problem-solving as the most valuable capacities graduates can develop. These are not separable from academic excellence but are the deepest expression of it. As John Dewey observed, “Education is not preparation for life; education is life itself.”

In a world of increasing complexity, this reminds us that education cannot be reduced to a set of outcomes or credentials. It must be understood as a lived experience, one that shapes how students think, act, and contribute long before and long after they leave school.

At ISHCMC, we have been working on this for more than 30 years. We carry the legacy of an institution that was built on the belief that excellent education is about developing human beings, their intellect, their character, their sense of belonging, and their capacity to shape a future that is better than the one they inherited.

That legacy is not a museum piece. It is our daily work. It is the teacher who stays late to help a student work through a concept they have not yet grasped. It is in the student community that genuinely includes every child, regardless of where they started. It is in the graduate who is not only admitted to a great university but who arrives there prepared for the intellectual challenge, the social complexity, and the personal growth that awaits them.

The IB score matters. But it matters most as evidence of something deeper: a young person who has learned how to learn, who knows who they are, and who is ready to shape their future with confidence and purpose.

If you are exploring schools for your child and asking the right questions, the ones that go beyond rankings and scores, I would very much welcome the opportunity to show you what that education looks like in practice.

Excellence at ISHCMC is not an outcome we chase. It is a standard we hold, one that has shaped generations of learners, and that we believe empowers students to think critically, act ethically, and lead with confidence on the global stage. That is the legacy we are proud to continue.

ISHCMC AT A GLANCE

34 Average IB Diploma score (vs 30 global average)
100% University placement rate | 98% first-choice success
57% Bilingual Diploma rate (vs 23% globally)
60+ Nationalities in our school community
95+ Student activities and co-curricular programmes
26+ IPAA programmes supporting holistic development
34+ IBDP course options across 3 senior pathways
30+ Years of educational excellence in Ho Chi Minh City
2025 Apple Distinguished School: AI-supported learning

 

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SOURCE International School Ho Chi Minh City (ISHCMC)

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FOMO Pay Partners with Sumsub to Further Strengthen Its Compliance Infrastructure as It Expands Across Markets

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Sumsub’s verification, monitoring, and risk solutions support FOMO Pay in scaling its compliance operations while adapting to evolving regulatory requirements.

SINGAPORE, Oct. 5, 2026 /PRNewswire/ — Sumsub, the first AI-powered trust infrastructure for compliance operations at scale, is partnering with FOMO Pay, a leading Singapore-headquartered payment institution, as FOMO Pay continues to expand its existing technology infrastructure alongside its growth across markets. Sumsub’s solutions form part of this broader technology infrastructure, adding capabilities across areas including identity and business verification and transaction monitoring to support evolving regulatory and operational requirements.

FOMO Pay’s business currently spans Southeast Asia, the Greater Bay Area, and the Middle East and North Africa, where compliance requirements can vary significantly between economies. 

Financial institutions are facing increasingly sophisticated and coordinated fraud threats across global markets. Sumsub’s Identity Fraud Report 2025-26 found that multi-step, resource-intensive attacks powered by AI rose 180% year-on-year globally in 2025. The Middle East (19.8%) recorded the fastest regional fraud growth year-on-year in 2025, followed by APAC (16.4%). AI-enabled deepfakes remain a particular concern in APAC, with incidents rising 158% in Singapore and 147% in Hong Kong year on year in 2025. These evolving risks, alongside local regulatory requirements, highlight the importance for scalable, connected compliance infrastructure that can support FOMO Pay’s operations across different global markets.

“As financial services become increasingly interconnected across markets, businesses need technology and compliance infrastructure that can evolve alongside their operations. At FOMO Pay, we continuously develop our processes and technology to support our expanding footprint and changing regulatory requirements,” said Leona Gan, Director of Business Development at FOMO Pay. “Our partnership with Sumsub adds further capabilities to our verification and compliance workflows, complementing the broader infrastructure we have in place as we scale across markets.”

FOMO Pay uses Sumsub’s modular, API-first platform as an additional solution within its existing technology infrastructure, further optimizing relevant workflows across different customer segments and markets. Sumsub supports more than 14,000 identity document types from over 220 countries and territories, and its proprietary Liveness detection technology serves as an additional layer of safeguard, being capable of identifying up to 99.98% of deepfake attempts in a single scan.

The platform also provides capabilities for business verification, ownership verification and AML screening as part of FOMO Pay’s onboarding and compliance workflows.

Beyond onboarding, FOMO Pay uses Sumsub’s transaction monitoring tools to further strengthen its existing approach to reviewing customer transactions and account activity for potential risks. This ensures end-to-end compliance coverage for FOMO Pay’s global operations.

“Payments and digital assets are converging, and customers increasingly move between services, platforms, and markets. For highly regulated sectors like financial services, trust and compliance must keep pace with these developments,” said Penny Chai, Vice President, APAC at Sumsub. “Our partnership with FOMO Pay reflects the growing need for scalable compliance operations, enabled by trust infrastructure that can adapt to evolving regulations and emerging fraud risks as financial services become more interconnected.”

Looking ahead, FOMO Pay will continue developing its digital financial infrastructure across global payments, global business accounts, and digital assets while exploring how AI and automation can play a greater role across its products and services.

About Sumsub

Sumsub is the first AI-powered trust infrastructure for compliance operations at scale. It connects identity and business verification, fraud prevention, transaction monitoring, and risk workflows, helping teams reduce manual work and enter new markets.

Trusted by over 4,000 clients across financial services, crypto, mobility, trading, marketplaces, education, and iGaming, including  Bybit, Bitpanda, Wirex, Avis, Vodafone, Duolingo, Kaizen Gaming, and Bancaribe.

About FOMO Pay

Founded in 2015, FOMO Pay is a payment institution licensed in Singapore, Hong Kong and the Middle East. The firm has become a leading one-stop digital payment, digital banking, and digital asset solution provider. It is currently building Asia’s fully licensed financial platform, helping institutions and businesses connect between traditional and next-generation financial services. The firm offers its three flagship products:

FOMO Payment – One-stop digital payment solution for merchants, corporates and financial institutionsFOMO iBiz – Facilitate businesses’ everyday requirements for transactional banking needsFOMO Treasury – Corporate cash management and investment solutions for liquidity optimisation and earning yield

Visit www.fomopay.com for more information.

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SOURCE FOMO Pay; Sumsub

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Radha Exports partners with Körber for advanced warehouse automation in Singapore

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SINGAPORE, Oct. 5, 2026 /PRNewswire/ — Körber today announced a new partnership with Radha Exports Pte Ltd (Radha) to deploy a high-density automated pallet storage and interfloor conveying system. The technology will be integrated into Radha’s new state-of-the-art facility on Pandan Road, Singapore, enhancing operational efficiency across their operations.

Established in 1995, Radha is a leading FMCG retailer in Singapore, operating more than 200 outlets through ABC Bargain Centre, ValuDollar and Japan Home. As an importer, wholesaler and retailer, Radha sought a future-ready solution to optimise space, streamline material flow and support continued growth.

To meet these requirements, Körber engineered a solution that integrates a five-floor interfloor pallet lifter system with advanced smart shuttle technology. This high-density automated storage system will accommodate nearly 9,000 pallets within a compact volumetric space of approximately 61,200 m³, enabling seamless, accelerated goods movement across multiple facility levels.

Körber will integrate its Warehouse Control System (WCS) with Radha’s Warehouse Management System (WMS), linking storage and material flow to create a coordinated warehouse operation.

“As our retail footprint expands, automation has become essential to managing higher volumes and accelerating fulfillment. Körber partnered closely with our team to understand our operational needs and develop a scalable solution that meets today’s needs while supporting future growth,” commented Sunil Advani, Chief Operating Officer, Radha Exports Pte Ltd.

For Körber, the project demonstrates the value of combining proven technologies with a customer-focused approach. Louis Kok, Head of Marketing & Sales, Körber Business Area Supply Chain Singapore, said: “Radha’s multi-floor operations demanded a customized approach. Through transparent communication and close collaboration, we developed a system tailored to their workflows, building on our track record of delivering warehouse automation solutions in Singapore and across Southeast Asia.”

“Across APAC, different industries and markets present varying growth opportunities. Our vertical strategy helps us recognize these market dynamics and bring the right solutions and capabilities together with the industry expertise, to respond to specific requirements of our customers by creating greater value for our customers and Radha Exports Pte Ltd is a perfect example,” says Suunil Dabral, Senior Vice President & Regional Head APAC, Körber Business Area Supply Chain.

About Körber’s Business Area Supply Chain 

Supply chains are growing more complex every day. At Körber, we provide a comprehensive range of proven, end-to-end supply chain solutions tailored to any business size or growth strategy. Our customers optimize their supply chains through a portfolio spanning software, automation, mail and parcel solutions, robotics, and material handling, supported by the expertise to tie it all together. By connecting technologies and capabilities across the entire supply chain, Körber helps businesses turn their operations into a competitive advantage with leading technology to fuel what’s next.

The Business Area Supply Chain is part of Körber, a global technology company for intelligent manufacturing and supply chains solutions. Find out more on www.koerber.com.

Inquiries:

Louis Kok
Head of Marketing & Sales
Körber Supply Chain SG Pte Ltd
+65 6841 7073
info.sc.sgp@koerber-supplychain.com

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Nearly Half of Asia Pacific Consumers Open to Using Stablecoins in the Next Five Years, Visa Study Finds

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Findings from Visa Consumer 360 research, surveying 14,250 consumers across 14 Asia Pacific markets, point to growing interest in stablecoins.

SINGAPORE, Oct. 5, 2026 /PRNewswire/ — Visa, a world leader in digital payments, today released new survey findings on stablecoin awareness and consumer sentiment in Asia Pacific. The research reveals growing interest in practical uses such as everyday spending, travel and cross-border money movement, while limited understanding and concerns around trust remain barriers to wider use.

As stablecoins move beyond their crypto-native roots, consumers are beginning to view them less as a crypto-trading instrument and more as a potential tool for everyday spending, travel and cross-border transfers. Yet misconceptions remain widespread, with close to half believing stablecoins can only be used to buy or sell other cryptocurrencies. Turning this interest into everyday utility will depend on making stablecoins easier to understand and use through trusted, familiar and regulated payment experiences.

“We’re seeing a meaningful shift in how consumers across Asia Pacific think about stablecoins,” said Nischint Sanghavi, Head of Digital Currencies, Asia Pacific at Visa. “Consumers are beginning to see how stablecoins could support the ways they already spend and move money, particularly through online purchases, travel and cross-border transfers. The opportunity now is to turn that interest into trusted and familiar payment experiences that work at scale.”

Consumers show rising interest in everyday stablecoin use

Across Asia Pacific, 46% of consumers say they are likely to use stablecoins within the next five years, compared with 16% who have used them in the past 12 months. Interest extends to everyday online purchases, travel spending and overseas shopping, pointing to potential use beyond investment or crypto trading. Cross-border money movement is another area of potential, with 49% believing stablecoins could become a common way to move money across borders within five years.

This points to possible relevance for remittances, international transfers and other payment needs. Yet understanding has not caught up with these emerging use cases: 49% of consumers who are aware of stablecoins still believe they can only be used to buy and sell other cryptocurrencies.

Market-level findings show where stablecoin awareness and intent are strongest across Asia Pacific. Hong Kong (84%), India (80%) and Thailand (77%) recorded the highest awareness, while Vietnam (67%) and India (67%) showed the strongest intent to use stablecoins within the next five years. These findings highlight the importance of making stablecoins available through secure payment experiences consumers already recognise and trust. Visa is already working with banks, regulated financial institutions and payment partners to connect stablecoin capabilities with familiar ways to pay and move money.

Stablecoin awareness is mainstream, but trust and understanding remain barriers

Stablecoins have entered mainstream awareness across Asia Pacific, with 66% of consumers aware of them. Yet only 6% demonstrate an accurate understanding of how stablecoins work, while misconceptions remain with 41% believing that stablecoins always increase in value.

Trust is also holding consumers back. Among those who are aware of stablecoins but have never used them, 38% cite concerns about fraud or scams, while 36% point to a lack of understanding. Consumers show the strongest preference for regulated institutions, with government or central bank-linked entities (27%) and banks or regulated financial institutions (26%) ranking as the most trusted providers.

While interest is growing, adoption will depend less on awareness alone and more on whether stablecoins can be made understandable, secure and useful in everyday payment contexts. The findings underscore the need for trusted and familiar ways to access stablecoins. Visa is working with banks, regulated financial institutions and payment partners to bring greater security, compliance and usability to stablecoin-enabled experiences, including through the Visa Stablecoin Platform, which helps clients mint, move and manage stablecoins.

“This research confirms what we’ve been building toward,” added Nischint. “Consumers want stablecoins to feel like a natural part of the payments they already trust, not a separate system. Our role is to connect emerging stablecoin technology with the secure, familiar payment experiences consumers rely on every day.”

About Visa Consumer 360 study

The Visa Consumer 360 study was commissioned in 2026, with fieldwork conducted between June and July 2026. The study surveyed 14,250 consumers aged 18 to 65 across 14 Asia Pacific markets: Mainland China, Taiwan, Hong Kong, Japan, Korea, Singapore, Malaysia, Thailand, Indonesia, the Philippines, Vietnam, India, Australia and New Zealand.

About Visa

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.

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SOURCE Visa Worldwide Pte Ltd

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