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Achieve closes $261 million HELOC securitization

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Ninth securitization of Achieve HELOCs brings cumulative issuance to more than $1.7 billion

SAN MATEO, Calif., Aug. 6, 2026 /PRNewswire/ — Achieve, the leader in digital personal finance, announces the July 30 close of a $261.5 million, AAA-rated securitization backed by newly originated home equity lines of credit (HELOCs).

The securitization, ACHM Trust 2026-HE1, includes six classes of rated mortgage-backed notes and three classes of unrated mortgage-backed notes. The deal is backed by 3,129 HELOCs originated by Achieve Home Loans. The deal was co-sponsored by Achieve and Canyon Partners, LLC. Deutsche Bank Securities served as structuring agent and lead bookrunner, Barclays and Jefferies each served as a joint bookrunner and Guggenheim and Texas Capital each served as co-managers.

As of the June 30, 2026, cutoff date, the HELOCs in the portfolio had a weighted average seasoning of three months, a total unpaid principal balance of approximately $261.5 million and a total credit line amount of approximately $276.5 million. The weighted average combined loan-to-value ratio of the deal portfolio’s HELOCs and borrowers’ first-lien mortgages is 65.67%.

S&P Global Ratings assigned the following ratings to the deal’s notes: Class A: AAA (sf); Class B: AA- (sf); Class C: A- (sf); Class D: BBB- (sf); Class E: BB- (sf); and Class F: B- (sf). Morningstar DBRS also assigned the following ratings: Class A: AAA (sf) and Class B: AA (low) (sf). Morningstar DBRS was not asked to assign a rating to the remaining classes.

“This transaction reflects the continued strength of Achieve’s HELOC platform and the confidence institutional investors have in the quality of the assets we originate,” said Achieve Co-Founder and Co-CEO Andrew Housser. “Completing our ninth HELOC securitization further expands our access to the capital markets and supports our ability to help more homeowners use their equity with predictable, fixed monthly payments.”

The transaction features subordination, excess interest, a reserve account and other layers of credit enhancement. ACHM Trust 2026-HE1 also features a pro rata principal distribution across the Class A, Class B and Class C notes, subject to certain performance triggers. The transaction includes a principal-only Class G note that provides additional credit support to the rated notes.

Achieve’s HELOCs are designed to help homeowners use a portion of their home’s equity to consolidate unsecured debts, pay for home renovations, better manage the expense of an upcoming large purchase — or a combination of the three. The HELOCs are fixed-rate and fully amortizing, which is intended to eliminate the uncertainty and risk of payment shock that traditional HELOCs present to consumers via variable rates, interest-only periods or balloon payments.

The HELOCs are fully drawn at origination and carry a 10-, 15-, 20- or 30-year term that includes a five-year draw period and no prepayment penalty for the life of the loan. In April, Achieve further enhanced its HELOC offering by lowering the best available fixed-rate APR to 5.875% for qualifying borrowers.

In most cases, the HELOCs are secured by a junior lien on the homeowner’s primary residence, although a small portion of HELOCs in the deal hold a first-lien position. Achieve works with its members to conduct a comprehensive financial assessment during the application process. A thorough collateral valuation process helps ensure the HELOCs are originated with low combined loan-to-value ratios that is intended to preserve an ample cushion of remaining home equity.

Achieve believes this better enables its members to address their immediate financial needs without jeopardizing their opportunity to build long-term wealth via their home.

This is Achieve’s first HELOC securitization of 2026 and ninth overall, bringing Achieve’s cumulative HELOC securitization volume to more than $1.7 billion. In addition, Achieve or its affiliates have sponsored 22 personal loan securitizations, with cumulative issuances across all Achieve-affiliated personal loan and HELOC securitizations totaling more than $7.5 billion. Achieve also closed its second debt settlement fee securitization in June 2026, a $151.4 million transaction that followed its inaugural securitization in December 2025. Total loan originations through the Achieve Personal Loans platform and Achieve Home Loans are over $14 billion.

For more information about Achieve HELOCs, visit: achieve.com/heloc 

This press release is for informational purposes only and is neither an offer to sell nor the solicitation of an offer to buy the notes or any other securities and shall not constitute an offer, solicitation or sale in any jurisdiction in which such offering, solicitation or sale would be unlawful. The notes have not been and will not be registered under the U.S. Securities Act of 1933, as amended (“Securities Act”), or the securities laws of any jurisdiction. The notes were offered and sold only to qualified institutional buyers in reliance on Rule 144A under the Securities Act and to non-U.S. persons pursuant to Regulation S under the Securities Act.

About Achieve

Achieve, THE digital personal finance company, helps everyday people get on, and stay on, the path to a better financial future. Achieve pairs proprietary data and analytics with personalized support to offer personal loans, home equity loans, debt relief and debt consolidation, along with financial tips and education and free mobile apps: Achieve MoLO® (Money Left Over) and Achieve GOOD™ (Get Out Of Debt). Achieve is frequently recognized for providing top-rated customer experience and satisfaction by both consumers and leading personal finance review platforms and has 2,200 dedicated teammates across the country, with hubs in Arizona, California, Florida and Texas.

Achieve refers to the global organization and may denote one or more affiliates of Achieve Company, including Achieve.com, Equal Housing Opportunity (NMLS ID #138464); Achieve Home Loans, Equal Housing Opportunity (NMLS ID #1810501); Achieve Personal Loans (NMLS ID #227977); Freedom Debt Relief (NMLS ID # 1248929); and Freedom Financial Asset Management (CRD #170229).

Contacts

Austin Kilgore

akilgore@achieve.com

214-908-5097

Elina Tarkazikis

etarkazikis@achieve.com

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SOURCE Achieve

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FancyAI Launches Agentic Social Engagement to Shape AI Recommendations

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New GEO capability finds the third-party conversations AI engines trust and gives brands a direct way to act on them, in real time.

AUSTIN, Texas, Aug. 7, 2026 /PRNewswire-PRWeb/ — FancyAI, the execution layer for AI discovery, today launched Agentic Social Engagement, a new capability that identifies the third-party conversations shaping how AI engines understand and recommend brands.

Teams can assess and join those conversations directly inside FancyAI, then measure how their AI visibility changes.

When someone asks ChatGPT, Gemini, Perplexity or Claude what to buy, the answer often draws on sources the brand doesn’t control. Independent reviews, Reddit threads, YouTube videos, Quora answers and other public discussions can all influence which brands make the shortlist.

The scale of that influence is significant. A recent study of more than 200 million prompts found that Reddit appeared in 20% or more of Perplexity responses at points during January and February 2026.

No amount of on-site optimization reaches those conversations.

Until now, most Generative Engine Optimization work has centered on the content a brand publishes and the authority it earns through media. Agentic Social Engagement extends that work to the live, third-party conversations AI engines use as evidence.

“AI doesn’t rank pages. It recommends brands, and it builds those recommendations from what other people say about you,” said Tom Howell, co-founder and CEO of FancyAI. “You can perfect every page you own and still lose a shortlist that’s being decided somewhere else. Agentic Social Engagement puts your team in those conversations.”

Traditional social listening starts with keywords and ends with a feed of mentions. FancyAI’s Agentic Social Engagement works differently. An AI agent reads each conversation in context, assesses its relevance to the business and determines whether it deserves attention.

A prospective customer may be asking for a recommendation. A competitor may be winning the discussion. A reputation issue may be emerging. A category trend may be taking shape. The agent cuts through the noise and shows teams what matters.

Each prioritized conversation appears inside FancyAI alongside recommendation intelligence, visibility tracking, citation building and content execution. Teams can see whether AI engines already cite the underlying page and respond without leaving the platform. The right move might be direct engagement, a factual correction, an earned mention, a new piece of content or no action at all.

FancyAI then measures what changed.

“Listening tools tell you a conversation happened. We tell you where the decision is taking shape,” Howell said. “The agent finds the signal and gives the team a direct path to act. Discovery is no longer about being seen. It’s about being selected.”

Agentic Social Engagement is available this week to current FancyAI customers and as an add-on for new customers. Teams can operate the capability themselves or have FancyAI’s strategists run it for them.

To learn more, visit getfancy.ai.

About FancyAI

FancyAI is the execution layer for AI discovery. It shows brands where they stand across ChatGPT, Gemini, Perplexity and Claude, then executes the work required to improve those outcomes. The platform brings technical optimization, content execution, citation development, authority building, and agentic social engagement into one system. Teams can run FancyAI themselves or have FancyAI’s strategists run the program for them.

Learn more at getfancy.ai.

Media Contact

Chris Barbee

Chief Revenue Officer, FancyAI

barbee@getfancy.ai

312-721-2199

Media Contact

Chris Barbee, FancyAI, 1 3127212199, barbee@getfancy.ai, getfancy.ai

View original content:https://www.prweb.com/releases/fancyai-launches-agentic-social-engagement-to-shape-ai-recommendations-302844690.html

SOURCE FancyAI

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A Cup of Fresh Durian Coffee: The New Shu Road Comes to Life

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BEIJING, Aug. 7, 2026 /PRNewswire/ — A news report from China.org.cn on the the New Shu Road:

Have you ever seen durian coffee brewed right inside a fresh durian?

This one-of-a-kind durian coffee has recently taken young people by storm at the Chengdu International Railway Port.

You may be even more surprised to learn these durians were still hanging on the trees just five days ago. Five days later, they “rode” more than 2,000 kilometers via the China-Laos-Thailand all-rail-cold-chain freight service, traveling straight from major growing areas in eastern Thailand to the imported durian distribution center inside the Chengdu-Eurasia National (Commodity) Pavilion in the Chengdu International Railway Port.

Thanks to this regular cold-chain rail route that delivers goods efficiently with minimal damage, and in seamless container journeys, tropical Southeast Asian fruits that once commanded steep prices — such as Vietnamese longans and Lao mangosteens — now reach Chinese consumers at lower prices and in better condition.

If you look at the transport route map of Chengdu International Railway Port, every shipping line runs like a blood vessel, pumping steady vitality into countries and cities along the way.

Since the first Chengdu-Europe Express Rail pulled out of Chengdu bound for Lodz, Poland, back in 2013, the Chengdu-Eurasia international logistics corridor centered on Chengdu has expanded steadily over more than a decade. More than 100 cities at home and abroad, including Moscow, Lodz, Vientiane, Hanoi and Izmir, have joined the network one after another. A land-sea intermodal shipping network focused on overland rail now connects Europe, Asia and North America, together with a backbone network of air cargo routes, has gradually taken shape.

Today’s sophisticated transport network stands in stark contrast to the region’s isolation in ancient times. To reach the Shu lands (the Sichuan Basin around present-day Chengdu), travelers had to cross the formidable Qinling and Daba mountain ranges. The great Tang Dynasty poet Li Bai once sighed, “The road to Shu is harder than climbing to the sky.” The Italian explorer Marco Polo also wrote in his travelogue that traversing the Shu Road took twenty days, with winding paths snaking through mountains, gorges and dense forests.

That is why inland western Chinese cities like Chengdu needed an efficient, stable international logistics corridor to break the shackles holding back development. No matter how hard the ancient Shu Road once was, a new thoroughfare had to be built.

After years of infrastructure construction and strategic planning of international logistics corridors, the New Shu Road is fully open and efficient. Today, setting out from Chengdu, you can “roam” the Eurasian continent in just 20 days: Around 12 days by China-Europe Railway Express to Lodz and Moscow; Around 14 days to Nuremberg and Tilburg; Roughly 3 days to Laos and 5 days to Thailand via the all-rail freight line covering China, Laos, Thailand and Malaysia; And a mere 10 days to travel all across ASEAN via the ASEAN land-sea intermodal transport route.

The smooth New Shu Road has turned into a global “conveyor belt” for the flow of goods. New energy products and specialty agricultural products “Made in Chengdu” and “Made in China” are constantly shipped overseas. Meanwhile, French red wine, German automobiles and other commodities pass through Chengdu to reach inland China, Hong Kong, Macao, Taiwan, as well as Japan, South Korea and Southeast Asia. In the first half of this year, Chengdu’s total import and export volume of goods hit 440.67 billion yuan.

Transportation is no longer a constraint on local development — instead, it has become a force that nourishes and propels regional growth. Chengdu once relied heavily on traditional heavy industry, but the China-Europe Railway Express has rapidly opened it up to the outside world and driven industrial upgrading. This positive impact has spilled over to many more regions along the routes. For example, Malaszewicze, a small Polish border town, has grown into a key EU logistics hub thanks to the railway service.

In ancient times, the Shu Road was hard, because mountains and passes stood in the way. Today, the new Shu Road stretches far and wide, connecting China with the rest of the world.

The ever-improving New Shu Road brings impetus for high-standard opening-up to China’s western hinterland, offering richer opportunities for all countries, cities and enterprises along the routes, and delivering tangible benefits to people everywhere — just like that fresh cup of durian coffee.

China Mosaic

http://www.china.org.cn/video/node_7230027.htm

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SOURCE China.org.cn

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Malaysia Broadens Diaspora Strategy, Taps Global Malaysian Expertise to Strengthen Local Talent

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TalentCorp establishes MyHeart Global Connect, a global advisory council of distinguished Malaysians overseas, to strengthen Malaysia’s talent agenda.

SINGAPORE, Aug. 8, 2026 /PRNewswire/ — Malaysia is broadening its approach to engaging Malaysians overseas, moving beyond a traditional focus on talent return towards a more coordinated national strategy that harnesses global Malaysian expertise to strengthen local talent and national competitiveness.

As part of this next chapter, Talent Corporation Malaysia Berhad (TalentCorp), the strategic think tank under the Ministry of Human Resources (KESUMA), today established MyHeart Global Connect, a global advisory council comprising 15 Malaysians based in 10 countries, during Salam Dari Malaysia @ Singapore.

Officiated by the Minister of Human Resources, YB Dato’ Sri Ramanan Ramakrishnan on 7 August 2026, and attended by H.E. Datin Paduka Anizan Siti Hajjar Adnin, High Commissioner of Malaysia to Singapore, the event brought together 250 Malaysian professionals, entrepreneurs, industry leaders, academics, students and community representatives living and working in Singapore.

Speaking at the event, YB Dato’ Sri Ramanan said Malaysia’s talent ecosystem extends beyond its borders and engaging Malaysians overseas must become a coordinated national effort.

“Malaysia’s talent story does not end at our borders. Malaysians overseas remain an important part of our country’s talent ecosystem. As we strengthen local talent, we must also strengthen our engagement with Malaysians around the world so their expertise, experience and global networks can complement our nation’s development.”

The Minister said the MADANI Government remains committed to building a stronger, more competitive and future-ready workforce through quality jobs, stronger industry collaboration and investments in future skills.

He added that TalentCorp has been tasked to work closely with KESUMA, other ministries and agencies, Malaysian diplomatic missions, industry partners and the Malaysian diaspora to shape the next chapter of Malaysia’s diaspora engagement.

“We already have strong foundations through TalentCorp’s Returning Expert Programme and MyHeart. The next step is to build on those foundations through a more coordinated national approach that enables Malaysians overseas to continue contributing to Malaysia’s development while complementing our efforts to strengthen talent at home,” he said.

MyHeart Global Connect brings together accomplished Malaysians from around the world to provide strategic insights, international perspectives and global networks that support Malaysia’s talent agenda. The council will strengthen collaboration between Government, industry, academia and the Malaysian diaspora, while creating more opportunities for mentorship, knowledge exchange, strategic partnerships and international collaboration.

The initiative complements the Government’s broader efforts to strengthen Malaysia’s competitiveness through initiatives such as the Johor-Singapore Special Economic Zone (JS-SEZ), which aims to attract high-value investments, create quality jobs and expand opportunities for Malaysians.

TalentCorp Group CEO Ms Biruntha Mooruthi said the establishment of MyHeart Global Connect reflects a new chapter in Malaysia’s engagement with its global talent.

“Many Malaysians overseas have built exceptional careers, expertise and international networks. MyHeart Global Connect gives us a structured way to bring that global expertise into national conversations, strengthen collaboration with Government, industry and academia, and ensure it complements the development of talent here at home.”

She added that Singapore remains one of TalentCorp’s strongest diaspora communities, with almost 4,000 Malaysians registered on MyHeart, while also being the largest source of applications under the Returning Expert Programme.

The programme also featured a special sharing session by Malaysian filmmaker Raymond Tan, director of ITAM: A Sun Bear Story, Malaysia’s first feature-length wildlife documentary to receive a nationwide cinema release. As he prepares to return to Malaysia after building his career internationally, Tan shared how global exposure, experience and networks can create new opportunities for Malaysia’s creative ecosystem and inspire the next generation of local talent.

Following the launch, the Minister participated in an open dialogue session with members of the Malaysian community in Singapore, where participants shared ideas and perspectives on strengthening Malaysia’s talent ecosystem and enhancing engagement with Malaysians overseas.

TalentCorp will continue expanding MyHeart Global Connect, working with KESUMA, Government agencies, Malaysian missions abroad, industry, academia and diaspora communities to ensure global Malaysian expertise continues to complement local talent development and contribute meaningfully to Malaysia’s long-term growth and competitiveness.

For more information on MyHeart, visit www.myheart.my

View original content to download multimedia:https://www.prnewswire.com/apac/news-releases/malaysia-broadens-diaspora-strategy-taps-global-malaysian-expertise-to-strengthen-local-talent-302846465.html

SOURCE Talent Corporation Malaysia Berhad

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